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Students whose college years were upended by Covid face their next hurdle: repaying loans
NBC News / Comcast ^ | October 6, 2023 | By Claretta Bellamy (D-NBC)

Posted on 10/06/2023 9:04:33 AM PDT by Oldeconomybuyer

After Covid completely upended life on college campuses, students and recent graduates are encountering a new challenge: student loans.

Millions of college students and graduates — including Black women, who carry the highest burden of student debt — held on to the hope of President Joe Biden’s student loan forgiveness plan, which the Supreme Court struck down in June. Yet, Biden is aiming to push policies that would provide relief for loan borrowers, with his announcement Wednesday approving $9 billion in student loan forgiveness for 125,000 borrowers.

Still, as payments resume, several Black students and graduates told NBC News that they are not ready for the financial obligation, including those who say the pandemic stripped away large portions of their college experience.

Black college students face specific challenges when it comes to eliminating their student debt. Black graduates hold an average of $25,000 more in student loan debt than their white counterparts, according to the Education Data Initiative. Four years after graduation, Black college graduates also owe an average of 188% more than white students borrowed, EDI reported.

These disparities for Black graduates are directly linked to the lack of generational wealth in Black families. The median white family with a full-time worker has 7.6 times more wealth than the median Black family that also has a full-time worker, according to the American Sociological Association’s Contexts magazine.

(Excerpt) Read more at nbcnews.com ...


TOPICS: Constitution/Conservatism; Government; News/Current Events; Politics/Elections
KEYWORDS: democrats; journalism; media; press
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1 posted on 10/06/2023 9:04:33 AM PDT by Oldeconomybuyer
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To: Oldeconomybuyer

All about BLACKS. Why don’t they say it in the headline?


2 posted on 10/06/2023 9:07:14 AM PDT by unixfox (Abolish Slavery, Repeal the 16th Amendment)
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To: Oldeconomybuyer

If they took some worthless basket weaving degree they deserve what they got.


3 posted on 10/06/2023 9:09:02 AM PDT by Seruzawa ("The Political left is the Garden of Eden of incompetence" - Marx the Smarter (Groucho))
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To: Oldeconomybuyer

These same idiots then I will assume then expect NOT TO pay for a mortgage or 72month car loan!?


4 posted on 10/06/2023 9:09:28 AM PDT by Paul46360 (What??ME worry?)
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To: Oldeconomybuyer

They should have chosen better....like a community college first...


5 posted on 10/06/2023 9:09:47 AM PDT by Sacajaweau ( )
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To: Oldeconomybuyer

Blacks can go Fix themselves. Not my job to solve their problems.


6 posted on 10/06/2023 9:10:13 AM PDT by ClearCase_guy (They say "Our Democracy" but they mean Cosa Nostra.)
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To: Oldeconomybuyer
Millions of college students and graduates — including Black women,


7 posted on 10/06/2023 9:11:36 AM PDT by Angelino97
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To: Oldeconomybuyer

>> These disparities for Black graduates are directly linked to the lack of generational wealth in Black families.

Yeah sure they are.

I wonder what all those “youths” and “teens” majored in... “Blakk And Jender Studiez”?


8 posted on 10/06/2023 9:11:50 AM PDT by Nervous Tick (Jesus is LORD and Savior! And Donald Trump is President of the United States of America.a)
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To: unixfox
Here's NBC "journalist" Claretta, in case you were wondering...

u-https-media-cldnry-s-nbcnews-com-image-upload-t-nbcnews-fp-1200-630-f-auto-q-auto-best-newscms-202
9 posted on 10/06/2023 9:15:04 AM PDT by Nervous Tick (Jesus is LORD and Savior! And Donald Trump is President of the United States of America.a)
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To: unixfox

‘All about BLACKS.’

more to the point, all about black women...

it will not be long before the president and the veep will be black females, as well as at least half the cabinet posts...


10 posted on 10/06/2023 9:20:57 AM PDT by IrishBrigade
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To: Oldeconomybuyer

“Black women, who carry the highest burden of student debt...”


