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Insurers pull back as US climate catastrophes intensify
The Hill ^ | 06/27/2023 | ZACK BUDRYK

Posted on 06/27/2023 6:10:50 AM PDT by ChicagoConservative27

The insurance industry is increasingly wary of the risks presented by climate and natural disasters, prompting major firms to scale back their presence in more vulnerable states.

In June, Farmers Insurance announced in a company memo it will no longer write new property insurance policies in Florida, citing “catastrophe costs … at historically high levels.” Earlier in the month, AIG stopped issuing policies along the Sunshine State’s hurricane-vulnerable coastline.

Those followed State Farm, California’s largest single homeowners’ insurer, which in May announced a moratorium on new policies in the state, blaming “rapidly growing catastrophe exposure.” The decision came after years of devastating wildfires have sent insurance rates in California skyrocketing.

(Excerpt) Read more at thehill.com ...


TOPICS: Business/Economy; Culture/Society; Government; News/Current Events
KEYWORDS: catastrophes; climate; insurers; intensify
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I guess we all have to live in huts now. (S)
1 posted on 06/27/2023 6:10:50 AM PDT by ChicagoConservative27
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To: ChicagoConservative27

Where’s the list of Climate Disasters?


2 posted on 06/27/2023 6:12:51 AM PDT by Paladin2
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To: ChicagoConservative27
I'd almost prefer a hut over having to pay just a few shekels shy of $10,000.00/yr for the privilege of living in a house that we own outright.
3 posted on 06/27/2023 6:13:43 AM PDT by LIConFem (This Space For Rent)
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To: ChicagoConservative27
In my experience, insurance companies stop writing policies in a specific state for one or both of two reasons:

1. The regulatory climate makes it impossible to do business profitably.

2. Tort and civil liability laws make insurance companies heavily exposed to massive judgements in questionable cases brought by shady lawyers.

4 posted on 06/27/2023 6:13:46 AM PDT by Alberta's Child ("I've just pissed in my pants and nobody can do anything about it." -- Major Fambrough)
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To: ChicagoConservative27

I would say their CEO probably is a graduate of Harvard. There IS no hope, they say. So that need to take their 7 figure salary and get that big house next to the ocean and ride into the Sunset.


5 posted on 06/27/2023 6:13:54 AM PDT by rovenstinez ( )
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To: ChicagoConservative27

I’m dropping my homeowners insurance this morning. I just realized that when Mother Gaia gets very angry and destroys the world that my homeowners insurance has no meaning. I’m not worried. I have long been at peace with my Maker.


6 posted on 06/27/2023 6:14:42 AM PDT by ConservativeInPA (Delay Trump’s trial, delay. Elect Trump President. Trump pardons himself.)
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To: ChicagoConservative27

There is no climate catastrophe

the powers that be are not permitting the usual caretaking of the woods and dams and water.

So to ameliorate the risks.

Bastards


7 posted on 06/27/2023 6:15:12 AM PDT by Chickensoup (Genocide is here. Leftist extremists are spearheading the Genocide against conservatives. )
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To: ChicagoConservative27

Just another citation for where all that printed virus $$ went (bribes to steer insurer decisions...decisions we all know are not rooted in reality or based upon any facts whatsoever).


8 posted on 06/27/2023 6:15:40 AM PDT by logi_cal869 (-cynicus the "concern troll" a/o 10/03/2018 /!i!! &@$%&*(@ -)
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To: Alberta's Child
Bingo we have a winner! Insurance companies have not made a profit in Florida since 2015. So what do customers want? A losing company that also cannot pay claims since they lost money?

https://news.fiu.edu/2022/the-big-reason-florida-insurance-companies-are-failing-isnt-just-hurricane-risk-its-fraud-and-lawsuits

9 posted on 06/27/2023 6:17:16 AM PDT by Lockbox (politicians, they all seemed like game show hosts to me.... Sting)
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To: ChicagoConservative27

The real catastrophe is 20% inflation.

Think about it, Home prices double in 5 years and your wages a and their premiums cannot keep on track.


10 posted on 06/27/2023 6:19:14 AM PDT by Texas Fossil (Texas is not about where you were born, but a Free State of Heart, Mind and Attitude.)
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To: ChicagoConservative27

Or housing prices come down to the point to where replacement can be done without insurance in certain areas.


11 posted on 06/27/2023 6:19:32 AM PDT by 31R1O (The people who can control themselves ought to be able to defend themselves from those who can't.)
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To: ChicagoConservative27
And the farmer hauled another load away....
12 posted on 06/27/2023 6:21:23 AM PDT by unread ("It's not enough that we do our best; sometimes we have to do what's required." W. Churchill.)
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To: ChicagoConservative27

It’s not the ‘climate’, it’s the cost of repairs. You can’t have 20% + inflation and try to be in a repair business/insurance. By the time you get an estimate and they start work the cost is already 20% higher at least, that means they bid contracts even higher.

It’s the economy stupid, not the weather.


13 posted on 06/27/2023 6:23:22 AM PDT by Pete Dovgan
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To: ChicagoConservative27

Blaming “rapidly growing catastrophe exposure

Climate control fanatics create problem after yelling the sky is falling.

DUH


14 posted on 06/27/2023 6:23:52 AM PDT by Vaduz (....)
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To: ChicagoConservative27
The decision came after years of devastating wildfires have sent insurance rates in California skyrocketing.

But a lot of the fires were caused by arsonists, not global warming.

15 posted on 06/27/2023 6:25:03 AM PDT by libertylover (Our biggest problem, by far, is that almost all of big media is AGENDA-DRIVEN, not-truth driven.)
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To: ChicagoConservative27

Deep State dislikes competition.

Obamacare made private health insurance a nightmare.

Can’t wait to see what it has in mind for the rest of the insurance industry.


16 posted on 06/27/2023 6:25:31 AM PDT by mewzilla (We will never restore the republic if we don't first secure the ballot box.)
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To: Paladin2

You can find a huge list of things blamed on c,imate change- thry blame everything on climate change from “stringer storms” to “prostitution” (apparently folks now have to turn to prostitution because crops are failing lol)

I’d list it here, but it would be a huge list. There seems to be nothing that climate change can’t do.


17 posted on 06/27/2023 6:25:47 AM PDT by Bob434 (question )
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To: libertylover

Wildfires/global warming/the scare de jour are the excuses.

Deep State wants to nationalize the insurance industry is the reason.


18 posted on 06/27/2023 6:27:07 AM PDT by mewzilla (We will never restore the republic if we don't first secure the ballot box.)
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To: ChicagoConservative27

We have here one of N reasons (where N is a very large number) why journalism majors struggled to pass third grade science lessons - which is why they only could aspire only to journalism in hopes of employment.

Math is not only not their friend, it is an avowed enemy.


19 posted on 06/27/2023 6:29:04 AM PDT by Da Coyote
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To: Paladin2

Hillary, Gates, Obama, Biden, Harris, Greta, Hochul,Kerry, must I go on?


20 posted on 06/27/2023 6:29:04 AM PDT by Shady (The Force of Liberty must prevail for the sake of our Children and Grandchildren...)
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