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Bank of America announces zero down payment, zero closing cost mortgages for first-time homebuyers in Black and Hispanic communities nationwide
NBC ^ | 9/1/2022 | NBC

Posted on 09/01/2022 8:31:56 AM PDT by mikelets456

Bank of America said it is now offering first-time homebuyers in a select group of cities zero down payment, zero closing cost mortgages to help grow homeownership among Black and Hispanic/Latino communities.

The option will first become available in certain neighborhoods in Charlotte, Dallas, Detroit, Los Angeles and Miami. The new mortgage, called the Community Affordable Loan Solution, aims to help eligible individuals and families obtain an affordable loan to purchase a home, the bank said.

Applicants do not have to be Black or Hispanic to qualify for the product, a bank representative said.

“Homeownership strengthens our communities and can help individuals and families to build wealth over time,” AJ Barkley, head of neighborhood and community lending for Bank of America, said in a release. “Our Community Affordable Loan Solution will help make the dream of sustained homeownership attainable for more Black and Hispanic families, and it is part of our broader commitment to the communities that we serve.”

(Excerpt) Read more at nbcnews.com ...


TOPICS: Chit/Chat; Miscellaneous
KEYWORDS: 1619project; blackkk; blackliesmanors; blackliesmatter; blacklivesmatter; blm; boa; charlotte; cnbc; criticalracetheory; crt; dallas; detroit; discrimination; housing; loans; losangeles; miami; mortgages; msnbc; nazis; nbc; nobrainscollectively; race; racism; racist; woke
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To: EEGator

She could sue, but who has time and attorney fees, she works 7/24 basically.

I can’t help but think that she took the wrong “gig” when she produced the entertainment for a certain golf promotion a couple months ago, all of a sudden her account was frozen solid and still is. hmm coincidence?


121 posted on 09/01/2022 1:35:28 PM PDT by Coffee_drinker (Drain The Swamp.)
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To: mikelets456

Is that even legal?


122 posted on 09/01/2022 1:58:28 PM PDT by Tallguy
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To: Coffee_drinker

LIV?


123 posted on 09/01/2022 2:13:33 PM PDT by EEGator
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To: mikelets456

Been there done that.


124 posted on 09/01/2022 4:09:35 PM PDT by dirtymac ( Now Is The Time For All Good Men To ComeTo The Aid Of Their Country! NOWhx) )
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To: mikelets456

Could a white person apply then once rejected they sue and win enough money to buy a house outright.


125 posted on 09/01/2022 9:28:03 PM PDT by minnesota_bound (Need more money to buy everything now)
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To: mikelets456
Update. This is interesting...

Bank of America Goes Full-Bigot But NOT for the Reason Everyone’s Saying

126 posted on 09/02/2022 4:13:17 AM PDT by mewzilla (We need to repeal RCV wherever it's in use and go back to dumb voting machines.)
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To: mikelets456

great... that equates to even more litter strewn about our neighborhoods. spit...


127 posted on 09/02/2022 4:15:43 AM PDT by sit-rep ( )
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To: mikelets456

Whites can get the loans as long as they move into an acceptable community- a black/Hispanic one. They’ll add diversity.


128 posted on 09/02/2022 7:36:30 AM PDT by JimRed (TERM LIMITS, NOW! Militia to the border! TRUTH is the new HATE SPEECH.)
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To: Magnum44
Well, interest rates suck right now and headed higher

It's all relative. The first mortgage rate sheet I saw in May of 1985 when I started work as an agent featured a 30 year fixed at 14.75% with three points at closing. Fives and sixes are low-moderate in comparison.

129 posted on 09/02/2022 7:43:24 AM PDT by JimRed (TERM LIMITS, NOW! Militia to the border! TRUTH is the new HATE SPEECH.)
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To: mikelets456

Here we go again.


130 posted on 09/02/2022 3:07:43 PM PDT by Jimmy Valentine (DemocRATS - when they speak, they lie; when they are silent, they are stealing the American Dreams)
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To: mikelets456

I read it as you don’t have to be those certain ethnic groups but must buy in those neighborhoods. Go yuppie gentrifiers, here’s a big chance.


131 posted on 09/03/2022 3:02:13 AM PDT by rxh4n1
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