Sounds to me like the racist colleges are targeting black women for exploitation. Perhaps that’s where Claretta should focus her attention. There may be a Pulitzer in it for her.


11 posted on 10/06/2023 9:22:47 AM PDT by hanamizu ( )
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To: Oldeconomybuyer

Take the money from the worthless Liberal universities.


12 posted on 10/06/2023 9:25:53 AM PDT by Az Joe (Live free or die)
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To: Oldeconomybuyer

Hmmm. My sympathy meter is still pegged at zero.

They signed a contract. Foolishly in many cases but still a legal contract.

My son graduated as an astronautical engineer a year before the recent unpleasantness.

1. He took out some loans
2. He majored in a field that would pay well enough to repay said loans
3. Upon graduation he rented a house with several friends who all lived cheap and paid off their debt.
4. He did not buy a brand new car.
5. He paid the debt within a year
6. He still lives in that house and lives frugally
7. He did buy lots of guns


13 posted on 10/06/2023 9:25:58 AM PDT by cyclotic (It's a great time to live in America. It's like the collapse of the Roman Empire except with wi-fi)
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To: hanamizu

“Black women, who carry the highest burden of student debt”

Seems the focus should be getting Black women into STEM where repaying student loan debt is trivial 3% to 7% of first decade earnings.

If black women are all over the chemistry, physics and a math departments, I got zero issues with this statement. But checking the mechanics, black women pick piss poor majors.


14 posted on 10/06/2023 9:27:34 AM PDT by protoconservative (Been Conservative Before You Were Born )
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To: Oldeconomybuyer

Still paid tuition even during lockdown?

Would have been cheaper to just do EdX.


15 posted on 10/06/2023 9:27:39 AM PDT by glorgau
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To: Oldeconomybuyer

Government upended their college.years.

Covid didnt upend anything.


16 posted on 10/06/2023 9:28:52 AM PDT by BenLurkin (The above is not a statement of fact. It is either opinion, or satire, or both.)
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To: Angelino97
Poor downtrodden P.O.C.

Adam Corolla shreds Gavin Newsom on the plight of minorities.

17 posted on 10/06/2023 9:36:07 AM PDT by Right Brother (Pray for God's intervention to stop UMCRevMom's invasion of Free Republic)
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To: Oldeconomybuyer

“These disparities for Black graduates are directly linked to the lack of generational wealth in Black families.”

Excuses, excuses, excuses. Millions of whites, Asians, and hispanics leave home at age 18 with the shirts on their backs. Some go to college with loans, scholarships and part time jobs. Some learn a trade. Some take entry level low paying clerical and manual labor jobs and work their way up to the middle class. Some join the military and go to college during the service or afterward. Some work and go to community college, saving money to pay for their last two years at a university.

The struggle to pay off college loans, or loans taken out to fund a small business, is the same no matter your race. Some are fortunate to have family help, most do not.

It is time for people to stop complaining about the potholes in the road of life. Life isn’t fair. Work hard and produce something of value. Take accountability. Stay clean of drugs and don’t have children out of wedlock. Live within your means. Constantly improve your skills and performance. Go the extra mile. Live up to high ethical standards. Seize opportunities when they appear. Life will be good no matter what race you are or how humble your beginnings.


18 posted on 10/06/2023 9:37:54 AM PDT by Soul of the South (The past is gone and cannot be changed. Tomorrow can be a better day if we work on )
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To: unixfox
All about BLACKS. Why don’t they say it in the headline?

Because they pretend they aren't racists.

And most people pretend to believe people like them to avoid retaliation.

.

19 posted on 10/06/2023 9:54:02 AM PDT by Iron Munro (<blockquote> <p> Sun Tzu: An evil man will burn his own nation to the ground to rule over the ashes)
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To: Oldeconomybuyer

Have the Universities endowment funds pay for them.


20 posted on 10/06/2023 9:55:00 AM PDT by EQAndyBuzz (At this point, I would rather have the illegals here than the liberals.)
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