Posted on 12/30/2003 11:53:54 AM PST by UnklGene
Straw-man argument
I'm sure you could find a fly-by-night company to give you really low rates on your fire insurance. Try getting your mortgage holder to accept the policy as satisfying your obligation to be insured.
Would you allow your family to live in an unsafe house, even if it was cheap? Yes or no.
Why would an Iranian choose to live in an unsafe house?
Would you allow substandard care even if it was cheap? Belong to an HMO? Do other Americans?
Now that we have HMO's do you get more than the alotted 5 minutes even if you are private pay? No you don't! The standard are usually set by the lowest and cheapest not the highest quality.
The market would drive the prices down along with the Insurance. Oh sure there's a balance that would be achieved, but it might be far from optimal and it might be far from safe.
But a very important one. It is the impediment to economic vitality, and has been for centuries, after Europe changed the paradigm of economics: slaves and booty were no longer the machine that drove cultural dynamism.
It's sad that even Dr Sowell, is afraid to name the 10-ton elephant in the bathroom, but chose instead to refer to the symptom of the cultural disease.
Knowledge goes a long way. Wealth allows you to implement.
Iran with all their oil wealth shows what kind of a foolish country you can really build. When I was traveling to Iran under the Shaw, they were doing what they could to educate and modernize. But then came the religious dictators and all that stopped at the 6th century. May not have saved anyone, but a path to modernization is better than a ditch.
The Iranian people themselves want better building standards, which people on this thread are ignoring. They don't WANT to live in SANDSTONE HUTS. They've identified their leaders handling of all aspects concerning rescue and relief as negligant and are demanding reforms. The ancient fortress, which allegedly predates the Islamic takover of Peria, was mostly destroyed and is therefore not as much in issue as homeless people in the cold. These important factors are being completely missed or willfully ignored.
And I don't know how a thread about how disasters create more casulties in totalitatian countries - and always the poor people - than in rich, free market economies like the US got turned into an abortion thread.
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I got fired for not showing up to work that day in the glass building I worked in. I was much better off for not working there.
Former President Carter came down and donated sweat and effort along with quite a few other volunteers (I don't give Carter much credit for anything, but when it's due, it's due.) They built 8 houses in a neighborhood of over 3000 homes. The houses were there for about 6 weeks before Andrew came through. Combined, the eight houses lost three shingles from the roofs. The remainder of the over 3000 homes in the neighborhood were demolished. It was as if someone had dropped a bomb and every house was hit. Except the Habitat houses.
The reason was that the volunteers didn't know about code and so they used too many nails, too much caulk, too much paint, too many screws and too heavy for the wood. The housing code was so unrestrictive that they were able to cut from $600 to $1200 per house off. The Dade County building codes were increased to nearly double for boards, nails, paint and other things. Houses built after 1993 should be able to withstand nearly a duplicate storm to Andrew.
The insurance companies and the county both knew about the code being deficient. Both parties decided to ignore it. After Andrew, for nearly all Florida construction, the insurance companies started to refuse to insure homes unless they were built to the new code. Other cities and counties don't impose it, but the insurance companies do.
The biggest miracle of this story is that Jimmy Carter screwed up big enough to actually get something right.
Paul
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