Yeah right.
No it is not worth that money.
At the least of things, when you pull it out to pay for stuff you are telling the people around you that you can afford this card.
No.
Airport lounges available on that card suck...and very few. Much better options for us jet-setters.
No credit card is worth that kind of money.
The Southwest Airlines credit card is the best. I always get my n the A boarding group and get lots of free flights.
R-iii-ght.
It’s only worth it if you get everything you purchase with it at 1/2 off, or free.
As an employee or retiree, maybe not.
I prefer Discover Card. We charge just about everything on it, pay our balance in full every month, and get several hundred dollars in cash back each year.
No, it definitely is not worth it. The customer service is terrible and they do not fulfill their promises of benefits. Not to be relied upon - better to stay away from this card.
Is there a $695 swag bag every year?
I had an AMEX card, in the 1980’s. I cannot recall much, because I was so soured on the notion of credit cards, that I vowed I would never do that again, and I have been successful, to the minute you read this.
My son in law has this. It works for him. Wouldnât work for me.
Get the Delta Platinum Am Exp as it is much cheaper, and the benefits are good. Free bags on flight, free annual flight, ...
Say youâre in construction, and run all your materials through that account. You can easily earn some round trip airfares for two with your points.
https://www.americanexpress.com/en-us/account/get-started/platinum/benefits-overview
Certainly not worthwhile on the way I live.
Many CEOs would probably like it though.
Everyone is different. You have to do the math to decide if it’s a good deal or not.
If you can use the benefits to a value more than the fee, then yes. And the sign on bonus points more than cover the first years fee. I have the Sapphire Reserve, which makes all my acquired points worth $0.015 in their travel portal. They act as my travel agent and book my air/cruise/hotel/car with points. I’ve saved a couple thousand dollars just this year, but that’s because I had been saving up points (on a no fee card) for years, and had about 1 million points. Several times when I flew out of San Diego, I had breakfast or lunch for myself and a guest for free, including drinks, at the PGA Tour Grill. Included restaurants and lounges vary depending on airport. Some are great, some just OK. Some airports don’t have a lounge that is covered.
For me, the fee is only worth it until I blow through all my saved up reward points. Once they are gone, I’ll cancel until I build up enough that it makes financial sense.
The banksters are rich and in bed with the feds lockstep. Aside from this story the credit cards are usury legalized.
Just pay by cash/check and choke the bastards off. Soon you will find that extra six percent in your bank account although inflation is killing our way of life there is no reason to give money to these thieves.