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China to Buy $2 Billion Worth of US Mortgages
CNBC ^ | 8-17-2009 | Reuters

Posted on 08/17/2009 5:15:46 AM PDT by Ghost of Philip Marlowe

China Investment Corp, the country's $200 billion sovereign wealth fund, is set to pour up to $2 billion soon into the U.S. mortgage system by hiring mandates under the U.S. Treasury-backed Public-Private Investment Plan (PPIP), sources told Reuters.

Snip

(Excerpt) Read more at cnbc.com ...


TOPICS: Business/Economy; Foreign Affairs; Government; News/Current Events
KEYWORDS: china; mortgage; ppip
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If the economy is in "recovery" mode and if the banks and especially our mortgage industry are improving, why is China decreasing its purchase of US debt through the Treasury and instead buying real estate at the residential level?
1 posted on 08/17/2009 5:15:46 AM PDT by Ghost of Philip Marlowe
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To: Ghost of Philip Marlowe

Simplest answer? China sees real estate as the better investment.


2 posted on 08/17/2009 5:17:44 AM PDT by 1rudeboy
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To: Ghost of Philip Marlowe

I think your question is undermining your point. It would be precisely BECAUSE they think the economy is recovering that they would buy a riskier asset. Whether they are correct or not is another question.


3 posted on 08/17/2009 5:22:51 AM PDT by babble-on
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To: Ghost of Philip Marlowe

Don’t know but I do recall the Japanese getting their fingers burned by buying US Real Estate. At the time they were viewed as ‘Inevitable’ and the sharpest minds on the Planet. Subsequent events proved this impression totally false.

It’s possible this is a replay.


4 posted on 08/17/2009 5:24:58 AM PDT by TCats
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To: Ghost of Philip Marlowe
I just love the 'toxic loans' comment...those loans were EXACTLY what the Frank-en-Dems wanted so badly under Clinton! When GWB made a comment about how home ownership was at it's highest level ever, the Frank-en-Dems screamed how ridiculous that was...now they call it toxic and wholesale their losses to China.

These people can't run a lemonade stand, let alone the world's largest economy.

5 posted on 08/17/2009 5:26:28 AM PDT by NewLand (What does 0bama know and when did he know it?)
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To: babble-on

No, it is because when the dollar is destroyed, they will own something real.

At the beginning of the year, much of the very small uptick in real-estate sales in CA were from China buying foreclosed property.

They know our dollar is going to be worthless, so they are (de facto) buying our land cheap.


6 posted on 08/17/2009 5:28:15 AM PDT by Ghost of Philip Marlowe (I want all communists to fail.)
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To: TCats

I believe the Japanese purchased mainly commercial real estate, which, by the way, is also about to go over the cliff, making the “subprime” loss look like pocket change.

The main point is that the ChiComs are purchasing real estate at the residential level. Not directly, but their “investment” may well end up being how they recover some of their losses by purchasing our debt.


7 posted on 08/17/2009 5:30:01 AM PDT by Ghost of Philip Marlowe (I want all communists to fail.)
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To: 1rudeboy

Time for the usual reminder that the typical PPIP investment gets 6x or 14x leverage courtesy of taxpayers and savings account holders. That makes trash less trashy.


8 posted on 08/17/2009 5:30:09 AM PDT by jiggyboy (Ten per cent of poll respondents are either lying or insane)
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To: Ghost of Philip Marlowe

So they’re happy writing off the TRILLION dollars of UST debt they own, are still buying and have no apparent desire to sell?


9 posted on 08/17/2009 5:30:26 AM PDT by babble-on
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To: NewLand
Exactly.

It takes the ChiComs to bail out our DNC-led economic “experts.”

Re: Your final point. Think about them running government-rationed medical care with these same experts. Obammie the Commie tries to get up there and talk about health care like he was a pre-med student. But he thinks kids with asthma should be treated with a Breathalyzer.

