Need help with on-line banking

vanity | John Galt's Cousin

[John Galt's cousin]

On line banking advice needed.

I am often amazed at the diverse knowledge of the FReeper community. I need some FReeper advice about on-line banking.

For the last few years I have done most of our banking through an on-line bank called Everbank and have been very satified with it.

What I particularly like is the way the website shows "scheduled transactons" (for the upcoming 30 days) in the same window as the cleared or pending transactions.

This allows me to easily see the effects of a particular scheduled payment and decide if I want to re-arrange the date or amount of payment to avoid going into "deficiet spending"

They are now increasing the amount that must remain on deposit to qualify for free checking ($5,000) and I am looking for another bank that has the same features, but at less cost. I don't care if it is on-line or brick and mortar.

So far, the other bank sites I have looked at have seem to have the scheduled payments on a different page and do not show what the effect of a particular payment will be on my running balance.

The scheduled transaction page starts with "https://cibng.ibanking-services.com/cib/CEBMainServlet/AccountActivity#section" I have tried to find other i-banking-services.com pages, but can't tell if those banks offer the same features from the demo pages on the sites.

Does anyone know how I can find other banks that offer a similar look ahead feature? Thanks!

[PS - I prefer to to keep my account in the US, so the "First National Bank of Nigeria" is out for the time being. I'll save that for the long term investments!]

;-)

[knarf]

[PS - I prefer to to keep my account in the US, so the "First National Bank of Nigeria" is out for the time being. I'll save that for the long term investments!]

And wives ... and phenominal cash payouts in return for the use of your bank acount.

I'll have MY 14M illion deposited after the holiday ... she (the loveley Nigerian beauty, promised to be my wife, Ng guckguck ku arala ... ) has assured me.

Y'all invited to our wedding ... open bar.

[navygal]

Take a look at credit unions.

[ohhhh]

My suggestion is not to bank online.

[spectre]

https://www.firstarkansasbank.com/index.html

[John Galt's cousin]

thanks. are they going to send the jet to pick us up??

[abb]

Try here.

http://www.money-rates.com/checking.htm

or here

http://www.bankrate.com/checking.aspx

[Krankor]

So far, the other bank sites I have looked at have seem to have the scheduled payments on a different page and do not show what the effect of a particular payment will be on my running balance.

Can't really recommend any bank, but Walgreens carries these calculator-like things that are pretty helpful.

[John Galt's cousin]

I appreciate that, but I’ve been doing it for years and have not had any problems. I understand that the “https” secutity is the same as the ATM’s.

I love not writing checks to pay bills and then leaving them in the visor of the car because I forget to mail them. It is also convenient to be able to check balances anytime over the ‘net.

[John Galt's cousin]

thanks. checking it out

[John Galt's cousin]

Thank you.

Those look like good resources. I had not seen the “money-rates” site before. I hope to find an article comparing the manner in which the various sites work

[knarf]

I love not writing checks to pay bills and then leaving them in the visor of the car because I forget to mail them. It is also convenient to be able to check balances anytime over the ‘net.

I like especially the feature "Do you want to pay the entire amount? Please type in the amount you wish to pay"

[John Galt's cousin]

8^)

[John Galt's cousin]

thanks.

I have some homework to do.

If I find it, I’ll let you know.

[mpstan]

sterling savings bank:headquartered Spokane, WA

[smokingfrog]

http://www.redneckbank.com/

Free checking & online banking. No minimum balance. (no joke)
http://www.redneckbank.com/disclosures/product-matrix.pdf

[mad_as_he$$]

My advice on online banking is don’t do it.

[phoneman08]

“My suggestion is not to bank online.”

Why would you say that?

Online banking is infinitely more secure than writing checks. Checks have in addition to your name, the account number as well as the routing number of your account. I haven’t written a check in years.

Online payments are never late because some overworked clerk lost, stole, or misapplied a payment. I also like the fact that Ahmed at the local gas station, can’t share my account info with friends back home in Nigeria.

[Auntie Mame]

My bank, Wamu (Chase) does NOT have a scheduled payment section in a convenient location. Every time I want to know what I’ve scheduled, it’s a big pain to search all over the place to find it. So, please let me know what you find out.

[John Galt's cousin]

That’s a riot. I’ll check it out.

Thanks