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I racked up £38,000 of debt to save my career when I had a baby: In the first part of a major series on women at work, Femail investigates the crippling toll children can take on a mother's job prospects
Daily Mail UK ^ | July 27, 2022 | Helen Carroll

Posted on 07/28/2022 6:39:43 PM PDT by Morgana

When Emma Clayton decided to go back to work after five months of maternity leave, she knew there would be a price to pay.

Not just less time with her young daughter but the hefty cost of daily childcare, too.

But little did she realise just how crippling the astronomical sums involved would be. Absurdly, despite working full-time, the only way she could sustain her career and be a mother, too, was to rack up a £38,000 debt in the first eight years of her child's life. A marketing brand manager, Emma, 47, was earning a very healthy £50,000 a year when Molly was born.

As a single mum, however, almost all of her £3,000-a-month take-home pay was swallowed up by her £1,000 mortgage repayment and childcare costs of £1,500.

'I had five months of paid maternity leave and then looked at the sums and made a conscious decision to get into significant debt to pay for childcare so I could keep working,' says Emma, from Witney, Oxfordshire.

'The alternative was giving up my job and us ending up in a council house on benefits. That just wasn't an option for me.

'I compiled a spreadsheet and worked out how much I'd need to borrow each year in bank loans and credit cards to cover outgoings, and I committed to working even harder so that I would be in line for any bonuses and promotions.'

(Excerpt) Read more at dailymail.co.uk ...


TOPICS: Business/Economy
KEYWORDS: prolife; roevswade
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To: Morgana
Of course no mention is made of the crippling effect that a woman's job prospects can have on a child. To a “single mum” like this kids are just accessories.
41 posted on 07/29/2022 2:36:26 AM PDT by Gay State Conservative (Covid Is All About Mail In Ballots)
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To: I want the USA back

When I proposed marriage, before she said Yes, she asked if she’d be able to be a full time mom when we had kids.

When I said yes, so did she.

We lived within or below our means. My income is above median but not by much. Our kids are all normal and it seemed to rub off. While they all live on their own, none has any debt. (One had some student debt but he went into a career field that allowed him to pay off $30,000 in a year)

Even though I don’t need to, I still live very frugally, which will pay off very well in the new recession.

Wanna bet she’s wearing great clothes, Ubering everywhere, drinking $6 coffee every day and eating out frequently.

I didn’t read the whole thing, but doesn’t she have any family or friends who can watch the kid? She can pay them 1/3 of what the great day care costs.

Guess she doesn’t know who the father is, otherwise he’d be responsible.

Or, here’s a thought. Get married.


42 posted on 07/29/2022 6:41:55 AM PDT by cyclotic (Follow 1776Restorationmovement.com fighting for our Constitution. @1776RM on Truth)
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To: Morgana

OK, I know this is hard BUT:

1) Get married to a good man;
2) THEN have a baby.

This silly twat is in the shape she is because she worshipped at The Holy Church of Feminism.


43 posted on 07/29/2022 7:48:45 AM PDT by Penelope Dreadful (And there is Pansies, that's for Thoughts. +Sodomy & Abortion are NOT cornerstones of Civilization! )
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To: Petrosius

“Women were created by God to bear and raise children, supported and protected by their husbands. Embrace what you are and live with it!”

Oh Hell no! That is too damn hard! Marketing people do a very important job! They help companies sell people stuff that they do not need. But how else can the elite survive without sell sell sell buy buy buy! I hate all this “career” crap. Doctors have careers. Lawyers have careers. Paper pushers have jobs. WalMart shelf stockers have jobs.

What they are really saying is, “Some big company wants me to forego a family to focus on my JOB making money for them.”

But that sounds sooo mercenary, so let’s make it about your CAREER!


44 posted on 07/29/2022 8:00:19 AM PDT by Penelope Dreadful (And there is Pansies, that's for Thoughts. +Sodomy & Abortion are NOT cornerstones of Civilization! )
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To: Morgana
"As a single mum" That is all you all need to know.

If the father abandoned her, what was she supposed to do?