10 posted on 08/17/2009 5:32:18 AM PDT by Ghost of Philip Marlowe (I want all communists to fail.)
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To: jiggyboy

Yup. You’re gambling that the real estate market recovers, and a portion of your bet is being played with the casino’s money.


11 posted on 08/17/2009 5:36:21 AM PDT by 1rudeboy
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To: Ghost of Philip Marlowe

Is the plan to move Chinese into these houses sometime in the future? I’m sure California houses and Oregon Washington State look great too. Establish a Chinese beachhead on the West Coast of the United State

Nothing the Chinese do is innocent or naive


12 posted on 08/17/2009 5:37:35 AM PDT by dennisw (Free Republic is an island in a sea of zombies)
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To: dennisw
Funny you should ask.

As we learn from Thomas Sowell (and, Henry Hazlitt), when you analyze economics, you have to think beyond stage 1 and on to stage 2, stage 3...for as far along as you can.

Leftist economists only think at stage 1. E.g., raise minimum wage and the poorest workers will have more money. Done. They finish thinking. Intelligent and conservative economists think beyond and say, stage 1, employers give more money to low-skill task workers. Stage 2, they are only paying that low wage because that is all they can afford. They can't afford more, so, instead of paying more, they lay off some of those workers. So, unemployment rises. Stage 3, the low-skill workers who are still working and who may or may not receive an increase in pay, take on the work of those laid off. Eventually, they ask for more money for the additional work. If the employer can't afford it, they lose a necessary worker. If they can, their overhead increases and they can't hire new workers. So, either business owners end up paying more for the low-skilled workers and have less money either to save for hard times to pay for the workers they have and avoid more layoffs, or, they lose good workers and their operations suffer, they potentially lose business, etc.

So, you ask what is the ChiCom’s plan?

Ostensibly, to invest in something that has more “real” value than the linen we call the US dollar.

Beyond that (stage 2) who knows what their plan could be, but, like you, I never trust a communist. As you said, they are not innocent or naive and they certainly are not altruistic.

Whether their goal is to ex-patriot Chinese agents to live amongst us and take up jobs with access to sensitive information, or whether they plan to purchase enough land in select areas to manipulate mortgage values, I honestly don't know.

But I don't trust them. And I don't believe allowing one of our worst enemies to invest in residential real estate is any more intelligent than allowing them to manufacture our smart bombs.

13 posted on 08/17/2009 5:46:30 AM PDT by Ghost of Philip Marlowe (I want all communists to fail.)
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To: dennisw
Is the plan to move Chinese into these houses sometime in the future? I’m sure California houses and Oregon Washington State look great too. Establish a Chinese beachhead on the West Coast of the United State

Could the Left Coast end up as China's Sudetenland? (just askin')

14 posted on 08/17/2009 5:52:37 AM PDT by Roccus (My anger is manufactured.......................................in the WHITE HOUSE and CONGRESS!!)
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To: Ghost of Philip Marlowe
The Han Chinese (inheritors of Middle Kingdom) do not concede North America to the European settlers. They think due to bad luck they just didn't get to conquer North America before the Europeans did

They think that at minimum the West Coast should be Chinese. Vancouver and BC are already very very Chinese

With this big Chinese buy in foreclosed mortgages I'm sure they figure that somewhere down the road they can pressure a weakened United States to allow hundreds of thousands of Mainland Chinese families to move here (the West Coast mostly) and settle in them. PLUS no one child per family rule

15 posted on 08/17/2009 5:55:46 AM PDT by dennisw (Free Republic is an island in a sea of zombies)
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To: babble-on
buy a riskier asset

So it is your contention that purchase of US debt through the Treasury and instead buying real estate at the residential level is the prudent investment at this time ?

I would just like to note that commodities are real assets.
The “value” as it relates to any particular fiat currency may fluctuate, but the asset remains intact.

