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The HealthCare bill and the American Expatriate
Self | 3/22/2010 | LittlePig

Posted on 03/22/2010 10:58:09 AM PDT by Little Pig

I am calling on the legislative analysts here to see if you can help me answer this question:

How does the healthcare bill affect those working overseas? I am specifically referring to the requirement that all persons must have health insurance. When working overseas, people often don't have access to the wide range of doctors and clinics that persons here in the US do, much less places that take health insurance of any kind. Does the bill require persons in that situation to purchase insurance that they cannot use?


TOPICS: Foreign Affairs; Miscellaneous; News/Current Events; Politics/Elections
KEYWORDS: chat; vanity
I haven't found this information in the bill, such as it is, yet. I am wondering if anyone else has, or has been able to analyze the bill sufficiently that this question can be answered.
1 posted on 03/22/2010 10:58:09 AM PDT by Little Pig
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To: Little Pig

Collective thinking does not take into consideration individual needs.


2 posted on 03/22/2010 11:02:56 AM PDT by skr (May God confound the enemy)
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To: Little Pig

Are we talking about an expatriate or someone simply working for an extended period overseas?


3 posted on 03/22/2010 11:03:18 AM PDT by raybbr
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To: Little Pig

I imagine that if you file/pay US income taxes, as US expatriates must, then you will be required to comply with all the statutes - especially if, as I have heard, that the IRS will be one of the main enforcers of this bill.

On a different note - being overseas may be the best thing for your health care in the coming years.


4 posted on 03/22/2010 11:03:51 AM PDT by PGR88 (I'm so open-minded, my brains fell out.)
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To: Little Pig

You’ll know if the IRS sends men in black to arrest you..............


5 posted on 03/22/2010 11:05:35 AM PDT by Red Badger (Education makes people easy to lead, difficult to drive; easy to govern, but impossible to enslave.)
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To: Little Pig
I have yet to hear any definative news yet regarding this.

I'm not sure how they intend to enforce this on Americans overseas but I can forsee that it is not going to be pretty.

I myself am prepared to fight.

6 posted on 03/22/2010 11:12:30 AM PDT by expatguy (Support "An American Expat in Southeast Asia" - DONATE)
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To: Little Pig

Does it have to be American Health Insurance?

For instance if you are working in Japan, do you have to buy Japanese Health Insurance or Amrican Insurance that will be useless if you need medical care in Japan? Also How soon after gettign back tothe USA will you have to buy Ins?


7 posted on 03/22/2010 11:13:45 AM PDT by GraceG
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To: GraceG

Look, guys, this is trivial to google:

“Senate health bill expats” yields:

http://knifetricks.blogspot.com/2009/11/senate-health-care-bill-expats-exempt.html

This is far, far easier than posting a vanity and checking for responses.

And, note, you are probably half my age - so you have no excuse for technical illiteracy.

P.S. Answer is they are exempt from the insurance coverage requirement - but not from other atrocities like higher taxes.


8 posted on 03/22/2010 11:32:32 AM PDT by RossA
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To: RossA

P.S. Answer is they are exempt from the insurance coverage requirement - but not from other atrocities like higher taxes.

Can we qualify working from texas as working from another country?

Just Hoping.


9 posted on 03/22/2010 11:42:33 AM PDT by GraceG
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To: GraceG

You do not have to buy Japanese insurance. You can buy it at anytime w/o penalty (at least when I lived in Japan). I had Kaiser Permanente insurance when I was living in Japan and had my parents order my insulin and send it to me overseas. Japanese hospitals were in the diabetic dark ages (doctors asking me questions about diabetes, U30 needles, no insulin pens) and I wanted better care.

You basically pay a premium and receive care at a 60% they pay/ %40 you pay percentage.


10 posted on 03/22/2010 11:50:28 AM PDT by struggle ((The struggle continues))
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To: RossA

I like this vanity, it’s something I would have not considered had it not been posted.


11 posted on 03/22/2010 11:55:27 AM PDT by Rebelbase
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To: RossA

And anyone with a screen name of little pig is worthy of a vanity!


12 posted on 03/22/2010 11:55:59 AM PDT by Rebelbase
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To: RossA

I was looking for up-to-the-minute analysis, since this bill is harder to pin down than liquid mercury. I appreciate the info.


13 posted on 03/22/2010 12:50:47 PM PDT by Little Pig (Vi Veri Veniversum Vivus Vici.)
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To: Little Pig

It is my guess that ex pat Americans will be covered by regulations underf the health care bill which have not yet been written. Note that Americans working abriad are exempt from income taxe on the first 75 grand that they earn.After that the must pay US taxes.

My guess is that you will either have to but health care in the USA when that law comes into effect,or alternatively ask for an ex pat waiver with proof of local health care.
If the local health care is not comparable to what you would have to buy inn the USA, then you will likely have to pay extra to augment it.We do not want any sickly exp pats returning to the USA to be a burden on the US health care system , even though illegal aliens get it for free.


14 posted on 03/22/2010 2:36:40 PM PDT by Candor7 (Now's the time to ante up against the Obama Fascist Junta ( member NRA))
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