Free Republic

It took the IRS just two days to start processing $1,400 stimulus checks after President Joe Biden signed his $1.9 trillion relief package into law. The third direct payments of the pandemic began to show up in bank accounts last weekend.As of Wednesday, millions of Americans had already received more money to take care of bills, pay down debt, save or invest.But if you keep refreshing your online banking and still aren't seeing the cash, what's happened? Here are seven potential reasons you haven't gotten your money yet.Advertisement1. The IRS is sending out the stimulus checks in 'batches'The IRS has...

THINKING OF REFINANCING your mortgage? Welcome to the club. With mortgage rates so low over the past few years, the question hasn't been "should you refinance?" but "when"? While conventional wisdom once said you had to shave at least 2% off your loan in order for refinancing to make sense, these days it could be worthwhile with an interest reduction of just 0.75%, says Doug Perry of Countrywide's consumer-markets division. That's because soaring home values, increased competition and automated underwriting (which can approve or reject your refi application in a matter of minutes) have made refinancing quicker, easier and potentially...

Since I value the opinions and views of the members here, I figure I would turn here for some advice on an issue I have been pondering. I have talked with my wife about getting into one of the debt consolidation services that seem to be so widely popular these days. I hear good and bad things about it and want to get as much info as possible about it. Have any of you tried it?Which company(s) do you suggest/warn against?Know of any good websites that has some good info on what to look out for? Doing a few days...