If the future outlook for a currency is gloomy, holding debt denominated in such may not be the best idea. However if the outlook is for inflation, holding real assets would be prudent.
I think China may be hedging their position, if they start selling off notes their land holdings could moderate the loss they would incur in the remaining debt.
ie ...
Chine sells notes = higher interest =lower land prices (more China buying) = more $ printed due to loss tax revenue ect .. = hyper inflation = long term win for China

China asset value intact and the evil western world in shambles.

Of course this is just the ramblings of a simple man on his first cup of coffee in the AM, so there is no warranty expressed or implied. Results not typical, ask your Doctor if this opinion is right for you.

PS .... whats up with the spell check ... anyone else notice ?

16 posted on 08/17/2009 6:01:53 AM PDT by CFW
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To: dennisw

As I said, I don’t have evidence to back any “hunch” as to what their plan is.

The facts are, however, that they own a huge chunk of our debt. The administration that defaults on that will find China completely abandoning us and, at least, the BRIC nations demanding the world drop the US dollar as the reserve currency.

Because of that, the ChiComs will be able to call some pretty big shots going forward.

Here is an article from Mish, a good economic eye, that helps put our current mortgage situation in focus:

http://globaleconomicanalysis.blogspot.com/

Some highlights:

Mortgage Facts and Figures - Select States

* California has $2.4 trillion in mortgages debt. 42.0% of the properties have negative equity.
* Florida has $923 billion in mortgage debt. 49.4% of the properties have negative equity.
* Illinois has $447 billion in mortgage debt. 29.4% of the properties have negative equity.
* Arizona has $298 billion in mortgage debt. 51.0% of the properties have negative equity.
* Nevada has $149 billion in mortgage debt. 65.6% of the properties have negative equity.
* Nationwide there is $10.1 trillion in mortgage debt. 32.2% of the properties have negative equity.37.6% of the properties have “near-negative” equity.

32-37% Of All Mortgage Holders Are Stuck, Unable To Sell

This adds up to some incredible bargain-shopping for the ChiComs.

As I said, I have no hard evidence what their plan is, but my gut (and my head from my studies of communism) tell me that they do want as much real estate along the west coast as possible and that when it comes time to pay them back for their other investments and we are unable, they will demand we lift some immigration laws to allow them to expatriot large numbers.

But who knows. I was just posting this in the “not a great idea for our future” category.


17 posted on 08/17/2009 6:05:15 AM PDT by Ghost of Philip Marlowe (I want all communists to fail.)
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To: Ghost of Philip Marlowe
As I said, I have no hard evidence what their plan is, but my gut (and my head from my studies of communism) tell me that they do want as much real estate along the west coast as possible and that when it comes time to pay them back for their other investments and we are unable, they will demand we lift some immigration laws to allow them to expatriot large numbers.

EXACTLY!
You have fleshed it out completely
Plus if the USA has a grand recovery and gets stronger then their real estate investments do great and they sell in the future at great profit
So the ChiComs win no matter what
Lets pay attention and see if they buy more such investments

18 posted on 08/17/2009 6:09:59 AM PDT by dennisw (Free Republic is an island in a sea of zombies)
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To: Ghost of Philip Marlowe
Obammie the Commie tries to get up there and talk about health care like he was a pre-med student. But he thinks kids with asthma should be treated with a Breathalyzer.

LOL. The good news; if only 5% of those who were unconcious when they voted in 2008 realize that we have a turd in the punchbowl, we should be able to clean house.

19 posted on 08/17/2009 6:13:39 AM PDT by NewLand (What does 0bama know and when did he know it?)
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To: NewLand
I'd like to share your enthusiasm about the 5%, but I think their arrogance and their massive, optimistic push for socialism is backed by faith in their end-game:

Amnesty in 2010.

If they get amnesty, they can flip the bird at the 5% and even more of the DNC/Lib base (not the leftists, but the softer liberals), because they'll be able to replace that in-between voting bloc that put Obammie the Commie over the top.

Plus they'll have secure elections for years to come.

20 posted on 08/17/2009 6:27:11 AM PDT by Ghost of Philip Marlowe (I want all communists to fail.)
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