Posted on 05/22/2004 6:36:10 PM PDT by SLB
I just made a quick trip to one of the local Kroger stores, chicken was on sale this week and we wanted to get a couple of bags of boneless/skinless. When I got to the checkout isle, I use the self checkout whenever possible, I wrote my check for $25.00 over the purchase price.
The clerk ran the check through the machine and then looked at me and said something like; "I am sorry, but there has already been a check for $25.00 over written on this account within the past week and you are limited to $25.00 a week which is the maximum allowed." (Mrs SLB had written a check at another store earlier in the week) She then showed me the register slip with my bank account number and the limits on my account. I am limited to spending $300.00 a week at Kroger.
I asked her why and she said it was a new Kroger wide policy. I did not berate her, she is on the bottom of the food chain, but asked for a cusotmer comment form which she gladly gave me. I will fill it out and send it to Kroger.
We do not do anywhere near all of our shopping at Kroger as we have the commissary at Ft Knox (average savings is in the 30% range), we also have Save-a-Lot, Aldi's, and of course the infamous Wally World. We usually only go to Kroger for sale items, but this tracking of my purchases and limiting me is going to send me even further from them. My only planned trips there now are for gasoline as they give a $0.03 a gallon discount with their card, but I am certain they track that, too bad the name, address and phone number on the card are all made up.
You wrote this same sort of apocrypha about 2-3 years ago; do you think we have bad memories?
I found this on the net, I know nothing of this org but a quick readover of their debit card info looks like it's correct.
http://www.pirg.org/consumer/banks/debit/debitcards1.htm
Here is a link to the Feds info on EFT (debit) cards.
http://www.federalreserve.gov/pubs/consumerhdbk/electronic.htm
Stores like the cards because it's harder to do a charge back and in somecases the transaction fees are lower.
Dude, as soon as she'd left I'd have just rung it up as though she'd paid cash, set the suckers aside & gone on to the next customer, throwing $.30 of my own in the drawer when convenient.
I'll bite. What was wrong with them instantly debiting your account and handing back your voided check? Checks are supposed to drawn on funds you know. The idea that a check is a short term loan until payday is so dangerous that it's not even funny.
That's why almost Debit cards can be used as Visa cards, with full protection. If I'm away from home, I can even get emergency funds on my debit card, even if I don't have money in my account. That's just cool.
Probably not. I acquire my supply of surplus thumbs the normal way, just like everybody else.
I am retired from Bank of America. There is a reason I don't bank online.
Even if I didn't have my reasons for not banking online, it would still be my perogative to write a check if I chose to do so. :)
Doesn't the same outfit own both Kroeger and Safeway?
No, Tom Thumb and Safeway are the same store, with different regional names. Kroger and King Soopers are likewise the same store.
Best part is the scanner keeps track of the exact total, including tax and coupons as you go. That and that it totally eliminates the wait in line. It's awesome.
Please come out of the 20th century and get rid of your checks. Use a credit card and you will zoom through the queue, and you will have incredible consumer protection that does not extend to checks or debit cards. If you cannot manage your finances, simply write the check to your credit card issuer the same day. Paper checks are soooo 20th century.
Nooooooooooo!!!Debit cards do NOT have the same protections that credit cards have. Credit card fraud is limited to $50; debit card fraud is UNLIMITED.
I was devoted to Big Bear which now has gone out of business. Kroger remains, but Wal Mart is building two superstores which will open this fall. Kroger workers have 'an attitude' which I never found at Big Bear. They seem to take lots of breaks (what is it, one per hour?). I never noticed that at Big Bear, EVER! Kroger will reluctantly 'bag' my groceries at the counter, but expects me to load them myself into the cart to head to the parking lot. Big Bear offered to take my groceries to the car for me if I needed them to do so, which I never accepted; I did not need that service, but I appreciated the offer.
When the Wal Marts open, I will not darken the doors of a Kroger again. I guess the 'strike' gave those at Kroger's the confidence that the employees somehow 'won', but in my opinion, the employees lost the battle. They may have won against management over 'healthcare' and retirement, but they did not win me over regarding customer service or attitude.
Welcome Wal Mart. Thank you for coming to our town!
Holy Crow! Am I the only person left in the dark ages here? I always pay cash, but it doesn't bother me that someone takes an extra 60 seconds to write out a check. And I'm not talking about the inconsiderate IDIOTS who not only wait to pull the checkbook OUT 'til the sale is totalled, but they also hold up the line to enter the amount in their check register. Most of the time it's an elderly person who writes a check and I can't find it in my heart to begrudge them a minute or two of my life.
Now people who drive too slow in the fast lane are another story...
Ding! Ding! Ding! We have a winner!
Too funny!!
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