45 posted on 07/29/2022 8:18:08 AM PDT by Albion Wilde (The “time out” generation didn’t produce as good a result as the @#$whoopin' generation. --Bob434)
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To: Arcadian Empire
The women in those situations divorced the men they married and the couple’s daughters and sons grew up in fatherless homes. That pattern will keep repeating as long as women can divorce men while remaining married to the money that the men bring in.

The pattern will continue as long as men drink, party, lie, cheat and behave abusively to the women they promised to love, fail to make a responsible plan for their sex life, and believe that even when they are married and become a father, all that they earn is "theirs" alone.

In the old days, many women had to put up with abuse. Now, they can at least get themselves and their kids away from the brunt of it. And yes, the father of the child should support the child, regardless.

46 posted on 07/29/2022 8:27:31 AM PDT by Albion Wilde (The “time out” generation didn’t produce as good a result as the @#$whoopin' generation. --Bob434)
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To: Salvation
spontaneous?

Must have been spontaneous generation. No men appear to have been involved in the process.

47 posted on 07/29/2022 8:43:33 AM PDT by PAR35
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To: Albion Wilde

The situation I described is extremely common.

The situation you described is extremely rare.


48 posted on 07/29/2022 10:44:46 AM PDT by Arcadian Empire (The Baric-Daszak-Fauci spike protein, by itself, is deadly.)
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To: Albion Wilde

Most women who are single parents are single parents because they want power, control, and money with zero accountability to anyone.


49 posted on 07/29/2022 10:46:12 AM PDT by Arcadian Empire (The Baric-Daszak-Fauci spike protein, by itself, is deadly.)
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To: Penelope Dreadful

Personally, I am a teetotaler, but I know that a lot of women and men get drunk and then engage in random hookups.

I and my health and my descendants all benefit from the fact that I never went down that road.


50 posted on 07/29/2022 10:49:45 AM PDT by Arcadian Empire (The Baric-Daszak-Fauci spike protein, by itself, is deadly.)
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To: Penelope Dreadful

Few people, men and women, have rewarding careers.

Most people, men and women, have jobs that they would quit instantly if they had the financial security to do so.


51 posted on 07/29/2022 10:51:32 AM PDT by Arcadian Empire (The Baric-Daszak-Fauci spike protein, by itself, is deadly.)
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To: Magnatron

Fatherhood is more rewarding than sitting in a cubicle and typing meaningless reports about meaningless transactions for precisely 8 hours a day.


52 posted on 07/29/2022 10:52:55 AM PDT by Arcadian Empire (The Baric-Daszak-Fauci spike protein, by itself, is deadly.)
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To: Celtic Conservative

That prescription requires men and women not getting drunk together.


53 posted on 07/29/2022 10:54:02 AM PDT by Arcadian Empire (The Baric-Daszak-Fauci spike protein, by itself, is deadly.)
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To: Morgana

I’m old fashioned. Here are some ideas:

1. Don’t have kids if you can’t afford them.

2. Be a mother OR work outside the home. If you do both, your kids and employer both get screwed.

3. Marry someone who you’re pretty much 95% sure will stick around.

4. Do NOT, for Heaven’s SAKE, have illegitimate kids unless, of course, you’re a rutting animal and can’t help your disgusting self.


54 posted on 07/29/2022 11:07:40 AM PDT by MayflowerMadam (Sometimes when you get to where you're supposed to be, it's too soon.)
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To: Arcadian Empire

Show me your proof.


55 posted on 07/29/2022 11:16:40 AM PDT by Albion Wilde ("Liz Cheney, Trump’s personal Javert..."--Michael Anton)
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To: Rebelbase

I think the author could shorten the article by just saying:
Kill the children!


56 posted on 07/29/2022 12:48:20 PM PDT by minnesota_bound (Need more money to buy everything now)
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To: Arcadian Empire

That is absolutely the truth. A person can like their job, and be happy doing what they do. Like driving a truck. It is hard, killing work. But some people like it - but I think that is as compared to other jobs. Give people the option of making the same thing, or even a little less, by staying home and doing what they want to do, and I think most of them would say to hell with the job! Even if they liked their job.


57 posted on 08/01/2022 2:20:16 PM PDT by Penelope Dreadful (And there is Pansies, that's for Thoughts. +Sodomy & Abortion are NOT cornerstones of Civilization! )
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