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Where Americans Can’t Afford Healthcare, Ranked by State
Visual Capitalist ^ | 10/10/2025 | Pallavi Rao

Posted on 10/10/2025 9:22:37 PM PDT by SeekAndFind

If there are two issues that dominate America’s online discourse, they’re the soaring cost of housing and the even steeper price of staying healthy.

The U.S. pours almost $13,000 per person into healthcare, yet average life expectancy is below nearly every other high-income nation.

It’s a study of contrasts.

As Visual Capitalist's Pallavi Rao notes, the country boasts of state of the art facilities and cutting edge research, while nearly 10% of Americans can’t afford healthcare.

This number comes from Centers for Disease Control and Prevention’s Behavioral Risk Factor Surveillance System (BRFSS) data that lists the share of surveyed adults who skipped seeing a doctor in 2023 because it simply cost too much.

In the map and article below we break down the varying trends per state.

ℹ️ Note: Source figures unavailable for Kentucky and Pennsylvania.

Ranked: States Where Americans Skip the Doctor

Texas leads the nation in not being able to afford healthcare. More than 18% of surveyed adults said skipped a doctor’s visit due to cost, far above the 10.6% U.S. median.

YearTop revenue company in the U.S.Annual revenue of the top company (USD, billions)
1955General Motors$9.8
1956General Motors$12.4
1957General Motors$10.8
1958General Motors$11.0
1959General Motors$9.5
1960General Motors$11.2
1961General Motors$12.7
1962General Motors$11.4
1963General Motors$14.6
1964General Motors$16.5
1965General Motors$17.0
1966General Motors$20.7
1967General Motors$20.2
1968General Motors$20.0
1969General Motors$22.8
1970General Motors$24.3
1971General Motors$18.8
1972General Motors$28.3
1973General Motors$30.4
1974General Motors$35.8
1975Exxon Mobil$42.1
1976Exxon Mobil$44.9
1977Exxon Mobil$48.6
1978General Motors$55.0
1979General Motors$63.2
1980Exxon Mobil$79.1
1981Exxon Mobil$103.1
1982Exxon Mobil$108.1
1983Exxon Mobil$97.2
1984Exxon Mobil$88.6
1985Exxon Mobil$90.9
1986General Motors$96.4
1987General Motors$102.8
1988General Motors$101.8
1989General Motors$121.1
1990General Motors$127.0
1991General Motors$125.1
1992General Motors$123.8
1993General Motors$132.8
1994General Motors$133.6
1995General Motors$155.0
1996General Motors$168.8
1997General Motors$168.4
1998General Motors$178.2
1999General Motors$161.3
2000General Motors$189.1
2001Exxon Mobil$210.4
2002Walmart$219.8
2003Walmart$246.5
2004Walmart$258.7
2005Walmart$288.2
2006Exxon Mobil$339.9
2007Walmart$351.1
2008Walmart$378.8
2009Exxon Mobil$442.9
2010Walmart$408.2
2011Walmart$421.8
2012Exxon Mobil$452.9
2013Walmart$469.2
2014Walmart$476.3
2015Walmart$485.7
2016Walmart$482.1
2017Walmart$485.9
2018Walmart$500.3
2019Walmart$514.4
2020Walmart$524.0
2021Walmart$559.2
2022Walmart$572.8
2023Walmart$611.3
2024Walmart$648.1
2025Walmart$681.0

Closely following are the U.S. Virgin Islands (17.2%), Georgia (15.6%), and Nevada (15.2%).

However the map shows a clear clustering of the worst rates.

Eight of the top 10 jurisdictions with the highest cost-related avoidance are in the South. This underlines how lower average incomes and higher uninsured rates compound affordability challenges.

ℹ️ Related: See the most recent data for average incomes by state.

Policymakers in these states have also been slower to expand Medicaid, a factor that researchers link to higher out-of-pocket burdens for residents.

For example, Texas has one of the strictest Medicaid eligibility requirements. Adults under 65 who aren’t disabled or raising a child are ineligible for Medicaid regardless of how low their income is, per Healthinsurance.org.

Even parents can only qualify if their household income is extremely low. This would make it impossible for parents to hold even part-time jobs, as they will lose health coverage if their earnings rise above the threshold.

ℹ️ Related: Texas has a 13% poverty rate, 11th-highest in the country.

Where Fewer Americans Skip the Doctor

At the other end of the spectrum, Hawaii (6.7%), Vermont (7.0%), and Massachusetts (7.1%) report the lowest shares of adults dodging care for financial reasons.

In Massachusetts’ case, a legacy of near-universal coverage dating back to its 2006 healthcare reform was a model for the Affordable Care Act.

Interestingly, high-cost-of-living states like New York and California sit close to the national median, suggesting that robust insurance networks can offset other cost pressures.

ℹ️ Related: Californians and New Yorkers have the lowest purchasing power in the U.S.

With the federal Medicaid continuous-coverage provision now expired, analysts expect affordability gaps to widen unless state safety nets expand.

If you enjoyed today’s post, check out How Often People Go to the Doctor, by Country on Voronoi, the new app from Visual Capitalist.



TOPICS: Business/Economy; Health/Medicine; Society
KEYWORDS: affordability; healthcare
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To: mewzilla

From my health care proposal:

AFFORDABILITY

Silver plans would be limited to a maximum deductible of three times the Medicare Part A amount [2025: $1676].

I would also make bronze plans low cost by having co-insurance up to $10,000 at up to 50% with the policy upfront amount paid up front to the insurance company by the insured. Policy percentages would normally be 20% and based on the Medicare amounts unless contractually specified otherwise. Policy percentages might be less for certain things and contractually capped by time periods, by say 50% of the upfront amount the first three months of the calendar year, 60% the first six months of the calendar year, 70% the first eleven months of the calendar year and the whole amount the whole calendar year. If and how an upfront amount would get invested would be subject to contract. Unused amounts of upfront money would be refunded after each policy is closed out. A policy would not be closed out until the time allowed for claim submission has expired.

I would also make copper plans low cost by only covering Part A scope items plus what Part B would pay for any general or regional anesthesia surgery. These would be like the Blue Cross/Blue Shield plans of my youth.

I would allow Federal PPACA exchanges to offer Interstate Class Drug Plans,
exempt from state control that cover under contract at the time of policy issue at least:
1. 80% of all FDA-approved recombinant drugs by key active entity
2. 80% of all key FDA breakthrough chemical active entities under patent as of January 1 of the coverage year
used in a drug approved by the FDA by August 1 prior
3. 80% of all key chemical active entities under patent as of January 1 of the coverage year
used in a drug approved by the FDA by August 1 prior
4. 90% of all WHO “essential” drugs

This system would allow for genuine negotiation between drug plans and drug companies. Drug plans would have an incentive to try to buy drugs from drug companies and drug companies would have an incentive to make deals to make sales.

In-plan drugs would be supplied at on an all-the doctors prescribe basis. The co-pays would be roughly equal to mere manufacturing cost. Out-of-plan drugs need not be covered at all.

The new bronze, copper and Interstate Class Drug Plans are meant for higher income folks and would not be PPACA subsidy eligible.


21 posted on 10/11/2025 4:12:31 AM PDT by Brian Griffin
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To: maddog55

“good health insurance”

MRI room - MRIs $50

Please select the scan you want from the screen.

Please select where you would like the images sent.

Enter your e-mail address to have images sent to your e-mail.

Please put your stuff including all metal in a locker and then step into the metal detector room.

Now crawl into the MRI.

Yell ‘five’ and the scan will begin in five seconds.


22 posted on 10/11/2025 4:27:45 AM PDT by Brian Griffin
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To: maddog55

“good health insurance”

Bro, you want an ultrasound scan? $25, including a reading by my certified lady friend and a flash drive loaded with the imaging.


23 posted on 10/11/2025 4:30:52 AM PDT by Brian Griffin
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To: metmom

People seem to me to be fatter than just a few years ago.

My flight from San Diego had six heavies who waited for boarding in wheelchairs. At first I thought it was just a California problem, but I’ve noticed an increase in Florida too.

Doctors might be able to confirm my observation.

Junk food has been around a long time.


24 posted on 10/11/2025 4:40:28 AM PDT by Brian Griffin
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To: metmom

“video...long”

Bellies are not the only things in need of reduction.


25 posted on 10/11/2025 4:42:51 AM PDT by Brian Griffin
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To: texas booster

“insurance for Americans between 55 and 65”

Americans might retire at age 55, live overseas until age 65 and rent out their house on a 10-year lease.

The rental income might be enough to qualify for highly subsidized PPACA coverage. Emergency foreign coverage could be bought.

170 days in Ireland, 170 days in the UK, 170 days in France, 170 days in Israel, etc.


26 posted on 10/11/2025 4:48:16 AM PDT by Brian Griffin
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To: SeekAndFind

It’s not only an affordability issue; there’s also the surprise billing risk.


27 posted on 10/11/2025 4:50:43 AM PDT by Brian Griffin
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To: Valpal1
yet average life expectancy is below nearly every other high-income nation.

Nearly every other high-income nation is more homogenous than the USA. Remove from the average life expectancy the populations of "victim classes,"
e.g., illegal aliens, hispanics, and blacks, and the life expectancy dramatically rises.

28 posted on 10/11/2025 5:36:57 AM PDT by Thommas (The snout of the camel is already under the tent.)
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To: SeekAndFind

The data is based on surveys asking persons if they experienced health care they could not afford in the last month.

Most people do not like to answer surveys, which immediately reduces who will answer the survey. After that, and acknowledging that, just how scientific is the survey, and therefor how accurate are the results??


29 posted on 10/11/2025 6:39:55 AM PDT by Wuli (uire)
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To: SeekAndFind

I work in the facilities / engineering department at a large university/med-center. The amount of money wasted boggles the mind. Wall-to-wall vice presidents, assistant vice presidents, executive directors, directors, deputy directors, administrators….i need a dozen signatures to get a construction project approved and funded. Eight of these people are paid $300K or better.


30 posted on 10/11/2025 6:40:08 AM PDT by wny
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To: SeekAndFind
Southern states post higher shares of surveyed adults who said they skipped visiting the doctor due to cost reasons in 2023, per CDC data. Notable amongst them is Texas—highest of all the states—with 18% of respondents being unable to afford healthcare. Texas has one of the strictest Medicaid eligibility requirements, leaving many working-poor adults uninsured.

This does not mean less care if available per capita, but that the pop. has less to spend. Top 5 states with the most Michelin-starred restaurants. California 85
New York 68
Florida 26
Washington, D.C. 24
Illinois

31 posted on 10/11/2025 7:21:26 AM PDT by daniel1212 (Turn 2 the Lord Jesus who saves damned+destitute sinners on His acct, believe, b baptized+follow HIM)
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To: metmom

this will probably be the one and only time it happens, but my work health insurance will be 1700 a month. I went full Medicare, A,B, D and G and will save me a bunch of money even if it’s forcing my wife to get her own.

Our system is broken because all the hangers ons in this country have loaded our system down. This forces the now seasoned citizens who have paid in all this time to foot the bill further, which is total bullshit.


32 posted on 10/11/2025 7:28:15 AM PDT by BigFreakinToad (107 Days of Kamal's BS.)
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To: texas booster

Me on Medicare and my wife having to get her own is going to run is roughly around 1000 and change. Compared to my work insurance for both going up to 1700.
Now I will have to wait and see how this effects my taxes since my work medical plan is a before tax plan.


33 posted on 10/11/2025 7:31:08 AM PDT by BigFreakinToad (107 Days of Kamal's BS.)
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To: mewzilla

I got one for my son through the ACA. $65 a month because he doesn’t get paid much.


34 posted on 10/11/2025 7:31:58 AM PDT by AppyPappy (They don't call you a Nazi because they think you are one. They do it to justify violence. )
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To: BigFreakinToad

The Medicare prescription plans SUCKS!

The *donut hole* of almost no coverage for prescription meds is an abomination.

We’ve found Good RX to be the best option outside of that, so because we are FORCED to have a prescription plan on Medicare, we went with the absolute cheapest and don’t use it.


35 posted on 10/11/2025 7:39:24 AM PDT by metmom (He who testifies to these things says, “Surely I am coming soon." Amen. Come, Lord Jesus….)
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To: metmom

I guess I’ll be finding out soon enough. We use GoodRx time to time. So far I don’t have any bank breaking scripts.


36 posted on 10/11/2025 7:50:19 AM PDT by BigFreakinToad (107 Days of Kamal's BS.)
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