[processing please hold]

What is wrong with you people? Apparently you have never been poor or have forgotten what it's like to be poor.

Lack of discipline? The children should wear rags because their parents lack discipline.

Either of you ever hear the phrase, "Rob Peter to pay Paul"?

Y'all sound like elitist snobs. Poor is poor. We're not talking shopping with a Platinum card at Marshall Field's, we're talking about trying to keep your kids warm and clothed. Jesus H. Christ. I'm finished with this thread. If you can't understand something as simple as to why poor people use lay aways, you'll never understand anything.

Have a good day and I hope y'all don't get a nose bleed.

[newgeezer]

If you can't understand something as simple as to why poor people use lay aways, you'll never understand anything.

You were invited many times to explain your statement that layaway benefits poor people. If it's so simple, why have you been unable (or unwilling) to explain it?

Then, when presented with a reasoned explanation, instead of giving us yours (assuming you have one), you blow a gasket, get all self-righteous, make a lot of silly accusations and run away so you don't have to subject yourself to any more reasoning.

Too funny!

Have a good day and I hope y'all don't get a nose bleed.

LOL ... Likewise, I'm sure!