You would not, and it is not.
As you go with your accuser before the magistrate, make an effort to settle with him on the way, lest he drag you to the judge, and the judge hand you over to the officer, and the officer put you in prison. "I tell you, you will never get out till you have paid the very last copper." (Luke 12:58-59)
1 Corintians 3
11 For no other foundation can any one lay than that which is laid, which is Jesus Christ.
12 Now if any one builds on the foundation with gold, silver, precious stones, wood, hay, straw--
13 each man's work will become manifest; for the Day will disclose it, because it will be revealed with fire, and the fire will test what sort of work each one has done.
14 If the work which any man has built on the foundation survives, he will receive a reward.
15 If any man's work is burned up, he will suffer loss, though he himself will be saved, but only as through fire.
The suffering leading to salvation that St. Paul refers to cannot be hell, since no one there can leave, but it must be another place: a place of temporary suffering-- purgatory.