HHS releases rules requiring pre-existing conditions coverage

The Hill ^ | 11/20/12 | Sam Baker

[Nachum]

The Obama administration issued new rules Tuesday that require insurance companies to cover people with preexisting conditions — one of the most popular provisions of President Obama’s healthcare law. The Health and Human Services Department also began to implement other popular, but expensive, parts of the Affordable Care Act. Regulations released Tuesday will prohibit insurers from charging women a higher premium than men, and will require plans in every state to cover certain services.

[USAF80]

I had a discussion with my coworkers today about the “free” coverage. They thought that as more people got coverage the cost would go down. I busted their bubble by pointing out to them that more people would be covered but the same amount of working folks would be footing their bill.

They were quiet after that.

[USAF80]

I had a discussion with my coworkers today about the “free” coverage. They thought that as more people got coverage the cost would go down. I busted their bubble by pointing out to them that more people would be covered but the same amount of working folks would be footing their bill.

They were quiet after that.

[ilgipper]

So now, a man who is not ever going to encounter pregnancy costs is paying for women’s costs for pregnancy. That is the main difference between male and female insurance costs. I know from buying insurance for employees in the past. At one point, we had five men and one woman, and hers cost more than the rest of us combined.

This isn’t insurance any more. It is just cost distribution...and there is no personal accountability on costs...each person gets services, and the whole population is going to split the costs equally. All costs will go up and scarcity will soon ensue, creating less supply, longer waits and even higher costs. Brilliant.

[ilgipper]

I busted their bubble by pointing out to them that more people would be covered but the same amount of working folks would be footing their bill.

They were quiet after that.

I am surprised at least one didn't argue until blue in the face that it wasn't true. Too many have completely abandoned logic and common sense in our society.

[DemforBush]

“HHS said it will allow plans to charge a higher deductible in order to meet the technical standards for a low-cost policy...’Otherwise, the math doesn’t work,’ Cohen said.”

The math still doesn’t work, buddy.

*

What I’m wondering now is this: in cases where someone is paying premiums that exceed the cost of the Obamacare penalty, wouldn’t it make a certain sense to just drop your health coverage? Since pre-existing conditions can no longer be refused coverage, wouldn’t it make more sense to pay the penalty and then enroll in a plan if and when you get seriously ill?

[Obama_Is_Sabotaging_America]

"require insurance companies to cover people with preexisting conditions"

The term 'insurance' is not relevant to FORCED, nationalized health care. Call them 'coverage' companies.

[LibWhacker]

Requiring companies to cover people for things that happened last year. Brilliant.

[xzins]

The reason they want pre-existing condition coverage is to eventually complain about the cost of them. Some day these people will be referred to the death panels. The death panel will determine that your newly discovered stage 3 or 4 cancer doesn’t meet the cost/benefit analysis, and you will be prescribed pain killers.

[xzins]

The reason they want pre-existing condition coverage is to eventually complain about the cost of them. Some day these people will be referred to the death panels. The death panel will determine that your newly discovered stage 3 or 4 cancer doesn’t meet the cost/benefit analysis, and you will be prescribed pain killers.

And, they’ll use the same argument. Compassion. Out of compassion we need to cover these poor souls.

Future: out of compassion we need to ease their suffering out of this world.

[Moonman62]

I had a discussion with my coworkers today about the “free” coverage. They thought that as more people got coverage the cost would go down. I busted their bubble by pointing out to them that more people would be covered but the same amount of working folks would be footing their bill. They were quiet after that.

Why can't Republican politicians be as good as you at making a point on an issue?

[taildragger]

They have just changed their business model, they have thrown all actuarial responsibility out the window and exposed them to a moral hazard.

This will collapse the insurers which is their goal...

[reg45]

I want pre-existing collision coverage required when I sign up for Car Insurance.

[TurboZamboni]

"require insurance companies to cover people with preexisting conditions"

I thought the 1996 HPPA law did that already...

[tobyhill]

“Covering people with preexisting conditions is expensive, and the law seeks to bring younger, healthier people into the system to offset the additional costs of covering sick people”

There's your tax “younger, healthier people”. To all the fools that voted for Obama, look in the mirror and say “dumb ass”.

[JohnBrowdie]

this was withheld until after the election, of course. no one called them on it.

and the obamites couldn’t stop talking about mittens’ “hidden” tax returns. the only thing “hidden” from us was what he was planning on doing to our health care as soon as he was safely reelected.

[Jedidah]

So do these rules not apply in states that have refused to set up Obama’s exchanges?

[Psycho_Bunny]

I feel bad for all the youth, and people after, who will never have known the joy of living in a country that was free, wasn’t completely broke and had a ton of cutting edge industries that served the population brilliantly.

[PghBaldy]

are you kidding? They will force it through.

[chuck_the_tv_out]

"Regulations released Tuesday will prohibit insurers from"

considering reality in the determination of prices.

But this isn't reality any more. This is...

[Graewoulf]

Communal Communist Obamanation Revenge File.