Let it die! Have a one year option to be on mid range medicare regardless of age, at the rate tha it costs the US, \while the market stabilizes. Educate & promote health care savings accounts.
My premium skyrocketed when Obamacare passed. I ended up dropping it and went without insurance for three years, then signed up with the VA.
Where is it written that we have to replace obamacare with another system if we get rid of obamacare?
The only replacement i can think of is the free market.
“Doctor, with what will you be replacing the 30 pound cancerous tumor you are removing from my abdomen? “
I always want to know what the Democrat Washington post wants.
The Affordable Care Act was never going to be AFORDABLE. It required subsidies from the government initially, then subsidies from young healthy people who were forced into buying the “health insurance.” Predictably, the Democrats needed to add more subsidies initially to keep the illusion of “affordability” alive. Then the Democrats need to make it no longer “mandatory” as no one wanted to sign up. That is when it imploded on itself.
If Democrats want to have ObamaCare, they should be forced to live with the mandatory nature of the original proposal and the fact that the young will subsidize the insurance costs of the old. ObamaCare will never be affordable without ever increasing subsidies that the voters will never agree to pay for.
Repeal?
ACA subsidy money should be redirected away from health insurers.
Indeed they will get out of business fast without the skimming.
What our public sector overlords enjoy...
https://www.geha.com/2026-medical-plans
Choice.
I want what they’ve got.
I remember when those fools voted like a hundred times to repeal it, then when trump got elected the first time... They didn’t get rid of it. Not to mention mcstain. Posers
Fee for Service, Insurance is supposed to be for Unforeseeable Catastrophic events, not sex changes and weight loss.
Just walk away.
Leave Obamacare in place for people who want it, provided that they pay for it.
Let everyone who wants out to walk away.
Let insurance companies offer plans tailored to whatever market segments they choose.
Let doctors, hospitals and clinics participate or not.
The Obamacare death spiral would be immediate.
The residual welfare component would remain. There are indeed people with impossibly high medical costs arising from conditions outside their control. We can provide generous and compassionate support there. But generally, if ya done it to yourself, you pay the bills.
Obama Care was just a shift of Medicare and Medicaid eligible expanding eligibility. I will admit a few items in the law were very good but not the expansion of government subsidies for illegals and those who shouldn’t qualify.
Replace it with what we had before Obamacare.
>Nothing?
Precisely. We’re already paying their student loans.
They can pay for their own damned healthcare.
SUBSIDES from TAXPAYERS are NOT savings.
It is additional burden on productive citizens with incomes.
Specifically, the RSC Health Care Plan will:
PROTECT Americans with pre-existing conditions
Extend HIPAA portability and pre-existing condition protections that have long benefited Americans with employer-sponsored insurance to people moving into the individual marketplace.
Establish federally-funded, state-administered Guaranteed Coverage Pools to ensure individuals with high-cost illnesses have access to quality and affordable coverage.
Repackage existing funding for ACA premium subsidies and Medicaid expansion to fund state-administered flex-grants to subsidize health insurance for low-income individuals.
Reduce regulatory barriers to give Americans access to quality care.
EMPOWER Americans with greater control over their health care decisions and dollars
Reform the tax code to provide equal tax treatment in the employer and individual health insurance markets.
Unleash Health Savings Accounts (HSAs) by empowering Americans to use their money – tax-free – to cover more health-related expenses including insurance premiums, direct primary care service fees, and health sharing ministry dues.
Increase allowable, pre-tax contributions to HSAs from $3,500 to $9,000 for individuals and from $7,000 to $18,000 for families.
PERSONALIZE health care to meet individual needs
Eliminate ACA mandates forcing Americans to pay more for coverage they do not want or need.
Enhance HSAs in a way that allow for individuals to effectively own their personalized health care plans so they can take their plan from job to job.
Embrace and remove barriers on innovative health care solutions such as telemedicine, direct primary care, association health plans, and health sharing ministries.
https://rsc-pfluger.house.gov/framework-for-personalized-affordable-care
That’s probably the best official Republican plan I’ve seen.
My long-term plan is to bring on market force:
1. Break most hospitals into two highly competitive entities
2. Convert other hospitals into real estate leasing entities with competing surgical suites and nursing wings
3. Separate out drug coverage so hospital systems can run care coverage systems and cut out insurance company overhead and meddlers....
4. Create interstate drug plans that don’t have to cover every drug....Group and exchange plans to offer vouchers at plan set amounts for out-of-formulary drugs. Plans without minimums (or vouchers) could be vended directly to individuals and families.
5. These plans would be all the doctors (and AI) prescribe for formulary drugs with co-pays equal to manufacturing cost
....
