I just thought of something else.
Does “elect” mean that you are called to heaven?
What if one refuses the call and becomes addicted to pornography, gambling, over=spending, drugs, you name it?
In a sense, yes.
Romans 8:29 For those whom he foreknew he also predestined to be conformed to the image of his Son, in order that he might be the firstborn among many brothers. 30 And those whom he predestined he also called, and those whom he called he also justified, and those whom he justified he also glorified.
As you see in the above, God does it all. He loves us first, He conforms us, he justifies, sanctifies and glorifies us. All we bring is our sinful lives.
***What if one refuses the call and becomes addicted to pornography, gambling, over=spending, drugs, you name it?***
See the above. God, over time will work that out in us. And it boggles the mind that at judgement we are judged rightous, because that is what we are in Christ.
I would suggest it is easy to look at the sin in others and use those as the example, but there are a myriad of sins that are referred to by Jerry Bridges as "Respectable Sins." Those are the sins that we tend to brush under the rug. White lies, telling someone what someone else did (aka gossip) etc.
As Christian should look inwards first and cry out for mercy/help on those before we start worrying about the sins of others.