Looking back, perhaps I should have bought a smaller truck.
“abusive military man”. Nice cop out. If anything he probably got pissed at her for spending money they don’t have.
Total payments of $46,800, not counting the down payment.
For a Camry.
None of that is her fault! </sarcasm>
23 years old = MORON
She is going to learn a lesson in personal financial responsibility GOOD AND HARD!!!!
All will be forgiven if she is hot.
She has no common sense. Why would you buy a car that requires that big of a monthly payment? And then to cry about it afterwards? I was never able to afford a new car until I was in my late 30’s. And even after that, I still bought used cars because it was cheaper than buying a brand new one. I’m 77 and lease now, and would never buy another car. I won’t be alive if Joe’s EV mandate kicks in, so I’ll drive what I want while I still can.
When I was 23, I drove a rattletrap and damn glad to have it.
Every ten to fifteen years a $3000 used Toyota or Honda served my family well. $50 a month to insure. My children, now well into adulthood do the same.
I bought a $4000CDN vehicle that has lasted me 5 years. Although, I think it’s on its last legs now. It works out to be less than $70/month.
When I was her age I bought a Toyota Camry for 650 bucks. It was definitely not brand new.
She lives in Texas. The good news is that in 2025, Texas wisely eliminates annual “safety” inspections. Those are designed to discriminate against people like her.
She is stuck now but needs to sell the car yesterday. Private sale to earn as much as possible. She’s going to be upside down for a long time.
Buy a dirt cheap jalopy. Even if it needs repairs it won’t cost $650 a month. Limit driving to necessary trips. Look for a better job than retail or try to get into management.
Eliminate all subscriptions. Listen to the radio for free instead of paying for streaming.
Change the phone to Pure Talk or Patriot Mobile. They are cheap and work great. I have Pure Talk.
Zero restaurant meals. Lots of black beans, peanut butter etc.
Cut the cable. Shop at goodwill and Aldi.
Get the income up and the expenses down.
Most of that advice was our lifestyle for years. We lived at or below our means.
Now, we don’t need to but it’s pretty much a lifestyle.
Just wait a little while kid, and you won’t even be allowed to own a car... Because?.. Govt.
She could get a decent and reliable Civic or Accord for $4-8k. Start with Facebook marketplace and AutoTrader. This is an easy one for this girl’s father to help her with. Where is he?
64 years old, never spent more than $24K for a vehicle. Bought my last new one in 2000. Last year found a cherry Toyota Tacoma that should last until it’s confiscated by the green police.
At $15 per hour why the h311 is she buying a car with a $646 monthly payment?! Oh, yes, her “military man” was picking up the slack. Her grief is that he’s not going to pay with them being divorced. Sell the car! (Or find a new sugar daddy.)
Our son just bought a 2012 Mini Cooper for $3,500. The seller is letting him make $500 payments every two weeks with no interest! Not his ideal car, but it’s getting him around.
His 2014 Ford Escape went BLOOEY at 250,000 k and is sitting in the garage, dead.
>she’ll be headed back to college
On student loans no doubt.
Box of rocks...this brain dead female votes I bet ya.