Posted on 12/28/2019 5:28:31 PM PST by Tolerance Sucks Rocks
Common life events that can cause homelessness
You’ve heard it before: the root cause of homelessness is the lack of affordable housing.
That’s still true. However, anyone can become homeless. Setting aside the structural factors and systemic failures, here are the most common individual causes of homelessness.
Because this is a more personal look at the subject, I’ve included examples of someone who became homeless in these various ways.
Eviction or Foreclosure
Unsurprisingly, losing your home can result in homelessness. It did for William when he lost his Detroit home to foreclosure in 2007 while undergoing treatment for colon cancer. It’s a huge change, and with the limited notice you’re sometimes given, it’s incredibly difficult to scrape together enough money for a security deposit along with first and last month’s rent. Rosalind is one such person who was evicted from her apartment and subsequently became homeless. That was four years ago now.
With housing prices rising across the country, many find themselves suddenly priced out of an apartment they’ve rented for years. Without the extra funds when prices increase by 50, 100, or even 200 percent, people must prepare for eviction.
Even worse, you may not even be given the option of paying ridiculously inflated rent. Your landlord may just decide to kick you out in order to sell the property for a hefty price. Or, he may turn your unit into a more lucrative, short-term vacation rental. This increase in malicious evictions is what led the UK government to ban no-fault evictions, though many individuals and families who became homeless as a result of these evictions in previous years are still without housing.
(Excerpt) Read more at invisiblepeople.tv ...
My point is that it is possible today.
Saying the problem is primarily “affordable housing” misses all those life circumstances of persons who became homeless, that changed their financial status from being able to afford a place to live, even the most humble, to a position where their financial status dropped precipitously and did not recover. Of course if your means of support drops to zero and stays there NOTHING is “affordable housing”.
The primary cause of homelessness is Big Government.
Property Taxes is a major cause. That makes people uncomfortable. The bigger the Govt, the more homeless.
The purpose of property taxes is to make you homeless, it is to drain your home asset for the royalty of firemen and other state workers.
Welfare Taxes cause women to be homeless. They wake up one day, no more child support, and never owned a thing.
Inflation Tax compounding annually 3% results as one founding father said you will wake up one day homeless.
The cause of homelessness is the shift away from owners to renters of the land and property. On feudal lands, many become homeless. Untaxed property is the root of survival.
It also discourages building cheaper, more affordable housing, because you don't get the "bang for the buck" that you'd get from building McMansions.
In other words, mental illness...
Homelessness exists because Government needs it.
Govt creates it, subsidizes it, supports it.
Govt needs problems. It does not solve problems.
The primary benefactors of homelessness are Govt Royalty.
Yep - very 1984. The other option is that democrats are stupid and were more concerned with their ‘feelings’ of being superior than with solving the problem... Every State with massive homeless problems is run by liberal elites... so YOU might be right.
https://i.imgur.com/4EtAc29.png?1
On the other hand, if one doubles down on house payments, the house will be owned free and clear before retirement. Etc..
No and today so many companies have been millennialized.
I went back to work last year and then used that job to get a better job this year. Now, I am working for a company based out of San Jose. Millennial central.
So, I have been there about 5 weeks.
In that five weeks, I have had 6 paid days off for the holidays, won a raffle for $500 that I didn't even enter, received an onboarding backpack filled with all sorts of high tech gadgetry, have had numerous lunches and breakfasts that they've brought in, large catered Christmas party at local in door golf recreation place where I won some more stuff. Definitely not the workplace of the Boomer.
I am in the apartment business too. Eviction is sometimes necessary, but always traumatic. Everyone hates it when it comes to that.
So true. And neither the Dems nor the GOP wants to talk about that.
Mortgage payments (principal and interest alone) can be very affordable - far cheaper than rent. The lender doesn't want the house; the lender wants the money. If an owner falls behind on his mortgage payments, the lender will offer to work with him, maybe by rolling the amount owed into the remaining principal. Then, with every passing year, the principal is paid down until, eventually, the owner owes nothing more to the lender.
But property taxes are never paid off, and they increase over time, sometimes doubling or tripling. And the local government is more than willing to take that house to sell off, even if the owner owes very little.
Best of luck to you. I’m sure what you went through was very, very difficult.
Behavior, bad choices, and sometimes bad luck.
Execute the dealers, from street level to kingpin.
I went homeless for three years. Unlike many I encountered during that time, it was a conscious decision I made in order to afford my becoming a caregiver in Seattle when circumstances dictated an extreme practice of the principles that had gotten me in trouble up there.
Between a spacious old van, some advance recon on places I could safely/legally sleep, my own patch of asphalt in a warehouse full of artisans and artists (adjacent the city’s last official homeless parking area), an overnight gig with an ALZ client and a healthcare membership, I made it work somehow.
