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I racked up £38,000 of debt to save my career when I had a baby: In the first part of a major series on women at work, Femail investigates the crippling toll children can take on a mother's job prospects
Daily Mail UK ^ | July 27, 2022 | Helen Carroll

Posted on 07/28/2022 6:39:43 PM PDT by Morgana

When Emma Clayton decided to go back to work after five months of maternity leave, she knew there would be a price to pay.

Not just less time with her young daughter but the hefty cost of daily childcare, too.

But little did she realise just how crippling the astronomical sums involved would be. Absurdly, despite working full-time, the only way she could sustain her career and be a mother, too, was to rack up a £38,000 debt in the first eight years of her child's life. A marketing brand manager, Emma, 47, was earning a very healthy £50,000 a year when Molly was born.

As a single mum, however, almost all of her £3,000-a-month take-home pay was swallowed up by her £1,000 mortgage repayment and childcare costs of £1,500.

'I had five months of paid maternity leave and then looked at the sums and made a conscious decision to get into significant debt to pay for childcare so I could keep working,' says Emma, from Witney, Oxfordshire.

'The alternative was giving up my job and us ending up in a council house on benefits. That just wasn't an option for me.

'I compiled a spreadsheet and worked out how much I'd need to borrow each year in bank loans and credit cards to cover outgoings, and I committed to working even harder so that I would be in line for any bonuses and promotions.'

(Excerpt) Read more at dailymail.co.uk ...


TOPICS: Business/Economy
KEYWORDS: prolife; roevswade
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"As a single mum" That is all you all need to know.
1 posted on 07/28/2022 6:39:43 PM PDT by Morgana
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To: Morgana

What about the crippling toll a mother’s career can take on a child?


2 posted on 07/28/2022 6:42:58 PM PDT by Rebelbase (Joe Biden, VOTUS. Vegetable of the United States.)
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To: Morgana

The conventional nuclear father-mother-child family optimizes society. Period. It is not a village. It is not single motherhood. Ask any teenage mom how a child destroys your life prospects going foward and makes even the easiest of tasks into a major operation.

Western Civilization has gone off the rails. By design. It is all going according to plan, from fatherless children to homelessness to drug addiction to porn. All of it.


3 posted on 07/28/2022 6:43:05 PM PDT by Freedom_Is_Not_Free (America -- July 4, 1776 to November 3, 2020 -- R.I.P.)
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To: Morgana

I will give a crap when they run a series on how a wife and kids cripple a mans job prospects and future financial stability.


4 posted on 07/28/2022 6:43:08 PM PDT by Secret Agent Man (Gone Galt; not averse to Going Bronson.)
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To: Morgana

This is just not about abortion rights, etc.
It’s bigger than that.

Remember, though it has gone unsaid, unreported, etc., to the Leftist Progressive woke mofos, the world is over-populated and is in desperate need of a culling. Therefore, to them, abortion is needed to help curtail further population growth. This article is nothing more than a continuation of that theme guised under ‘abortion rights’.


5 posted on 07/28/2022 6:45:30 PM PDT by cranked
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To: Morgana

Why isn’t your husband helping?


6 posted on 07/28/2022 6:46:55 PM PDT by ConservativeMind (Trump: Befuddling Democrats, Republicans, and the Media for the benefit of the US and all mankind.)
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To: Morgana

Huh ... Babies have fathers. Where is the baby’s father in all this?

Is she a poor widow, bereft of her loving, supporting, and protecting husband?

Is she a proper garden tool who has no clue as to which of many donors might have successfully inseminated her?

The world wonders.


7 posted on 07/28/2022 6:47:56 PM PDT by NorthMountain (... the right of the peopIe to keep and bear arms shall not be infringed)
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To: Morgana

Feminism ideology, a woman can have it all but it’s a cruel lie. A woman has to make a choice, wife, mother, maybe, big maybe, a part time job. Otherwise if she wants a career then it has to be a total commitment like a man does, but for a woman, no kids, no long relationships, if any, and 80 hour plus weeks.


8 posted on 07/28/2022 6:48:08 PM PDT by Captain Peter Blood
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To: Morgana

Spontanious generation?


9 posted on 07/28/2022 6:51:38 PM PDT by PAR35
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To: Morgana

More women need to be home - barefoot and pregnant


10 posted on 07/28/2022 6:52:15 PM PDT by impimp ( )
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To: Morgana

Europe is ‘beyond’ marriage. Much more ‘sophisticated’ than the US.


11 posted on 07/28/2022 6:53:24 PM PDT by BobL (My hatred of Necons/Globalists exceeds my love of Ukraine or any other country, other than the US)
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To: Morgana

I remember when the MAN went out to work and mum took care of the kids and the house. The woman was not poor.

Remember that. The situation today didn’t have to be that way.

Old fashioned? No. The system did work at one time. It assumed there were two parents. A thought that brings irrational anger to leftists.


12 posted on 07/28/2022 6:53:30 PM PDT by I want the USA back (Damn it! We need Trump! America First!)
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To: I want the USA back

Think of all the working women who are taking high-paying jobs from a man so that he and his wife both have to take two low-paying jobs and have day care.


13 posted on 07/28/2022 6:57:01 PM PDT by crusty old prospector
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To: Morgana

If she (and the sperm donor) was so concerned about their kid, they should have put it up for adoption.

She was 38 or 39 when she got pregnant. Probably wanted to be a single mom because then she would have complete control of the child. It is all about me. Now she wants government to pay up, yet she retains control. Should be no government money in situations like this.


14 posted on 07/28/2022 7:01:49 PM PDT by alternatives? (The only reason to have an army is to defend your borders.)
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To: Morgana

Two moms can split a a seven-day a week job (like waitress or Amazon worker) and child care duties.

Mom 1 would work three days one week and four days the following week.

Mom 2 would work four days one week and three days the following week.

If their Amazon work day was 10 hours long, they would each get in 35 hours a week on average and would not need to pay money for childcare.


15 posted on 07/28/2022 7:06:15 PM PDT by Brian Griffin
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To: Morgana

My neighbor’s son is a firefighter and the son’s wife is a nurse.

They have their hours arranged as to avoid the need to rely on and pay for childcare.


16 posted on 07/28/2022 7:09:30 PM PDT by Brian Griffin
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To: Morgana

for those who have time (lots of it):

https://www.gov.uk/browse/childcare-parenting/financial-help-children


17 posted on 07/28/2022 7:12:05 PM PDT by Brian Griffin
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To: Morgana
Here's the problem right here... She let the deadbeat off the hook:

QUOTE: Emma and Molly's father separated when their daughter was a few months old, and he has not been a part of her life since.

18 posted on 07/28/2022 7:17:42 PM PDT by Tired of Taxes
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To: Morgana

As a single mum

I think I found the problem, unless of course this was one of those immaculate conceptions??


19 posted on 07/28/2022 7:19:22 PM PDT by eyeamok (founded in cynicism, wrapped in sarcasm)
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To: Morgana

Try being an old fat white conservative.


20 posted on 07/28/2022 7:21:28 PM PDT by fuente (Liberty resides in three boxes: the ballot box, the jury box and the cartridge box--Fredrick Douglas)
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