Need help with on-line banking

vanity | John Galt's Cousin

[John Galt's cousin]

On line banking advice needed.

I am often amazed at the diverse knowledge of the FReeper community. I need some FReeper advice about on-line banking.

For the last few years I have done most of our banking through an on-line bank called Everbank and have been very satified with it.

What I particularly like is the way the website shows "scheduled transactons" (for the upcoming 30 days) in the same window as the cleared or pending transactions.

This allows me to easily see the effects of a particular scheduled payment and decide if I want to re-arrange the date or amount of payment to avoid going into "deficiet spending"

They are now increasing the amount that must remain on deposit to qualify for free checking ($5,000) and I am looking for another bank that has the same features, but at less cost. I don't care if it is on-line or brick and mortar.

So far, the other bank sites I have looked at have seem to have the scheduled payments on a different page and do not show what the effect of a particular payment will be on my running balance.

The scheduled transaction page starts with "https://cibng.ibanking-services.com/cib/CEBMainServlet/AccountActivity#section" I have tried to find other i-banking-services.com pages, but can't tell if those banks offer the same features from the demo pages on the sites.

Does anyone know how I can find other banks that offer a similar look ahead feature? Thanks!

[PS - I prefer to to keep my account in the US, so the "First National Bank of Nigeria" is out for the time being. I'll save that for the long term investments!]

;-)

[John Galt's cousin]

Your tips look like great banks, but they don't seem to have the feature I have been looking for. You can't see the scheduled transactions, and their effect upon the balance, on the same page as the completed ones. I am hoping to find a bank that will show the effect of the scheduled transactions upon the balance.

Thank you for sharing the info

[John Galt's cousin]

Except for EverBank, which is raising the minimum balance for free online banking to $5,000, I have not had any luck yet. If I find it, I’ll let you know.

I had an account at Chase, and was not happy with them either.

[Vinnie]

Here in NC I use Wachovia. They are affiliated with Wells Fargo now.

Like doing business with them, online and in person.

[John Galt's cousin]

I am hoping that a FReeper in the banking industry will understand what we are trying to find and point us in the right direction.

[Drago]

EverBank apparently contracts with Metavante to do their online banking programming...you might want to call Metavante and ask which other banks use them...they might have similar interfaces.

http://www.finextra.com/fullpr.asp?id=25822
http://www.metavante.com/FinancialSolutions/ebanking/index.htm
http://www.metavante.com/ContactUs/index.htm

My credit union uses CheckFree (now called Fiserv).
http://www.fiserv.com/

[John Galt's cousin]

I think i found some leads by searching for
cibng.ibanking-services.com
on copernic.com

The underlying service is through Metavante

I found this site, but haven’t checked the economics yet:

https://www2.vistfc.com/info/Metavante/CeBDemo/acctActivity.html?0**DAYN

[John Galt's cousin]

THANKS!