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State Farm Now Offering Optional ‘Car Torched By Psychotic Purple-Haired Weirdo’ Coverage
babylonbee.com ^ | Mar 26, 2025

Posted on 03/27/2025 6:35:09 AM PDT by V_TWIN

U.S. — State Farm has begun offering optional extra car insurance coverage for protection against customers' cars being torched by psychotic weirdos with purple hair.

In addition to having the flexibility to add protection against hail, flooding, and tornadoes, State Farm customers will now be able to also insure against damage from liberal nutjobs hurling Molotov cocktails at their vehicles.

"Like a good neighbor, State Farm is there -- to protect you from mentally unstable purple-haired freaks," said Jake, spokesman for State Farm. "Rest easy knowing State Farm will cover your car being spraypainted, dinged with motorized scooters, or set on fire. You can also score amazing discounts when you bundle protection from theft, collision, and deranged androgynous wackos. Come talk to an agent today!"

State Farm decided to begin offering the coverage option after claims for damage due to left-wing loons began to exceed that from road collisions. "It's really a great investment, depending on the vehicle," explained agent Tom Reese. "If you live in a small town, or if you drive a Subaru, we don't recommend it. You're clear. Anyone else, you should really consider adding State Farm's exclusive 'purple weirdo' protection package."

At publishing time, State Farm had announced a discount on the protection plan for anyone who had the updated Tesla "Battle Robot" package.



TOPICS: Chit/Chat
KEYWORDS: babylonbee; satire
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1 posted on 03/27/2025 6:35:09 AM PDT by V_TWIN
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To: V_TWIN
Was she wearing kakis?


2 posted on 03/27/2025 6:38:51 AM PDT by Tell It Right (1 Thessalonians 5:21 -- Put everything to the test, hold fast to that which is true.)
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To: V_TWIN

This should be a real product.

LPR (Libtard Protective Rider) you can add onto your normal coverage.


3 posted on 03/27/2025 6:41:36 AM PDT by BBQToadRibs2
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To: V_TWIN

LOL! Animal Farm. These whackos should be in cages.


4 posted on 03/27/2025 6:43:24 AM PDT by PGalt (Past Peak Civilization?)
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To: V_TWIN

IMHO a story about Tesla developing an optional ‘liberal terrorist deterrent system’ would be more amusing.

A companion video about the range of possibilities would be HILARIOUS!


5 posted on 03/27/2025 6:48:18 AM PDT by logi_cal869 (-cynicus the "concern troll" a/o 10/03/2018 /!i!! &@$%&*(@ -)
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To: V_TWIN

6 posted on 03/27/2025 6:54:21 AM PDT by z3n (Kakistocracy)
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To: V_TWIN

Babylon bee showed their true colors. They are in favour of breeding out all the whites for one color of brown except for Jews. They are evil.


7 posted on 03/27/2025 6:58:53 AM PDT by Bulwyf
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To: V_TWIN

You’re gonna pay big bucks for that - and if you file a claim, your insurance will skyrocket.

Ask the folks in California how Sate Farm treated them.


8 posted on 03/27/2025 7:43:41 AM PDT by Bon of Babble (You Say You Want a Revolution?)
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To: Bon of Babble

I assume you missed the source? 😏


9 posted on 03/27/2025 7:45:09 AM PDT by V_TWIN (America...so great even the people that hate it refuse to leave!)
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To: V_TWIN

So much of what Babylon Bee prints now - seemingly absurd, but isn’t - is close to the truth.

Things are so crazy now nothing surprises me.


10 posted on 03/27/2025 7:55:42 AM PDT by Bon of Babble (You Say You Want a Revolution?)
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To: V_TWIN

State Farm has low priced insurance, but will fight you if you ever have a claim.


11 posted on 03/27/2025 8:00:26 AM PDT by tired&retired (Blessings )
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To: V_TWIN

Many insurance policies have “Domestic Terrorism” exclusions to coverage.


12 posted on 03/27/2025 8:01:53 AM PDT by tired&retired (Blessings )
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To: tired&retired

State Farm has low priced insurance, but will fight you if you ever have a claim.


insurance is risk management. If you want the insurance company to take on ALL THE RISK, it is going to cost you a lot.

People don’t understand risk management.

My personal philosophy is that you never want to collect on insurance. It means you have a loss,especially life insurance.


13 posted on 03/27/2025 8:04:34 AM PDT by PeterPrinciple (Thinking Caps are no longer being issued, but there must be a warehouse full of them somewhere)
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To: V_TWIN

That’ll make one hoot of a commercial!


14 posted on 03/27/2025 8:04:38 AM PDT by Patriot777 ("When you see these things begin to happen, look up, for your redemption draweth nigh.")
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To: V_TWIN

Trump prosecuting these perps under Terrorism Laws might burn the vehicle owner.

Terrorism Coverage: The Basics
Terrorism coverage is typically available as an add-on or endorsement to commercial insurance policies. For personal insurance policies, however, coverage for damages caused by acts of terrorism is often excluded or limited. Here are the key points to consider:

Commercial Property and General Liability Insurance: Many commercial insurance policies exclude terrorism-related damages unless a specific Terrorism Risk Insurance Act (TRIA) endorsement is added. This endorsement offers coverage for damages caused by certified acts of terrorism as defined by federal law.

Personal Auto Policies: Most personal auto insurance policies exclude coverage for damages caused by acts of terrorism. This exclusion is especially significant for vehicle owners who rent out their cars on platforms like Turo, as these platforms often offer limited liability coverage but may not address acts of terrorism.


15 posted on 03/27/2025 8:05:39 AM PDT by tired&retired (Blessings )
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To: PeterPrinciple

I purchase insurance as a stop loss with high deductibles. very seldom have I ever used it, but I expect to get what I pay for and not need to fight for it with an attorney.

I have been an expert witness in multi million dollar court cases where insurance companies refused to pay the claims. They allowed me to stand up with an easel and teach the jury what the insurance companies were doing. My clients won big plus damages.


16 posted on 03/27/2025 8:13:05 AM PDT by tired&retired (Blessings )
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To: tired&retired

I purchase insurance as a stop loss with high deductibles. very seldom have I ever used it, but I expect to get what I pay for and not need to fight for it with an attorney.

I have been an expert witness in multi million dollar court cases where insurance companies refused to pay the claims. They allowed me to stand up with an easel and teach the jury what the insurance companies were doing. My clients won big plus damages.


I have high deductible, have had no problems with claims. So where is the truth and why?

I hold on the idea that people don’t understand risk managment.


17 posted on 03/27/2025 8:25:01 AM PDT by PeterPrinciple (Thinking Caps are no longer being issued, but there must be a warehouse full of them somewhere)
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To: V_TWIN

I love the Bee! 😂


18 posted on 03/27/2025 8:26:50 AM PDT by .30Carbine
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To: PeterPrinciple

Do you use State Farm?

I’ve never had any problem, except with State Farm.


19 posted on 03/27/2025 8:31:24 AM PDT by tired&retired (Blessings )
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To: PeterPrinciple

The same th8ng is very true with Medicare Advantage plans.

I’ve won 7 appeals of coverage denial with them.


20 posted on 03/27/2025 8:33:16 AM PDT by tired&retired (Blessings )
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