[CSM]

My favorite are the folks that are complaining about the price of gas while they are dropping a $20 on lottory tickets.

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[Conan the Librarian]

I just paid my last car payment!

Next car will be cash only and used.

Dave’s plan works for us.

[j-damn]

How many times are these supposed financial geniuses going to tell people to cut the Cable Bill? You can only turn it off once.

[The Magical Mischief Tour]

For those that know me personally fully understand that the most dangerous place in the world is between me and a coffee pot.

I’ll walk to work before I give up my Cup o joe!

[VanDeKoik]

“Dave, I often give my math students this calculation to figure out. A typical latte costs $3.59 for 16 oz. That’s 22 cents per ounce or $28.72 a gallon! Ask your listeners if they’ve drank a gallon of latte lately!”

I seriously hate that example.

You dont drill for coffee and have millions of barrels of the stuff for sale. Nor is coffee used to fuel billions of cars, trains, ships and airplanes.

[ml/nj]

My real estate taxes for one quarter are higher than the cost of $5/gal gas would be for an average driver for a year.

ML/NJ

[Capt. Tom]

Of course you can cut back, that is what a lower standard of living has in store for us. - Tom

[truthguy]

Ramsey is suggesting the loser policy of scarcity. We keep cutting back until we never go out to eat. Never enjoy a Latte at the coffee shop with friends or never even enjoy staying home and watching TV on Flat Panel Screens. This is a losing policy. We need more energy just to sustain our lifestyle. Why conserve ourselves into poverty. That's misery and that's what the Greenies want. They want everyone to be as miserable as they are.

Now all of this is not to say we should be wasteful. We should not be spendthrift and we certainly should not spend what we don't have. But to deny ourselves some enjoyment is a losing strategy. If huge numbers do what Ramsey suggests, then people who work at Starbucks will be out of work.

[sr4402]

Car pooling is another idea. If you have a long commute, car pooling can drop the gas price to work by 3/4 in a 4 person car pool.

Retirees can car pool to events. If the furthest person out drives, all can be picked up and split up the cost. The more the merrier!

Join a club if you travel. Traveling with similarly minded folks is fun and can be way less expensive.

For vacations, interview at a similar job. It doesn't reduce the gas prices, but it makes the miles and one night tax deductible. Just log the starting and stopping on your odometer on the hotel receipt. If hotel costs are too much, vacation with family at their home (even a distant cousin).

Just some ideas.

[Diana in Wisconsin]

“You can easily survive with a used (and paid-for!) car, no cable reality shows and coffee made at home.”

I’m living proof! 1994 Nissan Maxima, 120K miles and it’s been paid for for a decade or more. No cable or satellite for me. ‘Free’ Government TV is just fine. I only watch cooking shows, sports and Dancing With The Stars anyway, LOL! Coffee at home? Yeppers. Fresh-ground beans in my Bunn coffee maker - also about a decade old and still going strong.

My only debt is my farm mortgage...and I’m whittling away at that, as I type. :)

[Texas resident]

We sold the cars we had payments on. Then turned that cash around and bought older cars (toyotas) for cash. No car payments. Sunday night we shop for food for the week. We make a menu for every night and only buy what is for dinner each night. Got aggressive on paying off credit cards and have been card debt free for over 2 years. Both of us are working, me one job and my wife 2. Stocking up on survival supplies, long term food and water containers.
Got with the program a long time ago.

Live like no one else now, live like no one else later.
Dave Ramsey.