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How Long Should You Keep Your Tax Returns?
GOBankingRates ^ | March 2, 2024 | Addie Johnson Talbott

Posted on 03/02/2024 10:37:07 PM PST by where's_the_Outrage?

Take it from someone who has a hoard of legal accordion files stashed away in a hope chest: It’s a good idea to keep your tax records. However, if you’re going through a phase of trying to get rid of everything, the IRS is (sort of) clear on how many years to keep the paper trail.

How Long To Keep Your Tax Records

Let’s go in descending order:

Forever: If you never filed a return, or if you filed a fraudulent return (neither of which is recommended)

7 years: If you file a claim for a loss from worthless securities or bad debt deduction

6 years: If you do not report income that you should report, and it is more than 25% of the gross income shown on your return

4 years: For all employment tax records (W-2, 1099, etc.) 3 years: If none of the above situations apply, or if you got a credit or refund when you filed That’s a lot to think about, though.

If you’re like most people, you should plan to “save all your receipts for four years, and save a copy of your tax return for seven years,” said Rus Garofalo, founder of Brass Taxes.

In short, the IRS has three years from the date you filed to come say, “Show me all your receipts!”

(Excerpt) Read more at msn.com ...


TOPICS: Business/Economy; Conspiracy; Reference
KEYWORDS: personalrecords; receipts; taxdata; taxes; taxreceipts; taxrecords; taxreturns
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What is not mentioned is how long the IRS keeps data. I seem to recall in the past several years where the IRS was non compliant with providing data because of computer issues. Well what if I have computer issues?

In my case my thumb drive stopped working and I realized I had not backed it up for years. I now have several years of tax records not available. Not sure of the penalty.

1 posted on 03/02/2024 10:37:07 PM PST by where's_the_Outrage?
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To: where's_the_Outrage?

Keep enough Ammo on hand to cover ten years of IRS thug attacks.


2 posted on 03/02/2024 10:39:31 PM PST by Paladin2
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To: where's_the_Outrage?

“...my thumb drive stopped working....”

More likely you.....


3 posted on 03/02/2024 10:40:28 PM PST by Paladin2
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To: Paladin2

I wish. I took the drive to computer geeks in Huntsville AL and hope to have them recover the data. Was I stupid in not backing up this drive!

That said, if the government can use drive crashes as reason not to provide date, why can’t I? I have the tax returns, just not the backup data.


4 posted on 03/02/2024 10:44:33 PM PST by where's_the_Outrage? (Drain the Swamp. Build the Wall.)
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To: where's_the_Outrage?

I’d say, with the regime, forever.


5 posted on 03/02/2024 10:59:24 PM PST by Jonty30 (I may not know as much about American history and law as I like, but I know more than most liberals.)
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To: where's_the_Outrage?

I wiped all my financial records with a cloth.


6 posted on 03/02/2024 10:59:34 PM PST by thegagline (Sic semper tyrannis! Goldwater in 2024)
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To: where's_the_Outrage?

I keep my returns forever, but discard the supporting documents after five years.


7 posted on 03/02/2024 11:04:06 PM PST by Dr. Franklin ("A republic, if you can keep it." )
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To: where's_the_Outrage?
When it comes to records retention in business, if you destroy records before their required retention date, that's a crime.

If you keep records beyond their required retention date, they can be subpoenaed if the government finds out that you still have them.

-PJ

8 posted on 03/02/2024 11:08:43 PM PST by Political Junkie Too ( * LAAP = Left-wing Activist Agitprop Press (formerly known as the MSM))
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To: where's_the_Outrage?

From birth to death...
I was born in 1933 and cannot find my records before 1990...


9 posted on 03/02/2024 11:45:21 PM PST by SuperLuminal (Where is the next Sam Adams when we so desperately need him)
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To: where's_the_Outrage?

I wasn’t sure where I was tax-wise last year. As it turned out I had enough withholding to even get a refund after paying taxes

Because I was working part time in 2022 I think I paid $1500 or more in taxes. Still I got back about $400 which was great. 👍👍

I was looking for potential deductions but didn’t have enough to exceed the standard deduction level.

Still in my haste I filed it even though it made no difference. Oops 😬😬😬

Guess I should refile and remove my what-if deductions. Even though it won’t change my refund I’d like to do it.


