You're using Pascall's wager again. It's a poor argument, that I should believe because if it's true, GREAT!; if not, no harm done.
Like I said earlier, I'm not going to believe in a fairy tale because the fairy tale is more appealing. On top of that, I don't hold the Christian god's selection process for heaven as all that appealing at all.
On another note, your idea of hell reminds me of a short story by Stephen King called "The Jaunt". A true definition of what I would consider hell is explained, and it has nothing to do with monsters or any other horror cliche.
Ah, cannot let go of the tale once you get a firm grip with your teeth. Sorry about that.