Really?
Do you want a FREE credit report?
freecreditreport.com
Don’t watch much tv do you?
;-)
You can get a free report form creditreport.com but I think the best for the money is creditkeepers.com For around $9.00 you can get your scores from all three credit bureaus and they give you a 30 day free trial.
Really?
Do you want a FREE credit report?
https://www.annualcreditreport.com/cra/index.jsp
That’s the only site for truly free credit reports. You can get reports from all three major credit reporting agencies once each calendar year.
I space the three reports 4 months apart, so I’m never more than 4 months from checking to make sure nothing fruity has been added to my credit record.
I got the Experian report in Feb 2009, the Equifax report in June and will get the TransUnion report in October.
Go to http://www.ftc.gov/freereports as the safest route.
Type in...’how to get a free credit report online’...and you’ll get a lot of choices.
They have a habit if the name fits, no matter the SS# or the middle name, they will attach it to your report.
You can request all three here.
I would suggest requesting one every four months from one of the companies, that way you can keep track of your report year-round for free.
Lou... Lou... Lou....
See what you started?
Well, I married my dream girl
I married my dream girl
But she didn’t tell me her credit was bad
So now instead of living in a pleasant suburb
We’re living in the basement at her mom and dad’s
No we can’t get a loan
For a respectable home
Just because my girl defaulted on some old credit card
If we’d gone to free credit report dot com
I’d be a happy bachelor with a dog and a yard.
Check out http://www.ftc.gov/freereports. Be careful, sites like freecreditreport.com aren’t really offering free reports.
Be aware also you’re going to have to enter your social security number and other personal info. Be sure your at a legitimate site. If you get a credit score along with your report, make sure you get a genuine FICO score, which is the only score most financial institutions use.
DO NOT GO TO freecreditreport.com
IT IS ASCAM and will cost you money when in fact by law you can get your credit history free of charge.
www.annualcreditreport.com is free. There is a charge for FICO scores. There is no impact to your scores as it is an inquiry by you about your credit.
By law, you can get a free copy of your credit report from each of them, once a year. Under certain conditions, you can get it more often.
But to get the free one, you should go here:
https://www.annualcreditreport.com/
All of of the reporting agencies also offer a combined "3-in-1" credit report, which compiles information from the other 2 credit reporting agencies. But, you'll have to pay for that.
Go directly to the reporting agency. Ignore all the other "free credit report" offers, as they generally require you to sign up for a credit monitoring service for a monthly fee.
Actually, credit monitoring might be a good idea, depending on why you want your credit report. I've paid for monitoring since my birth certificate was stolen from my family's home.
bflr