Doesn't seem like justice? Even though there's no insurance for suicidal impulse? Okay then YOU pay up. Stop trying to grab money from other folk's pockets to soothe your own sense of justice.
Doesn't FL have a fund from crime victims? Seems like this guy would qualify.
Make sure you have Uninsured Motoristrs coverage! It's coverage you buy that pays youl damages if the other driver doesn't.
3. Does the Attorney General’s Office provide any services or benefits to victims of violent crimes that have resulted in financial hardship? Yes. The Bureau of Victim Compensation provides financial assistance to innocent victims for payment of expenses incurred as a result of a criminal victimization. When eligibility criteria is met, victim/applicants may receive compensation for medical bills, wage loss, funeral/burial expenses, disability and loss of support. In addition, the Office of Attorney General offers a nationwide 24 hour toll-free information and referral service to provide crime victims with access to information regarding their claim or general information about the program. Operators are available to assist Spanish and Creole speaking victims. Our toll free number for victims is 1-800-226-6667. You may also fill out a claim form or visit the web site at http://myfloridalegal.com
Progressive Insurance is owned by a George Soros type, Peter Lewis.
The 70-year-old Lewis holds the distinction of being the second-largest donor during the '04 election cycle to the non-party groups known as "527s" (after a section of the tax code that permits these huge donations). In fact, Lewis donated nearly $23 million to such organizations, including $16 million to the Joint Victory Campaign (created by combining the three largest 527s dedicated to President Bush's defeat), $2.9 million to America Coming Together (ACT), and $2.5 million to Move On.Org.
Why should ANYBODY be surprised that a company owned by such a person would take a "suicide" clause and use it against a victim of an accident caused by somebody else committing suicide, vice the claimant committing suicide (which would've been normal).
His insurance company should have informed him of the law. He was holding out for a big payout and didn't win. Tough.
He can try to sue the estate of the Andrea Yates wannabe. This is an intentional tort, and one is not insured for intentional torts. However, the estate of the tort feasor can be liable. The wife and remaining child.
Under Insured and Uninsured Motorist coverage...what if the trucker was hit by a hit and run driver..who would he be mad at then.?? People have got to take responsibility for themselves and quit blaming everyone else. They expect Deep Pockets to take care of everything...for about $50 a year in Nebraska this guy could have had $100,000 paid by his insurance company..I expect he did have some (Almost all policies have it) but he was looking for more, and let's not go into Disability coverage for the time he missed from work..in the words of a FAMOUS TV personality AFLAAAACC!
Wouldn't his employer be responsible for injuries recieved while on the job?
So are insurers of drunk drivers going to be able to use this to not pay for damages?
bump for later read...
Insurance is a contract.
Injustice would be making the insurer pay for something that wasn't in the contract.
You're one of those people who believe in injustice for the deepest pockets, aren't you?
bttt
Well this may be legal, but not justice.
I am forced by law to pay for uninsured drivers.
Not allowing the suicidal to benefit from insurance makes total sense. Not allowing insurance to cover the injuries to others is a whole other thing.
Incidentally, wasn't the trucking firm insured? The truck driver?
There seems to be a lot missing from this story.
I would think that suicide meant the policy holder not the person who hits you.
This means progressive will say EVERYTHING was a suicide. "no seatbelt?" IT WAS A SUICIDE therefore no payout.
Progressive is the worst company when it comes to being reasonable. Of course this jury is the one responsible for being so easily manipulated.
It's not justice, but the insurance policy covers accidents, not willful acts. He has a claim against the deceased's estate.
Same thing happened recently around here. Some a$$hole drove his Porsche head on into a friggin' Escort with two innocent people in it, on a two lane blacktop. They got hurt worse than him. Cripes, if you really have to do something like this, how hard would it be to find a cement truck on a major highway?
I don't care for long-haul truckers. So this one's misfortune pleases me. A lot, actually.
#1 - the truck driver should not be penalized for the actions of the suicidal driver. The suicidal driver (or estate) should be responsible for anything not covered by worker's compensation....as the article implies that the truck driver was working at the time....
Which also puts a light on his employer:
The story says the driver was fired from his job when he didn't go to work just days after the accident. If he was truly injured, and fired for not being able to work - the company could be in legal trouble....unless there is FAR more to this story.
But automobile liability insurance covers the driver of the vehicle's liability. I have never seen a disclaimer for suicide or "intentional acts"... It simply covers the driver's actions.