8. reform medical education, breaking down medicine and dentistry into simpler chunks and start it in the first year of college
9. replace most primary care doctoring with AI
(human doctor would confirm AI diagnosis, orders for expensive tests[MRI, genetic], prescribe radiation imaging/treatment, and voucher/government co-pay drugs)
[My plan for 2026]
[I’m not sure this is entirely correct as it is complex.]
US citizens and lawfully present persons of a US resident household shall be eligible for coverage as per the PPACA.
The federally subsidy eligible expenses of each eligible issued policy shall be:
1. 85% of Medicare Part A scope coverage provider payouts,
2. 80% of Medicare Part B scope coverage provider payouts, plus
3. 80% of prescription drug coverage provider payouts on a policy.
If the plan is provided by or through a health care providing system, the percentages shall be reduced by 1/20th.
Uncle Sam shall pay a share of the federally subsidy eligible expenses of each eligible policy equal to 30%,
plus 1/6th of each policyholders’ household premium calculation percentage below 400% of FPL that is above 40%.
[The 30% is to mainly cover the costs of chronic condition people.]
A policyholders’ premium calculation percentage shall be the lesser of 100% or 25 times:
their statutorily expected household monthly income,
less the HUD fair market rent
for a three-bedroom apartment if the household has an adult and at least two children over age 3,
for a two-bedroom apartment if the household has an adult and a child over age 2 but doesn’t have at least two children over age 3,
for a one-bedroom apartment otherwise,
plus government-funded help for the rent,
less vehicle loan obligations when computed on a monthly or 30-day basis,
less vehicle insurance obligations when computed on a monthly or 30-day basis,
less court-ordered obligations due, including child support, fines and costs, when computed on a 28-day, 30-day or monthly basis,
less expected student loan repayment expenses when computed on a monthly or 30-day basis,
less child care expenses not paid for or reimburseable by others,
less other amounts the coverage issuer justly deems reasonable and specific for college attendance when averaged to a proper extent by the month over an appropriate time period,
less other monthly or corresponding amounts the coverage issuer reasonably deems to be mandatory,
divided by 1/12th the annual FPL amount for the covered household size.
The statutorily expected household monthly income shall be the sum,
for each person of the household at least 19 years of age,
excluding the primary caregiver in the household for the under full-time school age children of the household when at least one has not received government-funded assistance for child daycare,
of the:
1. hourly computational wage rate for the household’s state*100[what can be expected from working retail],
reduced by two-thirds if a full-time college student
and a photocopy of the student’s college ID or proof of tuition payment is on file with the coverage issuer,
2. if higher, the person’s income last stated by the policy purchaser, or person,
3. if lower, the person’s net income stated reasonably accurately not more than 70 days ago by the policy purchaser, or person,
for no more than four months of the policy year unless mainly supported by government disability pension income.
Hourly computational wage rates for 2026 shall be assumed to be as follows:
1. AK, HI, WA, CA, OR, NJ, NY, MD, MA, RI, DC - $16/hour
2. CO, AZ, IL, NB - $15/hour
3. ME, VT, VA, UT, FL - $14/hour
4. GA, MI - $13/hour
5. NM - $12/hour
6. AL, MS - $10/hour
7. other states $11/hour.
[States with severe winter weather may be given a lower rate than their statutory minimum wage rate.]
Extractable profit to not exceed:
1. 1% of the Medicare amount, plus $100, for each inpatient episode paid within 30 days of initial correct provider billing and within 60 days of initial provider billing,
2. 1% of the Medicare amount, plus $8, for each other provider bill paid to the contracted amount within 30 days of initial correct provider billing and within 60 days of initial provider billing,
3. $1 for each off-patent drug prescription paid for, $3 if for 90 days,
4. $5 for each patented drug prescription paid for within 30 days of the policy year, $15 if for 90 days, and
5. $20 for each recombinant drug provision paid for within 30 days of the policy year.
Administrative related and in-house care costs shall not exceed the extractable profit limit, any applicable reasonable state law limit, or any policy limit. All issued policies shall have a reasonable percentage of premium limit stated within the first 1000 characters of any initial normal course of access policy specific marketing page.
Insurers may, with reasonable 30-days online posted notice, raise premiums of a PPACA policy type to reasonably expect to reach the extractable profit level based on actual and reasonably forecast expenses during the calendar year, subject to a 5% monthly premium rise cap.
Any funds left over after claims on PPACA policies have been paid for the calendar year and profit extracted shall be paid over to Uncle Sam.
There shall be a customer premium payment grace period, to 11:59PM of the third Friday of each month, for the third and fourth full coverage months of the policy.
There shall be a customer premium payment grace period, to 11:59PM of the fourth Friday of each month, for the remaining months of a policy.