Posted on 10/11/2007 11:19:24 AM PDT by icwhatudo
Why are neither the family home nor their commercial property listed on tax forms as being their primary residence?
Why is the family home listed as the "office" of the Limited Liability Corporation that owns the commercial property?
Why, if the family is so quick to announce how much they earn each year in every interview they do, does the family refuse the Baltimore Sun's request to examine their tax return?
Hmmmmmm, makes me wonder why the Baltimore Sun is not being accused of "attacking a 12 year old boy"?
I’d also like to say something to Mr. and Mrs. Frost. Maybe a media type reading this can get this to them:
I want you to know that I’m truly sorry for what happened to your family. I hope your kids continue with their recovery and I hope your business improves to the point where you will not need the S-CHIP program anymore. I’m sure you are not pleased at my interest in your finances but at the same time I hope you will see there is absolutely no attack on your son contained in my post.
You made a choice to become public figures, to allow your son to be coached to give the democrat response to president Bush’s veto of the expansion of S-CHIP. An expansion that would wind up covering my family as well. As I understand it, his veto does not take away your family’s coverage. Overturning that veto would mean my family would get that coverage.
In my opinion this would take our country further down the road to government run health care. We both have seen what the government has done running the public schools and that is why we both have opted for private schooling.
Your family opted to appear in the Baltimore Sun as a model of the type of family that currently uses S-CHIP, mine could be a model of the type that that it shouldn’t be expanded to. We have a nice home, 2 cars, all 4 kids in private school and are able to spend 2 weeks at the beach each year. I just don’t think its fair for other people to have to pay for my families health care. My wife and I would love to run our own business, but our decisions on employment are usually focused on who provides the best health care first, what we want to do second.
I thought it was important to examine what families using S-CHIP in its current form were like so we could understand if there really was a need to expand it to higher income families. You choose to be that family in the spotlight and I’m sorry you now have to face this examination.
Soon the media trucks will be gone and life will be back to somewhat normal. I keep you and your family in my prayers.
But is someone is injured in a car accident, aren't medical costs from said accident covered by either their car insurance, or the other parties car insurance?
Did the Frost's fail to have insurance on their car as they are legally required to have?
IIRC, concrete counter tops have been featured on This Old House. They even did a feature on how they are made at the old Brooklyn Navy Yard in a factory built as part of the commercialization of that facility. This is not dad pouring ready-mix in a form made out of plywood and 2x4’s. It is a very nice looking product with a high recycle content (part of the show was looking at all the ground up beer bottles used to make the countertop). So don’t let “concrete” make it sound cheaper that it was. TOH does very little on the cheap.
Excellent work, bump!
Read on a thread yesterday. Father lost control of his car on “black ice” and hit a tree. I have no idea what type of insurance he was holding at that time.
Need to see an accident report to verify if the ‘black ice’ is even true.
I've seen no assertions either way on whether the Frost's vehicle insurance met the legal minimum requirements.
That said, they could have had much more than the legal minimun and it still would not have covered medical treatments for two people with severe brain injuries.
And the other "car" was a tree.
PERSONAL INJURY PROTECTION (PIP): Covers medical expenses, including funeral expenses, for you and your passengers who sustain bodily injury and the loss of income of an injured income producer, up to $2,500 per person. The purpose of the provision for PIP is to assure financial compensation to victims of motor vehicle accidents without regard to the fault of the named insured or other persons entitled to PIP benefits. Personal Injury Protection can be waived at a reduction in premium but such a waiver does not apply to a relative under the age of 16 while residing in your household.
So if the Frosts had the minimum mandated coverage, they would have only received $2,500 per injured family member. If their car/truck is new, the lien-holder might require other levels of coverage.
Especially as we've seen that the weather conditions in the days prior to the accident did not lend themselves to producing black ice.
Ironically, if S-CHIP were expanded — or if comprehensive government medical care is introduced; families paying at least an average amount of taxes will pay more for their government insurance than they would have for private insurance.
If the Frosts had been paying higher taxes for S-CHIP, then they would not have had that money available for counter-tops and private schools. If they had chosen to forgo those luxuries in favour of buying insurance — they’d be in the same position as they would have been with the government program. Actually, they’d be better off — because they’d have more choices and probably lower costs with private insurance.
Thats just silly.
But is someone is injured in a car accident, aren't medical costs from said accident covered by either their car insurance, or the other parties car insurance?
Did the Frost's fail to have insurance on their car as they are legally required to have?
It was a single car accident so only the families car was involved. This is important because the legally required insurance is only liability which covers other drivers if you hit them. Since this was a single car accident liability insurance would not have covered it, only comprehensive/collision would have.
Now for the sake of arguement they did have comp/coll coverage chances are they went for the minimum coverage which would put medical at about 50K I think without looking it up. Even if they had a higher coverage though auto insurance would not have covered it all and health insurance would have had to pick up the slack.
From the articles sounds like they have an SUV, living in a good part of town, in Maryland. I don't know the year and make but chances are it was a newer model. In order to only have liability insurance they would have had to either pay for the SUV in cash OR financed it extremely short term (IE 36 month paid off in 6 months for credit purposes only). Both of those cases involve a bunch of cash available that also could have been used to pay for health insurance.
Another option to all this of course is who the car actually belonged to. If the car (like the house) was registered as a business vehicle and the auto insurance was business coverage then an accident in the car during non-business use would also not be covered by the auto-insurance.
Not saying either of these is correct, just saying these are a few possibilities. I'm sure there are more out there as well.
Any further criticism of your work on this Frost story will be ideologically motivated.
Well done, sir.
You are doing a great job! One guy taking on the Rat Party, George Soros, HillaryMatters, and a ton of nutroots. I hope that doesn’t make you nervous. LOL! However, I think all the shrieking on the Left means you have hit home. Don’t worry, you have a powerful ally on your side: The Truth!
Excellent question.
To the limits of the policy, which depends on the level of protection the policy owner purchased.
It could be as little as a few thousand dollars or hundreds of thousands of dollars.
Depends on how much the insured was willing to pay, but anybody who refuses to purchase health insurance is probably going to be pretty stingy on the amount of automotive insurance they purchase as well.
A catastrophic insurance policy (not health insurance) would only cost $472/per month.
I still feel that the assets should be counted toward eligibilty for all government programs. I am for “means testing.” Once assets (included in networth, which means wealth) have been exhausted then help should be available.
It isn’t right to take others property (through taxation) to preserve their property.
Keep fighting the good fight, icwhatudo!! Thanks for your research into all of this. The fact of the matter is—the main point of this whole story is that the Democrats used a little kid to hide behind and attack President Bush when he vetoed the BullSCHIP thing—THEY should have done THEIR research better and found a ‘real’ poverty stricken family to front their attacks, and not this Frost family, who may or may not be innocent in this story, who knows. I sincerely doubt that, though, the Frosts know they could have had insurance BEFORE the children were hurt, and they chose not to have it...they got help from the SCHIP program (which hasn’t been destroyed by the veto, for Pete’s sake) when, if all the facts were revealed, they probably didn’t qualify for it—let the MSM and tax-spending libs complain all they want. You uncovered facts. They don’t like that, not one little bit. Hang in there!
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