10 posted on 03/02/2024 11:45:33 PM PST by SaveFerris (Luke 17:28 ... as it was in the Days of Lot; They did Eat, They Drank, They Bought, They Sold ......)
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To: where's_the_Outrage?

Why Did The IRS Destroy 30 Million Paper Returns?
https://www.crapo.senate.gov/news/in-the-news/weekly-column-why-did-the-irs-destroy-30-million-paper-returns
the IRS destroyed an estimated 30 million paper-filed tax documents without processing them.

IRS unable to locate millions of tax records, watchdog says
https://www.politico.com/news/2023/08/10/watchdog-irs-tax-records-00110637
The watchdog said it found seven empty boxes at the IRS’ facility in Ogden, Utah, that should have contained as many as 168 microfilm cartridges, which hold up to 2,000 photographic images each, and that the IRS personnel there were unable to point to the location of the cartridges.

TIGTA noted that this may be because the vendor responsible for creating the cartridges went out of business abruptly in 2018.

______________

IRS cannot find millions of backup tax records, watchdog says
https://www.cnn.com/2023/08/11/business/irs-tax-records-missing/index.html
The Internal Revenue Service cannot locate thousands of microfilm cartridges storing millions of sensitive business and individual tax account records


11 posted on 03/03/2024 1:12:34 AM PST by minnesota_bound (Need more money to buy everything now)
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To: where's_the_Outrage?

Forever should the records serve you well.

No statute of limits for murder and taxes IIRC.


12 posted on 03/03/2024 1:20:45 AM PST by Gene Eric (Don't be a statist! )
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To: where's_the_Outrage?

Previous info was 7 years.

But now, a judge in New York probably decides on a case by case basis.


13 posted on 03/03/2024 1:27:09 AM PST by linMcHlp
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To: linMcHlp

Yep, all of a sudden there will be a new law(regulation) allowing State to go back 30 years or more.


14 posted on 03/03/2024 2:19:16 AM PST by Smiling Jack500
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To: minnesota_bound

“TIGTA noted that this may be because the vendor responsible for creating the cartridges went out of business abruptly in 2018.”


Probably due to unpaid taxes:)


15 posted on 03/03/2024 2:29:36 AM PST by Ken H (Trump 2024)
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To: where's_the_Outrage?

I may be one of the odd ones but I have every tax filing going back to the first year I filed (1968). I don’t save they because I may need them with the IRS but because they are an easy way to keep my personal history. They show where I lived and where I worked and how much (or how little) I made.


16 posted on 03/03/2024 2:31:50 AM PST by CIB-173RDABN (I am not an expert in anything, and my opinion is just that, an opinion. I may be wrong.)
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To: where's_the_Outrage?
I've got all my IRS data back to 1992, when I got sober.

Not sure what I did with them before that, but I know I filed every year - didn't have much so it was an easy task to do myself.

17 posted on 03/03/2024 2:54:41 AM PST by Psalm 73 ("You'll never hear surf music again" - J. Hendrix)
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To: where's_the_Outrage?

My former CPA/CFP was audited by the IRS 5 times. His claim to fame was land trusts keeping “inheritance” taxes off properties to be kept in families to the tune of about 3 Billion dollars. They hounded him relentlessly, finally offering him a JOB as his work was so meticulous and he knew and studied tax code like Talmudic scholar does Torah.

HIS advice on keeping tax records?

IRS can, and have in his experience, subpoena records going back a decade and LONGER.

It doesn’t take up much space, kept in large envelopes about 3/4-1” thick per year. I keep records going back 20 years.

He was the first person to ever point out to me the often-missed detail that “The IRS” spells out “THEIRS.”

It’s NOT “our” money.


18 posted on 03/03/2024 3:11:17 AM PST by normbal (normbal. somewhere in socialist occupied America ‘tween MD and TN)
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To: where's_the_Outrage?

So I don’t have to keep the last 25 years worth of ‘everything’? Thanks for posting.


19 posted on 03/03/2024 3:11:44 AM PST by GOPJ (Question: What are the two things Biden finds at ice cream shops? A. Ice cream and young children.)
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To: where's_the_Outrage?

It’s best to turn them in by 4/15—or 10/15 with an extension.


20 posted on 03/03/2024 3:39:20 AM PST by 9YearLurker
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