Nobody wants to insure a house that is on fire.
I simply don’t understand why more people can’t see this like car insurance. You have to buy it BEFORE you wrap your car around a tree. No one wants to talk to you when you call ‘em up and say, “Uhhhhhh ... you don’t know me, but I have this problem ...”
Obama/Soros funded astroturf.
America had charity hospitals for years to take care of poor people. They were staffed by charitable religious orders and doctors - top-notch in their requisite medical fields - volunteered their time.
A number of these charitable hospitals made break-through medical advances that helped society.
We need to bring back these hospitals sans involvement of the paid-off, money-grubbing, creep federal government.
We have a close family member who is a deplorable and has multiple pre-existing conditions. He hates Ocare. He loves Trump.
Sorry, but there is no such thing as free medical care.
If you get something for free, it’s because somebody else paid for it.
Who cares that working people have premiums that are rising by double and triples, and that they can’t afford the out of pocket on their deductibles. It’s all about me. Me. Me. Me.
#commieagitprop
Sounds like paid Soros trolls.
I have preexisting conditions that were always covered by the group health plan at WORK!
Sorry. If your sick your sick. Just live with it and stop trying to fight it. If it’s your time to go...just leave. Stop trying to get free stuff.
I’m going to share my Obamacare horror story.
After my husband had cancer and was laid off, we had to pay for our own insurance after we paid for Cobra. It was 2k a month and a 12k deductible.
Well, my husband had some other medical issues and needed very, very medication. It was denied by BCBS of California. He wasn’t sick enough.
Right after that, he started a new job with new insurance BCBS of Illinois. The medication was immediately approved.
The other sad thing is that the company couldn’t stay with BCBS of Illinois because it went up over 30%. We’ve been rather healthy this year, so not sure about the new insurance.
I hate BCBS of California. 40K for nothing.
If you are already Insured you can’t have any Pre Existing Conditions.
I have paid continuously for my Health Insurance since I was 18 Years Old. I contracted Leukemia at age 52, my first real use of my Insurance Coverage outside of routine Doctor Visits and Prescription Drugs in nearly 35 Years.
That’s why they call it Insurance folks. You pay thinking that you might get sick and the Insurer is hoping that you won’t. It’s the same thing that Life Insurance Companies do.
The people who failed to get Coverage because it wasn’t important enough or worth the cost and sacrifice are the only ones affected by this so called Pre Existing rule.
If my Car had pre existing front end damage, I wouldn’t expect my new Insurance Company to pay for it when I signed up. If I was Insured when it happened, my previous Insurance Company would have paid to fix it (if I spent the money for Collision Coverage). Without that Coverage, I assumed the risk and should pay for the repair myself.
That being said, we have now saddled with the idea that Healthcare is a Right, so there is no going back. In other words, you can never take away an Entitlement once it is given. You can trim around the edges, for instance upping the SS or Medicare Ages, but even that would be a daunting task.
Logically the Age set to receive Benefits when the SS Program began should be adjusted up considering Life Expectancy has risen by about 15 Years (or more) since then. A gradual adjustment over the Years, adding a Month here and a Month there would have made it more palatable, but that didn’t happen.
Back on topic, the answer to this dilemma is setting up a High Risk pool of money to deal with this small group of individuals with so called Pre Exiting Conditions.
Let the Insurance Companies write up Policies that exclude treatment for the particular existing pre condition of previously Uninsured People. Then add a 5% / 10% (?) Tax to the Policies of those particular Individuals that is then paid into a National Assigned Risk Pool.
Why should people be rewarded for their irresponsibility, sick or not? Is a 55 or 10% Tax too much to ask when everyone else has paid the Freight their entire lives?
Any Treatment exempted by the Policy for Pre Existing Conditions would from that Pool of Money, not from the Insurance Company. Now the Insurance Company Risk is mitigated so their Policy Coverage can return to normal.
Only them can the Insurance Companies resume their Business Model offering Plans based on actual Risk Assessment.
Just my $.02, your Mileage may vary. Apologies for the rant.
If there is a way to buy insurance for those with pre-existing conditions, then I’m okay with it.
I’ve had MS for 25 years, needless to say, the costs have been considerable with many years the insurance having to cover large costs,. For years we were covered by group insurance (we’ve always had to pay for our group insurance but it was $400 a month, or so.l All was well until my husband his job, and when he couldn’t find another right away, went into business for himself for a year, and we tried to buy insurance (this is pre-Cobra)
We could buy health insurance for me, it just wouldn’t cover any costs that had to do with my MS. Fortunately this is also before the major DMD (disease modifying drugs) came out. They were about $2000 a month when they became available. A major flare and hospitalization would have been our worst case scenario. Also, once my husband got a job, those were the days that if you hadn’t been covered for the previous year for your illness, you had to wait another year for your pre-existing illness to be covered. Those were dark days if you had a pre-existing condition and a chronic illness.
If they allow you to buy insurance that will cover a pre-existing illness from the first day on it, I’m okay with that. I wonder about the costs. I really don’t trust the insurance companies, but it seems if they had some commission to review rates (like the state reviews our property insurance rates and okays whether they can raise their rates as much as they want, that seems fair.)
People that are hard nosed and lack compassion for some of these pre-existing condition folks plight, are forgetting they could be in the other person’s shoes. Sure there are those that are just looking for a handout, but there are plenty of people who are chronically ill or with chronically ill children, where mom is staying home taking care of the sick child, and they are barely making it on dad’s salary. Add exorbitant rates to that, and it truly is a sad story.
Still trying to make me pay for their health care.
Somehow we survived as a nation for 234 years before Saint Obama put forth his Pre-Existing Coverage decree... and the Left is pretending that it has been taken from them (it hasn’t), that the GOP is pushing to take it away (they haven’t), and that people are at risk because of it (they aren’t).
Time to troll Twitter folks.
Prior to Crap Care, I religiously paid for health insurance. A decent family plan ~ $15k/annual. Thanks to Crap Care, I’m paying much more for much less. So, I’m now expected to pay for those that chose not to maintain continual insurance?
Some want everything and cost them nothing. They are victims and have no responsibility. It is your duty to take care of poor me.
It’ll never get through the Senate. Too many GOPes on the rat side.