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ChatGPT Can Now Connect to Your Bank Account and See All Your Transactions
End Time Headlines Ministry ^ | May 18, 2026 | Staff

Posted on 05/18/2026 6:19:26 AM PDT by Red Badger

According to a report from Gizmodo, OpenAI has launched a preview of a new personal finance feature that lets select U.S. ChatGPT Pro users link their bank accounts directly to the AI chatbot.

The rollout, announced on Friday, May 16, 2026, enables connections to accounts at more than 12,000 financial institutions. Users can now access a dashboard of recent activity and query ChatGPT with questions informed by their actual financial data.

The company also partnered with Intuit to allow scheduling of sessions with local tax experts inside the chatbot interface, with plans to expand the tool to a broader audience over time.

“With your financial accounts connected, ChatGPT can combine that reasoning with your real financial context and what you’ve shared about your goals, lifestyle, and priorities, helping you spot patterns, understand tradeoffs, and plan for big decisions in a way that feels more personal and complete,” OpenAI stated in its announcement.

The AI can draw on details such as mortgages, savings goals for major purchases, or outstanding debts to deliver tailored advice. Users might ask it to examine shifts in spending habits, identify portfolio risks, or outline a multi-year plan for buying a home.

OpenAI noted that over 200 million people already consult ChatGPT monthly on budgeting, investments, and long-term planning.

Security measures are in place, according to the company. “The bank accounts will be ‘securely’ connected, and ChatGPT won’t be able to see ‘full account numbers or make any changes to your accounts,’” OpenAI emphasized. Nevertheless, the chatbot will gain visibility into balances, transactions, investments, and liabilities.

Experts and observers have highlighted potential vulnerabilities. University of Illinois associate professor Gang Wang warned of risks if financial data enters AI training sets: “If your documents are part of AI’s training data – there is a risk that information will be induced by a special prompt that malicious actors might use.”


TOPICS: Business/Economy; Computers/Internet; Conspiracy; Society
KEYWORDS: bankaccounts; chatgpt

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1 posted on 05/18/2026 6:19:26 AM PDT by Red Badger
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To: Red Badger

What could possibly go wrong?


2 posted on 05/18/2026 6:21:01 AM PDT by Captain Compassion (I'm just sayin')
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To: Red Badger

What could possibly go wrong?


3 posted on 05/18/2026 6:21:04 AM PDT by dfwgator ("I am Charlie Kirk!")
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To: Captain Compassion

GMTA


4 posted on 05/18/2026 6:21:15 AM PDT by dfwgator ("I am Charlie Kirk!")
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To: Red Badger
lets select U.S. ChatGPT Pro users

Ones with an IQ below 90.

5 posted on 05/18/2026 6:22:47 AM PDT by Opinionated Blowhard (When the people find that they can vote themselves money, that will herald the end of the republic.)
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To: Red Badger

NO THANK YOU


6 posted on 05/18/2026 6:24:46 AM PDT by dinodino ( Shut it down anyway. )
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To: Red Badger

OpenAI should implode and get it over with and stop wasting billions of dollars of other peoples money


7 posted on 05/18/2026 6:26:00 AM PDT by butlerweave (Fateh)
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To: Red Badger

Poverty tolerance testing!

HAL


8 posted on 05/18/2026 6:26:07 AM PDT by Brian Griffin (Ask your Congressman to tax tariff refunds at 100% & > ~$380 to each insured vehicle owner 4 gas)
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To: Red Badger

My hub and I have wondered how all the financial analysis promoted by AI purveyers would happen. We figured you would have to give up all your account info which seems crazeeee.


9 posted on 05/18/2026 6:26:19 AM PDT by goodnesswins (Remember 9-11?...now think of nukes hitting NYC...or Seattle, LA, Atlanta, Dallas...or your town)
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To: Red Badger

10 posted on 05/18/2026 6:32:54 AM PDT by Dr. Franklin ("A republic, if you can keep it." )
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To: Red Badger
Nevertheless, the chatbot will gain visibility into balances, transactions, investments, and liabilities

And since the service is "free", the provider will be dutifully selling that data to anyone interested.

11 posted on 05/18/2026 6:34:42 AM PDT by fruser1
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To: Red Badger
"Security measures are in place" said the company.

Whew. For a moment, I was worried something might go wrong. Now my mind is at ease.

12 posted on 05/18/2026 6:36:41 AM PDT by ProtectOurFreedom ( )
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To: Red Badger

Stupid, people will never learn. We are not a free nation, it is an illusion and cock-tail party topic of conversation for the elites.


13 posted on 05/18/2026 6:38:43 AM PDT by Resolute Conservative
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To: Red Badger

On Friday May 15, 2026 I received a new Medicare card with a new Medicare number.

The letter stated that my current Medicare number had been hacked and that is why Medicare was sending me a new card.

My personal information is held by banks, brokers, insurance companies, medical, county recorders, DMV, and probably many other places. All of those places are subject to being hacked.

So as folks may conclude, I am not in favor of AI being in control of anything.


14 posted on 05/18/2026 6:42:13 AM PDT by Presbyterian Reporter
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To: Red Badger

15 posted on 05/18/2026 6:43:57 AM PDT by dfwgator ("I am Charlie Kirk!")
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To: Red Badger

Even if I don’t have it? 🤔😂👍


16 posted on 05/18/2026 6:58:52 AM PDT by rktman (Destroy America from within? On hold! Enlisted USN 1967 proudly. 🚫💉! 🇮🇱🙏! Winning currently!)
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To: Red Badger

NFW. No...Way.


17 posted on 05/18/2026 6:59:49 AM PDT by Pearls Before Swine
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To: Red Badger

NFW. No...Way.


18 posted on 05/18/2026 6:59:55 AM PDT by Pearls Before Swine
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To: Red Badger

ROFL. In the real world away from public slop usage nobody is putting PII or IP into these things without it being a walled garden instance.

But doofi will give the public one everything and some scum in Pakistan or wherever will write a prompt to scoop up all those and give him the info or helpfully transfer €€££$$$ to himself.


19 posted on 05/18/2026 7:00:15 AM PDT by No.6
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To: rktman

Was going to suggest...think of the possibilities when it comes to “hallucination” claims!


20 posted on 05/18/2026 7:00:31 AM PDT by Frank Drebin (And don't ever let me catch you guys in America!)
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