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Rent Crisis! 41% in U.S. Couldn’t Pay Rent November (Bank MBS Holdings Collapse With Fed Tightening)
Confounded Interest ^ | 11/26/2022 | Anthony B. Sanders

Posted on 11/26/2022 9:50:54 AM PST by Kaiser8408a

Way to go, Joe!

Interesting story on Alignable.

Due to high inflation, reduced consumer spending, higher rents and other economic pressures, U.S.-based small business owners’ rent problems just escalated to new heights nationally this month, based on Alignable’s November Rent Poll of 6,326 small business owners taken from 11/19/22 to 11/22/22.

Unfortunately, 41% of U.S.-based small business owners report that they could not pay their rent in full and on time in November, a new record for 2022. Making matters worse, this occurred during a quarter when more money should be coming in and rent delinquency rates should be decreasing. But so far this quarter, the opposite has been true.

Last month, rent delinquency rates increased seven percentage points from 30% in September to 37% in October. And now, in November, that rate is another four percentage points higher, reaching a new high across a variety of industries.

All told in Q4 so far, the rent delinquency rate continues to increase at a significant pace, up 11 percentage points from where it was just two months ago.

Well, this is not good.

And on the mortgage front, not all is quiet.

Commercial bank holding of Agency mortgage-backed securities (MBS) has collapsed with Fed tightening and mortgage rate increases.

Ain’t that a lot of bad news for real estate and the mortgage market.

(Excerpt) Read more at confoundedinterest.net ...


TOPICS: Business/Economy; Government; Politics; Society
KEYWORDS: biden; blogpimp; brownsultrafan; fed; mortgage; rent; retread
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So much for Biden's claim that he has led the best US economy in history. To paraphrase the Wicked Witch of the West, "It's melting!"
1 posted on 11/26/2022 9:50:54 AM PST by Kaiser8408a
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To: Kaiser8408a

(Way to go, Joe!)

Best economy EVAH!!!


2 posted on 11/26/2022 9:53:48 AM PST by SaveFerris (Luke 17:28 ... as it was in the days of Lot; they did eat, they drank, they bought, they sold ......)
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To: Kaiser8408a

But this is what 81 million people voted for...


3 posted on 11/26/2022 9:55:49 AM PST by eyeamok (founded in cynicism, wrapped in sarcasm)
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To: Kaiser8408a

But look at how bad things are in China and Russia...


4 posted on 11/26/2022 9:56:52 AM PST by Nextrush (FREEDOM IS EVERBODY'S BUSINESS-REMEMBER PASTOR NIEMOLLER)
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To: Kaiser8408a

Needs a new, bigger TARP! /s


5 posted on 11/26/2022 10:06:03 AM PST by citizen (Our Constitution was made only for a moral and religious people - John Adams 1798)
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To: Nextrush

But things were SO MUCH BETTER when Trump was in office, right here in USA.


6 posted on 11/26/2022 10:06:26 AM PST by entropy12 (Food is most popular anxiety drug, exercise is the least popular.)
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To: entropy12

Biden is letting more and more people in who cannot pay rent.


7 posted on 11/26/2022 10:10:15 AM PST by FreedBird (t)
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To: eyeamok
But this is what 81 million people voted for...

It sorta is. People who voted Democratic want eternal rent moratoriums, mortgage moratoriums, 100% student loan debt forgiveness, credit card debt forgiveness, and guaranteed "living wage" universal income while "working from home" at whatever hours they care to "work."

8 posted on 11/26/2022 10:10:42 AM PST by Angelino97
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To: Kaiser8408a

These times take things to work through the economy.

Interest rate inversion of 3 month and 10 year government bonds always eventually end up in an “official” recession. As an indicator, it has never failed. The average time is about 330 days after the inversion occurs.

We’ve already had a very deep inversion of rates.

The clock is ticking.


9 posted on 11/26/2022 10:12:18 AM PST by PGR88
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To: SaveFerris

FUBAR...


10 posted on 11/26/2022 10:12:19 AM PST by gathersnomoss (LIVE FREE OR DIE)
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To: Kaiser8408a

I wonder how far this would go until the indoctrinated finally become truly “woke” to the scam that is the democrap party. I really think if they were homeless, penniless, starving and fighting at the local dump for scraps of banana peels to eat, they would STILL vote democrap.


11 posted on 11/26/2022 10:14:16 AM PST by GrandJediMasterYoda (As long as Hillary Clinton remains free, the USA will never have equal justice under the law)
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To: Nextrush

Ukraine.


12 posted on 11/26/2022 10:15:59 AM PST by AndyJackson
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To: Kaiser8408a

“41% of U.S.-based small business owners report that they could not pay their rent in full and on time in November”

I find that rather hard to believe.

Many commercial landlords require small business owners to be personally liable for the business rent.


13 posted on 11/26/2022 10:18:50 AM PST by Brian Griffin
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To: Kaiser8408a
41% [of small businesses] in U.S. Couldn’t Pay Rent November (Bank MBS Holdings Collapse With Fed Tightening)

Well, econ 1 tells you the answer to that problem - the collapse happens, the real estate gets repossessed and sold at prices that can be supported by the rents that people can pay. Or you spend more gubmint money and bail everyone out and drive inflation even higher.

I pick option no. 2.

14 posted on 11/26/2022 10:21:02 AM PST by AndyJackson
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To: Brian Griffin
Many commercial landlords require small business owners to be personally liable for the business rent.

Unless they are incorporated or operate as an LLC they already are anyway. It will just serve to spread the bankruptcy.

15 posted on 11/26/2022 10:22:43 AM PST by AndyJackson
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To: FreedBird

“Biden is letting more and more people in who cannot pay rent.”

“Refugess” are eligible for full welfare benefits.

No stinking Section 8 wait listing for them I believe.

US government housing vouchers cover a very large percentage of private sector rental units.


16 posted on 11/26/2022 10:23:07 AM PST by Brian Griffin
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To: AndyJackson

In Florida small businesses have to pay about $800 for an annual state fee for incorporation I believe. Most incorporate and pay it.


17 posted on 11/26/2022 10:25:15 AM PST by Brian Griffin
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To: Kaiser8408a

Very misleading headline from the suspect source.

Headline should have included U.S.-based small business owners


18 posted on 11/26/2022 10:27:27 AM PST by Steven Scharf
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To: Brian Griffin

Yup.
But if they can’t pay. They can’t pay.


19 posted on 11/26/2022 10:30:09 AM PST by cableguymn
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To: citizen

“TARP”

South of me there apparently was very severe hurricane damage from Ian.

One company, “Allsnake” according to my neighbor the roofing contractor, initially to pay to replace a man’s roof. The man is a relative of my Democratic neighbors.

A dental assistant told me about 70% of the roofs in Englewood where I believe she lived had tarps on their roofs.


20 posted on 11/26/2022 10:30:42 AM PST by Brian Griffin
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