Posted on 03/23/2010 12:07:05 PM PDT by mojito
Late Sunday night, in a narrow and partisan vote, the U.S. House of Representatives passed the most significant piece of social legislation in over seven decades. It did so in the face of overwhelming and principled opposition from the American people. Large majorities of Americans oppose this legislation because it offends the historic American dedication to the principle of self-government. They understand that this new law will accelerate Washington's intrusion into our most personal and private decisions.
This is why opposition to this bill will only grow. Supporters of this bill argue that popular hostility will recede upon its passage. But, rather than cementing our descent into a European-style welfare state, last night's passage of Obamacare is best seen as a historic turning point, a true catalyst for real change.
I write to reassure our supporters, the conservative movement, and the American people at large that The Heritage Foundation will do all within its power to keep this issue alive in the public square and make the intellectual case for the repeal of this act. We will bring all our resources to bear on behalf of those who believe America is and will always remain the Land of the Free.
This, rest assured, can be done. The American people are never permanently thwarted. President Obama's health care legislation can and will be repealed.
[....]
If there is one good thing about the past year - one in which we have witnessed unprecedented horse-trading, press stunts, midnight votes and political manipulation in both houses of the U.S. Congress - it is that the American people have come away educated as never before about the differences between these two visions for America.
(Excerpt) Read more at realclearpolitics.com ...
I hope someone has an answer for this lady.....perhaps she still needs to shop around? It’s stories like that that tick me off...
...with high income households subsidizing low income households (income re-distribution forced by law).
There is such a thing as COBRA, which covers you between jobs. As long as you have continuous coverage, you are fine. If you drop coverage for any length of time, your previous illnesses become pre-existing conditions. At least that was the way it worked for me. I ran out of COBRA at one point and had to pay for insurance at the going rates for a certain period to make sure I remained continuously covered.
As other posters have described it varies. I think the most common is to exclude it from coverage. You have it, if you get treatment for it the only reasonable premium is the cost of the treatment plus some profit for administration. In other words, charge you more for the treatment than you would otherwise pay.
So they exclude treatment for the pre-existing condition and insure you for everything else.
Insurance is shared risk. Everyone has a small risk of X, you all pay in, the percentage that get X are paid for by those that don’t.
If you already have the condition, your risk is 100%.
Another way of looking at it is as a gamble. You are gambling that your claims will be more than your premiums (else you would just put the premium money in the bank and come out ahead.
The insurer is betting the opposite - your premiums will be more than your claims and he will make a profit.
If you come to the insurer already with a claim, what premium is possible BELOW the cost of that claim? IOW, who would take that gamble?
Yes, or “crime doesn’t pay” is another way to look at it. You are actually committing fraud when you lie on an insurance questionnaire.
Except for catastrophic, which is what I have. And seems likely to go bye-bye under Obamacare.
The health care plan that just became law is a power grab and a redistribution-of-income plan. Maybe the Republicans could start working on a simple, single-payer alternative to this monstrosity.
I agree. Her husband had worked his whole adult life until he became ill. They spent all their savings during his long illness. Finally he was granted disability so they had some relief. His disability did not provide anything for her and only covered the children until they turned 18. Her son is not able to get insurance due to the mental health issues. He has been advised to apply for disability. Her husband has been dead for 2 years and she and her son are uninsured.
We give free medical to illegals and to welfare mamas, my friend can;t even find someone to take her if she pays.
Makes sense....thanks
I agree....so many have said this is really not about health care—it’s about distributing wealth and capitalism. We need tort reform and other things....but this bill is so intrusive and inclusive, it needs to be stomped to death!
Tort reform and closing of the borders. Essential.
Secession talk is really picking up steam. It is a viable option for the states. Of course, they would not let us go peaceably. I truly believe that open revolt is coming to this nation and I fear the terrible storm to come. In my lifetime I have never seen resentment as palpable as this.
Just out of curiosity, if you for whatever reason did not have any insurance on your automobile, and you totaled it in a wreck, would you expect the local Geico, or State Farm, or Nationwide to write you a policy the next day providing full coverage retroactive to before you had your accident, and then pay the full price of repairing or replacing the car that you totaled? Would you consider it "sh*tty" of them to say "Sorry, we don't cover accidents or other losses that occurred prior to the effective date of your policy"?
So will the ambulance chasing lawyers now sue the government when an operation goes wrong?
You want private insurance to stay put, but you think it is "sh*tty" that they can deny coverage for pre-existing conditions? If insurance companies are forced to cover pre-existing conditions, then they will not and cannot stay put. If your world view includes a dichotomy of forcing insurance companies to cover all pre-existing conditions or the weak being kicked to the curb, then you are the type of voter that is easily deceived into voting for democrats.
In your scenario, the man would be able to continue coverage thru COBRA upon losing his job at company 1 and have continued coverage until he gets another job that offers insurance. When his coverage thru the Company 2 sponsored plan kicks in, he has no lapse of coverage, and since he was covered by the plan in effect when his new plan started, his diabetes would not be a "pre-existing condition" (he already had coverage when he was diagnosed) so it would be covered by his new insurance plan. This is the way it works with most insurance companies that provide employer sponsored insurance.
“Our children and our grand children will grow up knowing that man named Barack Obama put the final girder
in the framework for a SOCIAL network in this country” -Joe Biden
I got chills when I heard this.... you bet my children are going to grow up knowing a man named Barack Obama destroyed the values of our country.
I want to ‘force’ anyone to anything.
Grow up already. Not everything in life is able to be put in a neat little package. People without "insurance" are still able to get medical treatment in this country. But those days are numbered because enough little twits didn't think our system was "fair". So we'll get fair alright. Fair and p!ss poor for all.
Exactly. It’s no different than you have no insurance on your car, have a wreck that does thousands in damage and THEN go get car insurance and tell them to fix it.
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