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Missouri Democrat wants to require ID for every Apple Pay payment
MacDailyNews ^ | January 23, 2014

Posted on 01/23/2015 9:03:29 AM PST by House Atreides

A Missouri lawmaker is pushing a measure that would require identification each time a person uses Apple Pay with their iPhone or other mobile payment systems on their non-Apple phones. “Democratic Rep. Joshua Peters of St. Louis says the bill he introduced Wednesday requires customers to show a state driver’s license or other identification when they use a mobile wallet app or other electronic payment system...

... “Merchants would have to record the license or identification number or could be responsible for the illegal purchases made if a device is reported stolen.”

(Excerpt) Read more at macdailynews.com ...


TOPICS: Government; News/Current Events; US: Missouri
KEYWORDS: applepay; intrusivegovernment
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To: GeronL
but voting doesn’t need it?
BINGO!!

21 posted on 01/23/2015 1:52:08 PM PST by conservatism_IS_compassion ("Liberalism” is a conspiracy against the public by wire-service journalism.)
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To: House Atreides; ~Kim4VRWC's~; 1234; Abundy; Action-America; acoulterfan; AFreeBird; Airwinger; ...
Democrat legislator wants to intrude on SECURE ApplePay transactions by requiring merchants to record IDs of ApplePay and other electronic payment users to assure they are not being defrauded or the Merchant will be held responsible for the amount of the fraudulent transaction. . . ignoring that ApplePay transactions cannot be anywhere nearly as fraudulent as a credit card transaction, since only the OWNER can use his own living finger print! Another ignorant Demoncrat! — PING!


Apple ApplePay Ping!

If you want on or off the Mac Ping List, Freepmail me.

22 posted on 01/23/2015 3:46:32 PM PST by Swordmaker (This tag line is a Microsoft insult free zone... but if the insults to Mac users contnue...)
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To: Pearls Before Swine
That said, I haven’t been excited by using my mobile phone for NFC contact payments. How hard is it to pull a card out of my wallet?

How hard is it to steal your card number? That is not possible with ApplePay.

23 posted on 01/23/2015 3:48:08 PM PST by Swordmaker (This tag line is a Microsoft insult free zone... but if the insults to Mac users contnue...)
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To: sheana
And that’s why I will never use it. Pull my phone out of the slot in my handbag or the debit card I keep in the slot right next to it.

No one can use it except you. ApplePay requires YOUR living fingerprint to be used. Without your finger, it will not work to do a dang thing. Only YOU, personally, can make a purchase. No one else.

24 posted on 01/23/2015 3:50:32 PM PST by Swordmaker (This tag line is a Microsoft insult free zone... but if the insults to Mac users contnue...)
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To: Swordmaker

How hard is it to lose your phone?


25 posted on 01/23/2015 3:54:18 PM PST by Pearls Before Swine
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To: Star Traveler
“Missouri Democrat wants to require ID for every Apple Pay payment”

Hmmmmm. . . fodder for the next data breach. . . Can you say ID theft? Even Home Depot, Target, Sony, Michaels, JP Morgan, or Community Health Systems data breaches DID NOT HAVE Drivers License numbers! This Democrat legislator has identified a major hole in their data! He's brilliant! What a genius! He's filling that lack of data the ID thieves would love to get their hands on!

26 posted on 01/23/2015 3:57:59 PM PST by Swordmaker (This tag line is a Microsoft insult free zone... but if the insults to Mac users contnue...)
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To: Pearls Before Swine
How hard is it to lose your phone?

That doesn't matter. Only you can use ApplePay. First of all only the owner of the iPhone can open the iPhone. . . or use ApplePay because it requires the owner to use their living finger, not a mere copy of a fingerprint, to activate it. Merely losing your phone, or having a thief steal it, will not give the finder or the thief access to ApplePay. It is secure. That's why the major credit card and banks have accepted it and the liability that goes along with using it. They think they will be saving HUGE amounts from the decrease in credit and debit card fraud with ApplePay.

In addition, once you know you've lost or had your iPhone stolen, you can deactivate your iPhone remotely from any computer, turning it into a useless brick for anyone except its true owner, you. Only you can restore it to functional use and that requires your AppleID. That STILL won't get them access to ApplePay.

Sorry, your point is not valid.

