Free Republic
Browse · Search
Religion
Topics · Post Article

Skip to comments.

How Much Money Should a Pastor Make?
Church Answers ^ | July 3, 2025 | Rainer on Leadership

Posted on 11/13/2025 4:51:44 PM PST by CondoleezzaProtege

A pastor’s salary is determined by several factors, including church size and budget, geographic location, cost of living, education, experience, and responsibilities. While there is no universal answer, Josh and Sam discuss general guidelines and what pastors should expect from their churches.

- Remember, everything is negotiable on the front end. Don’t go to a church and negotiate after you accept the position.

- Some denominations are known to pay better than others.

- Most pastors are underpaid, but few get paid far too much.

- The median household income of a community is typically not where pastors should be given their experience, education, and responsibilities. A small school superintendent is a better comparison point for a full-time pastor at a mid-size to large church.

- Rent x 3 is a good rule of thumb.

- For churches with budgets between $600,000 and $2,000,000, 10% of the income received is typical for a compensation package of a lead pastor.

- Remember, you must consider salary, housing, benefits, and social security exemption.

- Should churches pay for half of FICA if a pastor has opted into social security? Many churches do not realize that Section 3121(b)(8)(A) prevents them from withholding Social Security and Medicare taxes (FICA) from a minister’s wages. Instead, ministers are responsible for paying Self-Employment Contributions Act (SECA) tax on their salary and housing allowance—unless they have obtained an approved exemption.

(Excerpt) Read more at churchanswers.com ...


TOPICS: Ministry/Outreach
KEYWORDS: ministry; pastor; salary; wages
Navigation: use the links below to view more comments.
first 1-2021-4041-56 next last

1 posted on 11/13/2025 4:51:44 PM PST by CondoleezzaProtege
[ Post Reply | Private Reply | View Replies]

To: CondoleezzaProtege

A full-time pastor should get about the same salary as a school principle. That is a fairly common baseline.


2 posted on 11/13/2025 4:54:10 PM PST by Psalm 73 ("You'll never hear surf music again" - J. Hendrix)
[ Post Reply | Private Reply | To 1 | View Replies]

To: CondoleezzaProtege

RE: How much money should a pastor make?”

“A henway.”

“What’s a henway?”

“About 2 or 3 pounds.”


In the movie The Loved One, the con artist Jonthan Winter advises the young Robert Morse character:

“I strongly advise you to look into non-sectarian ministry.
There’s a LOT of money in it.


3 posted on 11/13/2025 4:56:51 PM PST by frank ballenger (There's a battle outside and it's raging. It'll soon shake your windows and rattle your walls. )
[ Post Reply | Private Reply | To 1 | View Replies]

To: CondoleezzaProtege

They are even exempt from Soc Sec taxes.


4 posted on 11/13/2025 4:57:48 PM PST by Fledermaus ("It turns out all we really needed was a new President!")
[ Post Reply | Private Reply | To 1 | View Replies]

To: frank ballenger

All I know is that Father Weitharn sent me a bunch of collection envelopes when I graduated high school and got a full-time job at the cheese factory. I don’t know, maybe he thought a salary increase was in order.


5 posted on 11/13/2025 5:04:19 PM PST by kawhill ("And we'll do what we tust, and we'll cry without making a sound". Corbin, John)
[ Post Reply | Private Reply | To 3 | View Replies]

To: Psalm 73

Difference is that the principal has to pay taxes on his package (except for pre-tax retirement. Properly structured, a good chunk of the pastor’s income shouldn’t be taxable.

On the other hand, a pastor should be able to support a lifestyle commensurate with the congregation.

One benefit of a denomination is that there are checks and balances on the terms of the pastor’s call.


6 posted on 11/13/2025 5:05:21 PM PST by PAR35 (I)
[ Post Reply | Private Reply | To 2 | View Replies]

To: Fledermaus

Most clergy are not exempt from Social Security taxes; in fact, most pay taxes as if they were self employed.


7 posted on 11/13/2025 5:11:48 PM PST by Mr. Lucky
[ Post Reply | Private Reply | To 4 | View Replies]

To: Psalm 73
A full-time pastor should get about the same salary as a school principle.

In New York State, the average school principal makes $140K per year. Plus the State defined-benefit pension plan for long-term employees / principals comes close to that amount in retirement, especially if their final years in service were above that level.

I imagine most churches can't afford that.

