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The Social Security surplus contributions continue to be spent.

Posted on 01/29/2024 6:28:45 AM PST by reaganator

Never heard with the endless talk about "protecting Social Security" are suggestions for the ending of the surplus Social Security contributions being moved to the general fund and spent by Congress. Every Social Security contribution, past and present has been spent and is gone. In place of this money are government bonds, the Social Security "Trust Fund." A government bond is nothing more than a promise by the government to collect money from future taxpayers. Not even the federal government can spend and save the same money. The spent money is gone. When determining the solvency of the Social Security system the government bonds are erroneously used. The only money in the Social Security system are the current contributions as they pass through being spent. This Ponzi Scheme has only survived because its victims are mandated by law to participate. Any fix to the Social Security system should begin with the ending of the surplus contributions being spent, the only way to do this is to allow participants to own their own accounts and be able to invest a portion of their contributions in real, actual investments. Please feel free to tell me where I am wrong.


TOPICS: Business/Economy; Society
KEYWORDS: vanity
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1 posted on 01/29/2024 6:28:45 AM PST by reaganator
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To: reaganator

Basically you are not wrong.

The next step will be the confiscation of everyone’s 401k / IRA savings under the guise of “fairness and compassion” the government will try to use everyone’s retirement savings to offset those who saved nothing, without social security this will be how the “fix” it then it will be fair and everyone will be eating cat food and grass.

As a side note, congress has already had bills submitted in the past to do this very thing.


2 posted on 01/29/2024 6:32:19 AM PST by Skwor
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To: Skwor

Gold and or Silver is the option .


3 posted on 01/29/2024 6:36:04 AM PST by spincaster
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To: Skwor

“The next step will be the confiscation of everyone’s 401k / IRA savings under the guise of “fairness and compassion…”

That’s been in the works for over a decade. Theresa Gagliardi (sic?) proposed this at some “think tank” in New York on the grounds that Americans are too stupid to handle their own money. So the government should take that 4 trillion dollars just laying in all those 401k plans.

L


4 posted on 01/29/2024 6:37:24 AM PST by Lurker ( Peaceful coexistence with the Left is not possible. Stop pretending that it is. )
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To: spincaster

Yep, and likely ammunition and medicine will be also. Read into that what you will.


5 posted on 01/29/2024 6:37:38 AM PST by Skwor
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To: spincaster

How does that work when the dollar goes bad? Do you sell your gold or silver for an increased amount of bad money?


6 posted on 01/29/2024 6:38:48 AM PST by reaganator
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To: reaganator

Meet the Social Security “trust fund”:

https://moneymorning.com/2017/03/31/the-social-security-trust-fund-is-just-a-stack-of-ious-in-a-west-virginia-filing-cabinet/


7 posted on 01/29/2024 6:39:04 AM PST by cgbg ("Our democracy" = Their Kleptocracy)
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To: reaganator

What happened to Algore’s Lockbox?


8 posted on 01/29/2024 6:39:39 AM PST by Yo-Yo (Is the /Sarc tag really necessary? Pray for President Biden: Psalm 109:8)
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To: spincaster
Gold and or Silver is the option .

Prior to 1974, you could not own gold in the U.S. except in small quantities as jewelry or government minted coins.

They can take away that option any time the government wishes.

9 posted on 01/29/2024 6:41:56 AM PST by Yo-Yo (Is the /Sarc tag really necessary? Pray for President Biden: Psalm 109:8)
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To: reaganator

More of a barter / alternate economy thing. Gold and Silver work as long as there are government economies outside of the USA that are functional. Internally Gold and Silver my be of little value if it gets really bad economically and bartering becomes the alternate economy exclusively.

If you want to get some real details look at what happened to Germany at the end of WW2 and the time after during it’s recovery.


10 posted on 01/29/2024 6:42:32 AM PST by Skwor
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To: cgbg

In order to begin to redeem the trillions of dollars in the Social Security “Trust Fund” money would have to be collected from taxpayers.


11 posted on 01/29/2024 6:42:49 AM PST by reaganator
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To: reaganator

Yup—Social Security is a Ponzi scheme with guns.


12 posted on 01/29/2024 6:44:05 AM PST by cgbg ("Our democracy" = Their Kleptocracy)
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To: spincaster

“Gold and or Silver is the option” .

I do agree with this to a certain point-—It’s impossible to pay bills with gold or silver coins. I do have a “savings” of both-—but where do we draw the line? 1% of our total portfolio? 10%? 50%?

Please do not take my response as being critical, I want to know as to prepare.


13 posted on 01/29/2024 6:50:53 AM PST by mikelets456
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To: reaganator

My point is this, in the many, many times I have heard people talking about “protecting Social Security” I have NEVER heard anyone mention that Congress should be forced to stop spending the Social Security surplus contributions. If you have heard someone mention this, please tell me who this was.


14 posted on 01/29/2024 6:52:59 AM PST by reaganator
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To: mikelets456

All one can due is limit your debt to what is absolutely needed, like a mortgage, then if it all goes south try to at least maintain enough currency to pay that (exchange gold at real need etc...), the rest barter / grow/ work for.


15 posted on 01/29/2024 6:53:04 AM PST by Skwor
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To: spincaster

“Gold and or Silver is the option .”

Gold and silver are only useful if there are goods and services to exchange them for.

If the economy is so messed up that the only valuable things are gold and silver then there probably won’t be many things to exchange them for.


16 posted on 01/29/2024 7:00:40 AM PST by JSM_Liberty
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To: reaganator

Can’t say if you’re right or wrong. I just don’t know what you mean by “surplus contributions.” WHAT is surplus? That word would indicate that everything contributed by employees/employers is over and above what is needed to pay out benefits IMO. Clearly that is NOT the case with SS.


17 posted on 01/29/2024 7:03:58 AM PST by Thank You Rush ( )
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To: reaganator; spincaster
How does that work when the dollar goes bad? Do you sell your gold or silver for an increased amount of bad money?

Basically, yes. Any asset that is not printed, fiat government money will tend to hold value

Over last decade, I had to travel regularly to Argentina for business. I met a beekeeper there who keeps his savings - in honey. He harvests his crop, and keeps it in his warehouse. Because its a commodity than can be exported, its priced in US dollars and the Argentine peso was continuously inflating, he only sells some and converts it to local currency when he has an immediate expense - kids' school fees, needs repairs on truck, etc...and this is how he operates, until the new crop harvest replenishes his "wealth."

18 posted on 01/29/2024 7:05:27 AM PST by PGR88
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To: Skwor

Partial confiscation of 401Ks et al was ALREADY considered and promoted during the Clinton Administration under Hillary’s illegal health care attempted take over. It was heavily pushed by Teresa Ghilarducci, a Hillary Task Force academic shill.


19 posted on 01/29/2024 7:08:21 AM PST by Gaffer
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To: PGR88

Exactly, and the honey solution is actually way better than Gold or Silver because it has an intrinsic value to everyone. Gold and Silver requires a bit more of a civil structure to have a sustainable value.


20 posted on 01/29/2024 7:08:33 AM PST by Skwor
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