I will say that going homeless (coupled with the sort of job filled largely by ESL immigrants, same as my CNA classroom) makes reentry into a world most take for granted a tricky thing. It changes you ever after and I can well understand how some never make it back to a Normal life. =)
Best wishes to you and yours for a blessed 2020 and joyful Carnival Romulus! So happy to see your Mom at St. Pat’s but working as much as possible after making it home to be comforted and restored some by Mama New Orleans precluded catching up with many folks while I was down there. Please give her my best.
Thank you, and all the best to you and your loved ones. Strange that I was thinking about your mom only this morning at mass. We didn’t come to St Patricks today. We live in Covington now (sold the house uptown in 2015 after it became unaffordable). Didn’t come in today because my sister and her husband came over to have dinner and spend the night. Moral support because I lost my job on Friday. In brief, I was pushed out to justify a job for the boss’s daughter. After 26 years, and at my age that isn’t cool. So pray for me; you have never been far from my prayers.
Yeah, homelessness, huh. You have found detachment at least, and dodged a million worldly worries as you make your way. Proud to call you a friend.
PS: my mom doesn’t know yet, so if you happen to see her at lessons and carols, give me a chance to break the news.
Oh Romulus, I’m so sorry to hear that. How inhuman and disloyal. I despise folks who believe some humans have but water in their veins.
I left New Orleans for a number of family reasons last May and currently am helping out my folks in hopes of putting my CNA to work helping my Mom prepare for and rehab after hip surgery. Long roads to hoe.
The important things in New Orleans haven’t changed, especially if you know where to look for them but both NOLA and Seattle are too dear for my kind. I’m dreaming of retiring somehow to a trailer with my own chicken coop and a reliable truck that will get me to the mountains times I need a 360 view. =) I fell hard for the State of Washington. Seattle and I had a love-hate of sorts. HUGE surprise, huh?
You have always been in my prayers of thanksgiving times I wonder to what I’d be holding if I hadn’t been tempered back in the day by the Trads. I’ve been through some times since Katrina, that’s for sure.
I have zero social life to speak of at this point. Any chance they’d look the other way if I posted in Philosophy or “Catholic Caucus”? I’m not interested in a “RUSH TO LIMBO” 500 posts of dumpster fire or anything but maybe we could entice some of the gang out of the woodwork for Contemplation sort of comments.
You know better what might fly around here these days. Let me know. I will let my Mom know you need prayers. Her regimen of daily prayer still is strong.
(I didn’t get across the river to see him before he died but I was around to nab an armful of Klores’ books. Would you believe there was a hardback book on UKRAINE of all places? Still grateful I took that trip in part to get to know Reynolds’ replacement. Those are about the only books I have with me right now ... only traveling with what fits — along with a drum kit — in my van. =)
Stay positive! I will pray for you and yours.
Well first let me assure you that Fr. K is still very much in this world. Though he walks only with great difficulty (he’s no longer able to celebrate mass), he does get around a bit, takes phone calls and receives visitors. He calls himself a hermit, whose business it is to pray — a staretz, to be precise. He spent last Thanksgiving here in Covington with us. He and my mother in law have become good friends. Send a freepmail if you want contact info.
Give my best to your mom, and let her know of my prayers for recovery.
I certainly get your attachment to mountains. “Montani semper liberi”, right? They offer a bit of tornado insurance, I understand, which may be a consideration for those living in trailers.
I think you’re safe around FR, so long as you forbear to prod the sacred cow du jour. Hiding in plain sight has always been your thing. You got defenestrated in the Iraq War hysteria, which is kinda funny since nowadays everyone will tell you what a folly that was. But it might prove boring: my own take is that FR is thoroughly predictable, conventional, and stupid — more so. “Conservatives” with no clue how thoroughly they’ve been programmed by the left, jostling to showcase their own virtue signalling. Still, I’ll show up at anything you have to post, if only to say hello.
Klores’s successors have been sound fellows in their own ways. The temporary administrator we had until last summer was a particular favorite of mine. I really bonded with him, but he was way too Catholic and too outspoken about it, so the Archbishop drove him away. He’s in Baltimore now. Still just a kid, utterly without guile and fearless, and smart as a whip. You could’ve been his Auntie Askel...
This world is passing away.
Back to the job search now, but wanted you to know it has cheered me to hear from you. God bless you.
Yes, I’ll be in touch.
It would be nice to post from his books!
“Plain sight”
Everyone has their fatal flaws. =)
Keeping you in my prayers ... trust all is well as can be.
Got a kick out of seeing your sarcophagus turn up!
You must be talking about the dark haired young man. Agreed, he was excellent. I went to daily mass as much as possible while working in the CBD a few months.
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