27 posted on 01/23/2015 4:11:46 PM PST by Swordmaker (This tag line is a Microsoft insult free zone... but if the insults to Mac users contnue...)
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To: House Atreides

Mastercard paid him off for the legislation effort

28 posted on 01/23/2015 4:16:10 PM PST by bert ((K.E.; N.P.; GOPc.;+12, 73, ..... Obama is public enemy #1)
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To: House Atreides

Make no mistake the Rats want to track what everyone is buying.

If you want to do it, then that should be your business.

It’s not some crook politician that wants to get in your wallet.


29 posted on 01/23/2015 4:17:53 PM PST by Enlightened1
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To: Swordmaker

HE WHO SPEAKS OUT OF IGNORANCE..... becomes a Democrack


30 posted on 01/23/2015 4:19:54 PM PST by MeshugeMikey ("Never, Never, Never, Give Up," Winston Churchill ><>)
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To: Swordmaker

I’m not saying it’s a bad system, just that I will require some time to decide that it is an overwhelmingly good system. Just not an early adopter here.


31 posted on 01/23/2015 4:25:30 PM PST by Pearls Before Swine
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To: House Atreides

That’s racist.


32 posted on 01/23/2015 4:32:42 PM PST by <1/1,000,000th%
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To: House Atreides

The lobbyists for Google, Paypal and the credit card companies is pushing this.


33 posted on 01/23/2015 4:37:43 PM PST by Vendome (Don't take life so seriously-you won't live through it anyway-Enjoy Yourself ala Louis Prima)
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To: Vendome

“The lobbyists for Google, Paypal and the credit card companies is pushing this.”
********************************************************************************************************
I don’t think so...both Google and Paypal absolutely hate Apple Pay and have competing “mobile payment” processes (e.g., Google Wallet) that have gone nowhere and are, in essence, failing in the marketplace. And Paypal is suing Google (and several former Paypal employees who left to go work for Google) for theft of trade secrets. The courts will have to settle that suit somehow unless Paypal and Google don’t first simply give up the fight since their systems are not competing effectively with Apple Pay.


34 posted on 01/23/2015 4:54:30 PM PST by House Atreides (CRUZ or lose!)
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To: House Atreides

You don’t think so?

You mean Google and Paypal wouldn’t benefit from this highly restrictive law?

Who has more customers? Apple or Paypal?


35 posted on 01/23/2015 5:46:46 PM PST by Vendome (Don't take life so seriously-you won't live through it anyway-Enjoy Yourself ala Louis Prima)
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To: Vendome

Nobody would benefit from the law. Apple Pay would be most HURT by it as it is the mobile payment system that seems on its way to success.

By the way, the 2nd coming of Christ will happen before this ‘RAT idiot’s stupid proposal becomes law.


36 posted on 01/23/2015 5:51:13 PM PST by House Atreides (CRUZ or lose!)
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To: sheana

Your credit card gives far more information to the merchant via the mag stripe on the card than apple pay does. From that, they only get a tokenized one time number.

All things being equal, convenience wise, which would you rather use? And which one is more secure?


37 posted on 01/23/2015 6:54:09 PM PST by AFreeBird
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To: House Atreides

If Apple Pay is hampered, how does that not benefit the others?

They will prevent Apple from success or seriously hamper it, protecting their market share.

If Apple Pay isn’t encumbered by special rules and laws, designed to blunt their efforts, then Google, PayPal, et all will absolutely lose market share.

Hence, more free drinks at the Willard...


38 posted on 01/23/2015 7:01:44 PM PST by Vendome (Don't take life so seriously-you won't live through it anyway-Enjoy Yourself ala Louis Prima)
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To: House Atreides

Oops, didn’t see your 2nd coming statement.

Agreed.


39 posted on 01/23/2015 7:02:32 PM PST by Vendome (Don't take life so seriously-you won't live through it anyway-Enjoy Yourself ala Louis Prima)
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To: GeronL

Yeah, exactly. Ask this rat pig what he thinks about voter id.

Back when people rented videos, it was harder to do that in some states than vote.


40 posted on 01/28/2015 8:47:12 PM PST by Impy (They pull a knife, you pull a gun. That's the CHICAGO WAY, and that's how you beat the rats!)
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