8 posted on 11/13/2025 5:12:47 PM PST by PGR88
[ Post Reply | Private Reply | To 2 | View Replies]

To: CondoleezzaProtege

What income does Trump’s pastor make?


9 posted on 11/13/2025 5:21:14 PM PST by ansel12 ((NATO warrior under Reagan, and RA under Nixon, bemoaning the pro-Russians from Vietnam to Ukraine.))
[ Post Reply | Private Reply | To 1 | View Replies]

To: Mr. Lucky

Sorry, they are.

My wife owns a payroll processing company and has been processing for 30 years.

It’s optional but most don’t opt in. She has done a lot of church payrolls.


10 posted on 11/13/2025 5:21:18 PM PST by Fledermaus ("It turns out all we really needed was a new President!")
[ Post Reply | Private Reply | To 7 | View Replies]

To: PGR88
We can't pay ours that rate, either. It's just a way to acknowledge the responsibility and variety of skills a pastor must have.

We know what a bargain we are getting.

11 posted on 11/13/2025 5:24:20 PM PST by Psalm 73 ("You'll never hear surf music again" - J. Hendrix)
[ Post Reply | Private Reply | To 8 | View Replies]

To: ansel12

“What income does Trump’s pastor make?”

I’m sure he makes a lot less than the average communist pastor.

Communist pastors are the party leaders of any given communist country who hand out the religion of communism to the masses.


12 posted on 11/13/2025 5:24:51 PM PST by reasonisfaith (What are the personal implications if the Resurrection of Christ is a true event in history?)
[ Post Reply | Private Reply | To 9 | View Replies]

To: CondoleezzaProtege

Many pastors have day jobs, because their churches are too small to pay a pastor. Our pastor is retirement age, but I know there’s no salary paid.


13 posted on 11/13/2025 5:28:33 PM PST by Flaming Conservative ((Pray without ceasing))
[ Post Reply | Private Reply | To 1 | View Replies]

To: PGR88
In New York State, the average school principal makes $140K per year. Plus the State defined-benefit pension plan for long-term employees / principals comes close to that amount in retirement, especially if their final years in service were above that level.

I never heard personally of any pastor I knew who made even close to that.

14 posted on 11/13/2025 5:29:39 PM PST by metmom (He who testifies to these things says, “Surely I am coming soon." Amen. Come, Lord Jesus….)
[ Post Reply | Private Reply | To 8 | View Replies]

To: Psalm 73; metmom

Indeed - We should be thankful that God gives us people who are worried about saving souls, and not about getting rich.


15 posted on 11/13/2025 5:31:44 PM PST by PGR88
[ Post Reply | Private Reply | To 11 | View Replies]

To: metmom

Steven Furtick is a millionaire, but I’m not sure he qualifies as a real pastor.


16 posted on 11/13/2025 5:33:18 PM PST by Disambiguator
[ Post Reply | Private Reply | To 14 | View Replies]

To: reasonisfaith

“””””I’m sure he makes a lot less than the average communist pastor.””””””

He is a she, and she is worth millions and getting richer all the time.


17 posted on 11/13/2025 5:33:59 PM PST by ansel12 ((NATO warrior under Reagan, and RA under Nixon, bemoaning the pro-Russians from Vietnam to Ukraine.))
[ Post Reply | Private Reply | To 12 | View Replies]

To: ansel12

Not as rich as communist party leaders.


18 posted on 11/13/2025 5:35:30 PM PST by reasonisfaith (What are the personal implications if the Resurrection of Christ is a true event in history?)
[ Post Reply | Private Reply | To 17 | View Replies]

To: CondoleezzaProtege
Paul worked outside of his ministry to support himself.

His pastoring of congregations was free of charge.

19 posted on 11/13/2025 5:35:51 PM PST by ShadowAce (Linux - The Ultimate Windows Service Pack )
[ Post Reply | Private Reply | To 1 | View Replies]

To: CondoleezzaProtege

I used to travel the country doing church & clergy tax seminars. Manfred Holk, pastor, CPA, and publisher of the monthly Clergy Journal sent my name out as his replacement when he retired back in the 1980’s.

I used to do all day seminars on this topic at several universities.

The compensation package varies considerably based upon many factors.

I’ve handled many IRS audits for pastors and never found any IRS agent that understood the related tax laws.


20 posted on 11/13/2025 5:45:44 PM PST by tired&retired (Blessings )
[ Post Reply | Private Reply | To 1 | View Replies]


Navigation: use the links below to view more comments.
first 1-2021-4041-56 next last

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
Religion
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson