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Posted on 08/10/2025 12:24:05 PM PDT by Leaning Right
How CarShield operates… it’s something folks should know before calling that number.
The video talks about how CarShield will deliberately not cover certain parts. Then they claim it’s that part that went bad.
Buyer beware.
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What is wrong with advertising?
Car repair insurance as well as home appliance repair insurance are both scams. Think about how much your legal expense will be if you decide to take them to court for rejecting your claim. Either way, you lose.
It’s insurance and insurance companies don’t lose money on each policy. They typically say that the part not covered is due to “normal wear and tear”. One of their biggest reasons for denial is because the part(s) are not covered due to lack of proper lubrication and/or overheating.
So if you blow an engine due to a failed water pump, they “might” cover the water pump, but not the rest of the engine.
It’s a scam.
In Europe ads for prescription drugs re already outlawed.
Any type of extended warranty for any object is money thrown away. I bought a $15 multi outlet surge suppressor at Wallyworld and for the low price of $2.57, I could buy a 2 year extended warranty. I declined.
Wear and tear is never covered and good luck getting anything actually covered under that extended warranty you paid for.
Better off putting the money you would have spent on an extended warranty in the bank and use it for any repairs you might need
“In Europe ads for prescription drugs re already outlawed.”
Do you advocate we adopt EU regulations?
Agreed except for harbor freight. They just replace the tool if you have the warranty. But it’s a one time replacement. Then you have to buy another warranty on the replacement
A couple years later the rear window defrost push-button was sucked into the dash, and the heater fan stopped blowing.
So, I took my car to the dealer to get the repairs, and was handed a bill for $435.00 (remember, this is 25 years ago.)
Their explanation: “the parts weren’t defective, they were just broken.”
When I asked, “so that’s what you tell me if the transmission falls out of the bottom of the car?; they had no response.
Moral of the story: avoid cash-up-front car repair scams for what they are.
As a mechanic, I can tell you there are good warranty companies. Phoenix is great, and there are a number of others that really pay off for our customers. If you take care of your car, it will last much longer that you think. If you do not take care of it, it will break. The insurance company may or may not pay to take care of an abused or neglected vehicle.
You mean I can’t take the word of a guy who recorded “Cop Killer” and then spent the next twenty years playing a cop?
> Phoenix is great <
I just did a check of Phoenix American Warranty Company. It’s a car warranty company. (The same as the one you mentioned?)
The Better Business Bureau gives them an A- rating. Yet the customer reviews are overwhelmingly negative. The average rating is 1.03 out of 5. I’ve never seen a BBB rating so low.
Weird, huh?
When I bought our last car, my wife wanted to finance it. The F&I guy tried to sell us Gap Insurance and I refused. My wife got all huffy and I had to shut her down with “Gap Insurance is for broke people who can’t afford to finance a car”.
If you get a warranty, the company will spend all their time trying not to pay for what you are paying them for
My brother’s home warranty, that he purchased after the initial one expired, covered his HVAC unit when it died. However, the company replaced it with a smaller unit that couldn’t cool his size home and refused to do anything about it when he called them to discuss it.
UGH.
Those pharm commercials need to be outlawed. Does anyone else notice they smugly announce all disgusting side effects during their commercials around mealtimes?
It has to be intentional. Seriously, why are they advertising medications that might apply to 1000 people in America.
Road hazard warranty on new tires. Paid for it when I had tires put on the wife’s car.
Last week I went back to Discount Tire with a slow leak. Turned out a nail in the sidewall.
New tire was free, but cost me $20 for road hazard on new tire.
No scam there.
I don’t know but I guessed that their lawyers are using the medium to issue disclaimers for future lawsuits.
It’s more about saving what you have that is a safety net.
Before retirement, the shop I worked for also had difficulties collecting from these aftermarket companies for various reasons, so they finally told customers they had to pay first & then collect from “Car Shield” or whoever. Too many loopholes they don’t seem to mention. Some day maybe someone will showup one of these “satisfied customers” as a plant.
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