It appears you have successfully caught your ‘tale’ in your mouth and are now on a roll. I believe what the Bible teaches, that every human has a soul and spirit and that that is eternal, everlasting. I suppose the answer to your query would be that you will be alive forever more and aware that you are ‘outside of God’s Love and all that His Love sustains.’ That ‘ud be hell, dude. Why risk it? ... If you choose to believe He is, He will be responsible for the rest and will—as He has done with me and millions of others—add to your faith. If you come tot he end of this mortal coil and there is nothing beyond it, how have you harmed yourself or those around you? On the other hand, if you ... well, you get the gist. Why do that to yourself and those around you?
You're using Pascall's wager again. It's a poor argument, that I should believe because if it's true, GREAT!; if not, no harm done.
Like I said earlier, I'm not going to believe in a fairy tale because the fairy tale is more appealing. On top of that, I don't hold the Christian god's selection process for heaven as all that appealing at all.
On another note, your idea of hell reminds me of a short story by Stephen King called "The Jaunt". A true definition of what I would consider hell is explained, and it has nothing to do with monsters or any other horror cliche.