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WALL ST. SHIFTS BLAME FOR CRISIS TO STUPID INVESTORS (warning label on complex investment?)
NY Post ^ | 08/21/08 | JOHN CRUDELE

Posted on 08/24/2008 1:47:59 AM PDT by TigerLikesRooster

WALL ST. SHIFTS BLAME FOR CRISIS TO STUPID INVESTORS

By JOHN CRUDELE

August 21, 2008 -- YOUR investments could look like a pack of cigarettes if the government takes the advice of a blue-ribbon panel of experts.

In a report sent recently to Treasury Secretary Hank Paulson, a panel headed by Goldman Sachs Co-Chairman Gerry Corrigan suggested that complicated investments "must have a financial health warning displayed prominently in bold print."

Ironically, the recommendation is the product of top executives from Lehman Brothers, JPMorgan Chase, BNP Paribas, Bank of America, Merrill Lynch and several others - all of which either created or did business in the very same complex investments on which they now want to attach warnings.

The warning label comment is just a small part of the 138-page report entitled "Containing Systemic Risk: the Road to Reform."

And the parts of the report that you and I would understand say things like "the financial crisis of 2007 and 2008 [is] the most severe we have experienced in the post-war period." That's World War II, in case you are getting your conflicts mixed up.

(Excerpt) Read more at nypost.com ...


TOPICS: Business/Economy; Extended News; News/Current Events
KEYWORDS: banks; complexinvestment; govwatch; housingbubble; inflation; mortgage; warninglabel
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In a report sent recently to Treasury Secretary Hank Paulson, a panel headed by Goldman Sachs Co-Chairman Gerry Corrigan suggested that complicated investments "must have a financial health warning displayed prominently in bold print."

LOL. Too late.

1 posted on 08/24/2008 1:48:00 AM PDT by TigerLikesRooster
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To: TigerLikesRooster; Uncle Ike; RSmithOpt; jiggyboy; 2banana; Travis McGee; OwenKellogg; 31R1O; ...

Ping!


2 posted on 08/24/2008 1:48:31 AM PDT by TigerLikesRooster (kim jong-il, chia head, ppogri, In Grim Reaper we trust)
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To: TigerLikesRooster

Not too late for all them thieves on the street who racked up their 300K bonuses!

Too late for Grandma Iowa who had all of her 40K in Fannie Mae, though.


3 posted on 08/24/2008 1:53:39 AM PDT by djf (Just because there are no stupid questions, doesn't mean there are no stupid people!)
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To: TigerLikesRooster

http://en.wikipedia.org/wiki/Systemic_risk


4 posted on 08/24/2008 1:59:01 AM PDT by endthematrix (Congress, Get Off Your Gas, And Drill!)
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To: TigerLikesRooster
Oh Good Lord.........


5 posted on 08/24/2008 1:59:02 AM PDT by eyedigress
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To: djf

Sometimes a mattress is better. It’s a free Country, and it’s citizens may react accordingly.


6 posted on 08/24/2008 2:01:06 AM PDT by eyedigress
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To: TigerLikesRooster
Human greed overcomes common sense.

Same old problem.

Different generation.

Something too good to be true is not true.

7 posted on 08/24/2008 2:01:19 AM PDT by NoControllingLegalAuthority
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To: eyedigress

Re: “Sometimes a mattress is better. “

Unfortunately inflation will spend it, if you don’t invest it. The US needs entrepreneurship education.


8 posted on 08/24/2008 2:07:15 AM PDT by endthematrix (Congress, Get Off Your Gas, And Drill!)
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To: endthematrix

A little sarcasm there. Forgot the tag. I am investing heavily right now and would suggest others to do also.


9 posted on 08/24/2008 2:10:13 AM PDT by eyedigress
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To: endthematrix

Tell that to the folks who invested in Enron.
Or Worldcom.


10 posted on 08/24/2008 2:11:37 AM PDT by djf (Just because there are no stupid questions, doesn't mean there are no stupid people!)
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To: djf

The guy that sits across from me lost 125K on ENRON. He ain’t happy at all.


11 posted on 08/24/2008 2:15:09 AM PDT by eyedigress
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To: djf
Folks who invest heavily in a single company should know there are risks in putting too many eggs in one basket. It's a basic principle of managing your money.
12 posted on 08/24/2008 2:20:18 AM PDT by Ken H
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To: djf
"Not too late for all them thieves on the street who racked up their 300K bonuses!"

Thieves? Of course you have proof that all those who receive bonuses on Wall Street broke the law? No? How about at least a sizable % of them? No?. Well then let us in on the specifics of this seemingly outrageous charge.

"Too late for Grandma Iowa who had all of her 40K in Fannie Mae, though."

Fannie Mae is a STOCK and as such it is subject to the forces of the market. If investors aren't even aware of the possibility that a stock can go DOWN as well as UP then I personally haven't any sympathy. People like yourself appear to want to remove risk from the market. The problem with that grandiose idea is along with the risk being removed so will the potential for reward. People like Grandma Iowa who live on fixed incomes and are retired should be 80% in bonds and cash anyway. Anytime you call your broker to by a stock you will be asked if you have read the prospectus and if you say no the purchase is not made on your behalf and one is sent for you. The prospectus lays out the pitfalls of investing in the stock including the claim it can be adversely affected by general market conditions. If someone hasn't the stomach for a loss then they ought to put their money in FDIC insured CD's.

13 posted on 08/24/2008 2:36:46 AM PDT by 101voodoo
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To: eyedigress
A little sarcasm there. Forgot the tag. I am investing heavily right now and would suggest others to do also.

What do you like?

14 posted on 08/24/2008 2:38:11 AM PDT by 101voodoo
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To: 101voodoo

I’m heavy in the belly.


15 posted on 08/24/2008 2:40:48 AM PDT by eyedigress
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To: 101voodoo

http://quotes.ino.com/chart/?s=CME_PB.N09


16 posted on 08/24/2008 2:54:21 AM PDT by eyedigress
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To: 101voodoo
If someone hasn't the stomach for a loss then they ought to put their money in FDIC insured CD's

Grandma can still lose it there too if she doesn't follow the $100K rule.

17 posted on 08/24/2008 3:00:51 AM PDT by EVO X
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To: Black Birch

Grandson lives by the same rule.


18 posted on 08/24/2008 3:05:43 AM PDT by eyedigress
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To: eyedigress

You’re a brave guy. The only exposure I have to commodities is through a mutual fund. One of my strongest assets is that I definitely know what I don’t know.

Good luck.


19 posted on 08/24/2008 3:25:29 AM PDT by 101voodoo
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To: 101voodoo
That one moves fast. If you get into currencies you have an entire host of FReepers that will love you. (or something)

The next shaker is the NWS saying this winter will be warm. Buy a new winter coat, Opey would. :^)

20 posted on 08/24/2008 3:33:54 AM PDT by eyedigress
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