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I racked up £38,000 of debt to save my career when I had a baby: In the first part of a major series on women at work, Femail investigates the crippling toll children can take on a mother's job prospects
Daily Mail UK ^ | July 27, 2022 | Helen Carroll

Posted on 07/28/2022 6:39:43 PM PDT by Morgana

When Emma Clayton decided to go back to work after five months of maternity leave, she knew there would be a price to pay.

Not just less time with her young daughter but the hefty cost of daily childcare, too.

But little did she realise just how crippling the astronomical sums involved would be. Absurdly, despite working full-time, the only way she could sustain her career and be a mother, too, was to rack up a £38,000 debt in the first eight years of her child's life. A marketing brand manager, Emma, 47, was earning a very healthy £50,000 a year when Molly was born.

As a single mum, however, almost all of her £3,000-a-month take-home pay was swallowed up by her £1,000 mortgage repayment and childcare costs of £1,500.

'I had five months of paid maternity leave and then looked at the sums and made a conscious decision to get into significant debt to pay for childcare so I could keep working,' says Emma, from Witney, Oxfordshire.

'The alternative was giving up my job and us ending up in a council house on benefits. That just wasn't an option for me.

'I compiled a spreadsheet and worked out how much I'd need to borrow each year in bank loans and credit cards to cover outgoings, and I committed to working even harder so that I would be in line for any bonuses and promotions.'

(Excerpt) Read more at dailymail.co.uk ...


TOPICS: Business/Economy
KEYWORDS: prolife; roevswade
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To: Morgana

The hardest and most rewarding job in the world is being a mother. Any woman who makes that a second place choice to some cubical gig needs to rearrange her priorities...


21 posted on 07/28/2022 7:23:05 PM PDT by Magnatron
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To: Morgana

Oh no!

She probably had to get a Ford instead of a BMW!


22 posted on 07/28/2022 7:25:19 PM PDT by blueunicorn6 ("A crack shot and a good dancer” )
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To: Rebelbase

Amen - the selfishness and self absorption of this woman neglecting her daughter is depressing. It’s all about her missing her daughters first word - not her daughter not having her mother around to hear it. And why are we having kids without Dads? It makes things a lot easier to have Dad providing so one can actually raise the child rather than pay for childcare. So depressingly sad that people are so messed up thinking the be all and end all is to have a “career” at the expense of the next generation.


23 posted on 07/28/2022 7:29:37 PM PDT by GMLORGMD (20+ year lurker, new poster. )
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To: Morgana

The demand for abortion is necessitated by feminism, which is the revolt from being a woman. Women were created by God to bear and raise children, supported and protected by their husbands. Embrace what you are and live with it!


24 posted on 07/28/2022 7:31:35 PM PDT by Petrosius
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To: Morgana

Smells like propaganda.


25 posted on 07/28/2022 7:49:48 PM PDT by fretzer
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To: Morgana

A child is the mother’s single most important duty and LOVE!


26 posted on 07/28/2022 8:00:52 PM PDT by Salvation ("With God all things are possible." Matthew 19:26)
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To: PAR35

spontaneous?


27 posted on 07/28/2022 8:01:48 PM PDT by Salvation ("With God all things are possible." Matthew 19:26)
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To: Morgana

If you cut back and make major changes especially during those first years, there’s no reason to go in debt.


28 posted on 07/28/2022 8:08:33 PM PDT by HollyB
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To: Rebelbase

What I did was move into a smaller place and work part time so I could raise my child properly. I worked 20 hrs week. Took no benefits. Fortunately I had some savings. My mom helped during those 20 hours. But it wasn’t her responsibility to raise my child. So those were the decisions I made till he got into school full time at 6 years old.


29 posted on 07/28/2022 8:12:44 PM PDT by HollyB
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To: Morgana

The most important career there is is the raising of a healthy and happy child...(and biological females are best at this, of course)

We need to become the sort of society where a single income is sufficient for a family, the way it used to be... so Moms can stay home with their babies...


