Are Credit Checks Racist? Studies haven't found a link between poor credit and job performance, but more employers are checking, and minorities are getting squeezed. Insurers are slammed for checking, too. By Christian Science Monitor Lisa Bailey worked for five months at Harvard University as a temp entering donations into a database. When the university made the job a salaried position, Bailey, who is black, saw a chance to lift herself out of dead-end jobs. Bailey's superiors encouraged her to apply, she says, but turned her down after discovering her bad credit history. Bailey, with her lawyer, has lodged a...