How many times are these supposed financial geniuses going to tell people to cut the Cable Bill? You can only turn it off once.
how many times are these supposed geniuses going to tell people to cut that cable bill...
I know several people that have not got that message yet-I think of one couple that have a wide screen tv- are always scrambling to meet the most basic expenses.
And no- they likely will not ever figure it out.
Because most folks don’t listen and still have it on while going to bankruptcy.
I work with a lot of folks who complain about money but can’t, no-make that won’t, cut back on ANYTHING. Everyone of their kids has a seperate cell phone with bill for same. Cable with deluxe packages costing over $175 a month. Eating out most every day at work and then with the kids on the weekends, but nope, they can’t find any place to stop spending money.
I did all three of the things he is suggesting many years ago. We do have basic cable but that is it.
Yes, much of Dave Ramsey is simple common sense. But the amazing thing is: so many people simply don’t understand that.
We did a sort of mini-Ramsey thing a couple of years ago, and the part that surprised us the most was that — hey, we are in pretty daggone good shape next to a lot of people! But we’ve kept our revolving credit at zero, stored 6 months of paychecks for “emergencies only” and gotten to where our only big expense is the mortgage.
Ramsey is basically the mom-and-dad discipline so many 20-40 something’s lack.