Posted on 07/21/2020 7:33:45 PM PDT by George from New England
If you are on a Medicare Advantage program in Florida, please contribute in this thread what you are happy with, what you are unhappy about, and the plan you current have.
My medigap starts at about $120 per person for K here since you can’t get F anymore unless you are grandfathered.
Per person
A - zero
B - $145 to $500 depending on AGI
D - $13.20 to $130 again depending on AGI
K - $23 to $130
Point is, B and D are progressive, that is socialism of course.
I have to make a Medicare decision ASAP as I go off my previous employer’s insurance on Sept 1. My county in Texas has 37 Medicare Advantage plans available to me, of which my current primary doctor accepts 8 so I am narrowing my search to those. The Humana Advantage plan I could sign up with thru my previous employer would cost me 160/month (in addition to the Part B premium), as well as $1K/year for my current meds (2 on Tier 1, 1 on Tier 2 and 1 on Tier 3). The plans out here have a low or no monthly premium. The only advantage to the Humana plan would have is that it has a much lower max out of pocket cost per year.
Right on.
I have straight Medicare with Mutual of Omaha supplement.
I was in the hospital recently....the bill was over $20,000....and I paid nothing, nada, zero out of my pocket. (Of course, there is a modest deductible I must pay every year).
My premium is a little over $500 a month, which ain't EZ....but it's worth it in the long run as you get older.
Leni
Yeah. That's the thing. I currently have no insurance and go to The Heart of Florida with a $40 co-pay each visit. I turn 65 in February and I still have no idea what to do, beyond straight Medicare.
I get things in the mail almost daily about supplements, but of course, they all say "not affiliated with any government agency". You go to the Medicare web site and they direct you to their "authorized partners" which are just companies that (I think) pay the government for the link to them.
All of them require you to submit all your information to them before they even start to tell you about costs.
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