30 posted on 07/28/2022 8:27:17 PM PDT by Bobalu (NIO is the bottleneck that prevents Type1 physical immortality from being realized...)
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To: Morgana

Don’t want kids?

Don’t have sex.

It’s really a no- brainer, folks.

CC


31 posted on 07/28/2022 8:36:27 PM PDT by Celtic Conservative (My cats are more amusing than 200 channels worth of TV.)
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To: I want the USA back

Those situations did not have happy endings.

The women in those situations divorced the men they married and the couple’s daughters and sons grew up in fatherless homes.

That pattern will keep repeating as long as women can divorce men while remaining married to the money that the men bring in.


32 posted on 07/28/2022 8:53:00 PM PDT by Arcadian Empire (The Baric-Daszak-Fauci spike protein, by itself, is deadly.)
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To: impimp

Barefoot, pregnant and chained to the stove. However the chains are long enough to reach the piano so she can entertain our guests


33 posted on 07/28/2022 9:09:29 PM PDT by Don W (When blacks riot, neighborhoods and cities burnSeriouslyhites riot, nations and continents burn)
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To: GMLORGMD

“So depressingly sad that people are so messed up thinking the be all and end all is to have a ‘career’”

My favorite part of the work day is going home. Never have understood people who thirst and hunger to be at work.


34 posted on 07/28/2022 9:41:55 PM PDT by MDLION ("Trust in the Lord with all your heart" -Proverbs 3:5)
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To: Rebelbase

GMTA.

That was my first thought as well.

Why even have kids in the first place if that’s how much you value them?


35 posted on 07/28/2022 10:30:33 PM PDT by metmom (...fixing our eyes on Jesus, the Author and Perfecter of our faith…)
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To: Captain Peter Blood

Clearly the old adage of “The hand that rocks the cradle, rules the world” has been long forgotten.


36 posted on 07/28/2022 10:32:27 PM PDT by metmom (...fixing our eyes on Jesus, the Author and Perfecter of our faith…)
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To: alternatives?

And now she has her trophy child.


37 posted on 07/28/2022 10:34:25 PM PDT by metmom (...fixing our eyes on Jesus, the Author and Perfecter of our faith…)
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To: Don W; impimp

And thus feminism is born.

Keep up the good work guys.


38 posted on 07/28/2022 10:38:19 PM PDT by metmom (...fixing our eyes on Jesus, the Author and Perfecter of our faith…)
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To: metmom

Evidently you missed the sarcasm tag but that’s OK, you’re a girl


39 posted on 07/28/2022 11:17:15 PM PDT by Don W (When blacks riot, neighborhoods and cities burnSeriouslyhites riot, nations and continents burn)
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To: Morgana

My children’s medical bills almost bankrupted us. We spent 10 long years slogging through a mountain of debt. I shopped at thrift stores, learned to build my own furniture and cut the kids’ hair, tile the floor, cut and install baseboards, and fix my own roof. I did this while holding down a part-time job.

My husband took care of the vehicles, the appliances, and worked nights, often only getting a few hours sleep until he had to get up to take care of the kids.

For years, we had only one day a week together. Other years, we didn’t even have that.

My part-time job turned into a full-time career where my average take home pay is $11K a month after taxes. I work 40 hour weeks and have plenty of time off. I put my kids first, my job second, and trusted God. He opened doors for me.

We now have a wonderful life, travel, our kids are doing great, and live almost completely debt free. Money in the bank, retirement fund growing...I have a few more years left to enjoy it before I’m gone (but that’s another story...thanks, Fauci!).

Being a mom is my greatest blessing. My children are gifts from God.

Somebody should clue this woman in that your job won’t miss you when you die, but your children will remember you to their children.


40 posted on 07/29/2022 1:06:02 AM PDT by TheWriterTX (Trust not in earthly princes....!)
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