What pisses me off is that people getting assistance can buy policies at the same premium that others can’t buy at any price. In CA the Poorest can get a Enhanced Silver 94 plan with:
$0 deductible
$3 office visit
$5 specialist
$6 Urgent Care
$25 ER
10% co-insurance for Hospital & Surgery.
Single 30 year old $237/month before $178/mo subsidy.
My $237/ Month gets me Silver 70:
$2,000 deductible
$45 office visit
$65 specialist
$60 Urgent Care
$250 ER
20% co-insurance for Hospital & Surgery.
Why is the base premium the same for both policies when one has clearly better benefits? It would seem that the insurance company is discounting policies for selected individuals which is discriminatory?
No wonder people aren’t going to work...at least above the table.
Maybe we should all start working off the table....it sure looks like you’re better off doing that.
My gosh...those figures are nothing to pay!