Posted on 09/29/2013 7:54:22 PM PDT by tobyhill
Americans will pay an average premium of $328 monthly for a mid-tier health insurance plan when the Obamacare health exchanges open for enrollment next week, and most will qualify for government subsidies to lower that price, the federal government said on Wednesday.
The figure, based on data for approved insurance plans in 48 states, is the broadest national estimate for the cost of coverage when President Barack Obama's healthcare reform law takes full effect next year. The prices of the new plans are at the heart of a political debate over whether they will be affordable enough to attract millions of uninsured Americans when enrollment begins on October 1.
Obama, who is facing a Republican threat to eliminate funding for the law or shut down the federal government next week, said the fierce opposition stems from the fear that Americans will embrace the program.
"Essentially they're saying people will like this thing too much, and then it will be really hard to roll back," Obama said on Tuesday in a conversation about healthcare with former President Bill Clinton. "What we're saying is, just look for yourself. Take a look at it, and you will discover that this is a good deal for you."
The Obama administration is counting on signing up 7 million Americans, including 2.7 million younger and healthier consumers who are needed to offset the costs of sicker members, in the first full year of reform through the state exchanges.
(Excerpt) Read more at news.yahoo.com ...
I had forgotten about that! I hope these young college fools come to the realization that their false “messiah” destroyed their lives. Who am I kidding; they’ll blame Bush and the GOP.
I have no hope in this nations redemption.
What you’ve pointed out is that every day and with every comment there are more pitfalls to be exposed with the monstrous mistake that was passed by all democrats even though none of them read it.
What pisses me off is that people getting assistance can buy policies at the same premium that others can’t buy at any price. In CA the Poorest can get a Enhanced Silver 94 plan with:
$0 deductible
$3 office visit
$5 specialist
$6 Urgent Care
$25 ER
10% co-insurance for Hospital & Surgery.
Single 30 year old $237/month before $178/mo subsidy.
My $237/ Month gets me Silver 70:
$2,000 deductible
$45 office visit
$65 specialist
$60 Urgent Care
$250 ER
20% co-insurance for Hospital & Surgery.
Why is the base premium the same for both policies when one has clearly better benefits? It would seem that the insurance company is discounting policies for selected individuals which is discriminatory?
That would be an Obamaphone bill.
I’m telling you- all of America needs to join a health sharing ministry!
the more people in one- the lower the monthly fee- right now mine is 150 month, but if there were millions more members- it would drop and drop. And it pays 100%.
This could be a boon to those ministries-
Smaritan ministries,
Christian Healthcare is one and medishare.
They are all exempt from obamcare and the fine
Well, someone’s bill who happens to own 27 obamaphones.
“Trust me, you do not want that bill. A friend just had that happen. 70k in bills and they keep rolling in”
So what if he just doesn’t pay them?
My friend couldn’t work for 6 months (with Insurance) but still had to make the Premium payments....then they lost their job and still had to make the premium...’Cobra’ doubled their Premium....they finally gave up and went on some kind of medical assistance...and simply didn’t pay what was left of the outstanding bills.
They could not keep up with the co-pays...the premiums.. and all their Insurance said was “above what was customary” additional costs.
O what if Obamacare doesn’t cover what the Insurance Company determines is acceptable? What if they can’t pay because the illness has made it impossible to work?
There are soo many questions that don’t have answers.
Do you have a link or name of who those are and where located? Are they in every state?
No wonder people aren’t going to work...at least above the table.
Maybe we should all start working off the table....it sure looks like you’re better off doing that.
My gosh...those figures are nothing to pay!
Smokers are going to pay a “surcharge”....even if they get a tax credit...
“In most states, insurers can charge a tobacco surcharge of ‘up to 50% of your total premium’ before the tax credit. The tax credit cannot be applied to the tobacco surcharge.”
I still can’t get over the fact they are forcing this on people...you pay for their plans or you pay a fine....
Private Insurance has gone up so high people don’t have a choice but to go on Obama’s Plan...it just all sucks!
My gripe is that not only are we paying their premium but we are not offered as comprehensive a policy either. We are not permitted to buy a product based on income.
You are the milk cow.
From this list it looks like the same people who don’t have insurance now are still going to be exempted and run to emergency rooms.....wasn’t this suppose to be why Obamacare was in the first place???? To make sure everybody had insurance....what a farce! If you’ve had a shut off notice for utilites you’re exempt!!!
“hardship” exemptions:
You were homeless.
You were evicted in the past 6 months or were facing eviction or foreclosure.
You received a shut-off notice from a utility company.
You recently experienced domestic violence.
You recently experienced the death of a close family member.
You experienced a fire, flood, or other natural or human-caused disaster that caused substantial damage to your property.
You filed for bankruptcy in the last 6 months.
You had medical expenses you couldn’t pay in the last 24 months.
You experienced unexpected increases in necessary expenses due to caring for an ill, disabled, or aging family member.
You expect to claim a child as a tax dependent who’s been denied coverage in Medicaid and CHIP, and another person is required by court order to give medical support to the child. In this case, you do not have the pay the penalty for the child.
As a result of an eligibility appeals decision, you’re eligible for enrollment in a qualified health plan (QHP) through the Marketplace, lower costs on your monthly premiums, or cost-sharing reductions for a time period when you weren’t enrolled in a QHP through the Marketplace.
You were determined ineligible for Medicaid because your state didn’t expand eligibility for Medicaid under the Affordable Care Act.
That’s less than half what I’m paying via COBRA right now.
Those same exemptions would be a reason to qualify for special enrollment at any time during the year (if you need it).
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