Posted on 08/26/2020 6:15:21 PM PDT by Libloather
Riots erupt in the United States often in the wake of racial tensions created by police activities. Often beginning as peaceful protests, these demonstrations sometimes degenerate into violent riots where people and property suffer harm, leaving innocent people to pick up the pieces.
**SNIP**
Insurance
The first entities that typically must pay for these injuries and damages are insurance companies. When a property owner suffers losses thanks to rioters, insurance policies will often cover the losses. Similarly, those injured on someone's property may be able to seek relief from the insurance company of the property owner. And, of course, the insurance of motorists whose vehicles are damaged in a riot typically pay for those losses, as well.
However, insurance is not always obliged to pay for the types of losses sustained in a riot.
**SNIP**
Rioters
The next obvious target for seeking recovery is from the rioters themselves. Unfortunately, it is often difficult to identify these people during the chaos of a riot. If one is fortunate enough to have surveillance camera footage, they might be able to get a positive identification for a suspect, but then the issue becomes recovery. Often, those who engage in riots feel in some way disenfranchised, normally due to financial disadvantage. As a result, the odds of making a full recovery from individual rioters are very small.
However, if one wishes to pursue this option, the first step would be to contact law enforcement. Report the individual's conduct and provide any supporting evidence establishing the individual's presence at the scene and actions he or she took that caused harm. If the state opts to press charges against that individual, then anyone he or she harmed by the actions that led to the prosecution could be entitled to restitution.
(Excerpt) Read more at hg.org ...
Ultimately the taxpayers pay. And after the riot there are fewer taxpayers.
Few Americans realize it, but many states had laws against reverse condemnation under eminent domain laws. Basically, cities and towns that allowed rioters to destroy property were responsible to compensate private owners for their losses, under the idea that government allowed property to be taken (condemned) due to the actions and inaction of government.
Those laws finally disappeared in the 1960s when Democrats took over most cities.
BLM and ANTIFA rioters should pay.
My insurance doesn’t cover acts of terrorism. If the insurance companies can define these acts this way then the rioters should be treated as terrorists.
Biden/DNC should pay - the riots are their campaign, after all.
Who picks up this mess?
Well you’re going to pick up the mess, because YOU are a garbage man!
The author doesnt have 1% of the smarts of your average FReeper...
...the first step would be to contact law enforcement...If the state opts to press charges against that individual...
Ha, ha, ha....maybe he is a comedian.
For some strange reason BLM had a protest in my little Central Texas Town of Salado. Directly across the street from my shop. The protest was about a statue in town. It was Colonel Robertson. BLM was angry that a statue of a soldier in confederate guard uniform was there. His uniform was of the Texas Guard and not the confederacy. He did serve in the confederacy later. In the garb of the Texas Guard it was to honor Colonel Robertson and Texas, not the confederacy.
Three or Four BLMs walked around with AR-15s which is their perfect right in Texas and I support this. There was city police, county police, and state police in abundance. Many shop owners just sat on chairs in front of their shops as I did in front of my shop.
We were all discreetly armed. I sat with my friend and two AR-15s plus pistols. We did not brandish weapons nor march around like those BLM and Antifa cowards do. They are tough guys against an unarmed person. A couple of gentlemen parked their golf cart on my driveway. I went up to them and asked why are you here? One said to "maintain order." I said, "but you are not armed." He pointed to a blanket in the back and said, "we are." I smiled and said, "you are welcome on my property."
Originally BLM had planned to walk down main street (that is when burning and looting happens) to the statue. They changed their minds.
That violence will not occur in a conservative and well armed community of law abiding citizens.
The rioters need to be forced into indentured servitude.
Does insurance cover riots and looting?
The answer: Yes, standard insurance policies usually cover damage that results from rioting, looting, vandalism, and/or civil commotion. This would include damage caused by rioters as well as damage caused by the reactions of police and civil authorities during a riot. Some companies will even offer glass replacement without a deductable.
Interesting thing is that most companies do not cover auto damage but will cover structural and theft. I guess they expect you to get in the car and run away. I would. I am not going to stay and get my back side shot off. But I will save the thing I can’t replace by insurance. I lose nothing that way if I don’t have to get into it.
rwood
The corporations that donated the tens of millions of dollars to BLM should pay. Small businesses should sue BLM and the companies supporting BLM.
hmmm, and it would be taxpayer money
tar and feather it is then
We all do.
Bingo. Most of these naive commentators have never read an insurance policy.
Let the same people pay for the damage that paid for the calamity of the civil war: the ones who started it.
RICO Big Lib. Treble damages and deep pockets.
I lived in So Calif during the Watts Riots & the King riots.
I have done accounting/bookkeeping ALL of my adult life.
I NEVER heard of a single insurance company paying for damages due to RIOTING ARSON INSURRECTION or any such behavior.
Buildings in Watts—which was burned down in 1965-—still are NOT rebuilt. NO insurance company will even insure the construction process.
The mantra that insurance will cover these damages is wrong.
I assume my commercial insurance will increase.”””
I am assuming that you will be lucky to NOT have been burned down.
And YES-—EVERYONE’S insurance is going to increase.
The insurance issue is another reason WHY the Koreans were on the roofs of their buildings, prepared to shoot invaders.
IF you didn’t see those pics or don’t remember, they were heroes of the first magnitude.
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