I am still relatively new to the site, so pardon me if I posted in the wrong place. I wasn't sure if this should go in Blogs and Personal, General and Chat, or somewhere else. I am hearing from a number of teacher friends and associates that state pension problems are not the fault of unions or poor budgeting or bad contracts but instead are all the fault of the typical bad guys: Wall Street and "decades of deregulation." It all sounds like a rote argument, but they point to such characters as Goldman Sachs and the practice of offering...