Posted on 09/28/2024 11:49:53 AM PDT by RomanSoldier19
A homeowner’s plan to make his home greener by switching to a heat pump and installing solar panels in 2023 took an unexpected turn when his then insurance company, CAA, nearly cancelled his policy over the upgrades – eventually pulling coverage entirely due to the solar panels.
A CBC News report cited Adam Szabo as saying: “I was confused, of course. I’m like, ‘What do you mean?’ It just doesn’t make sense, right?”
Szabo’s desire to boost his property’s value, reduce environmental impact, and lower energy costs was overshadowed by insurance complications he didn’t foresee.
(Excerpt) Read more at insurancebusinessmag.com ...
I also wonder what it does to the life of the asphalt shingles underneath? Would think it might extend the life, but then again I would think they might be more succeptible to mold and fungus growth under their shade.
Heat pumps? In Canada?
But why don’t they simply exclude the solar panels from coverage. The article indicates they are cancelling the entire home coverage.
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Because the problem is much larger than panels being blown off or hail damaged or otherwise going haywire. There are major electrical issues that with a short can burn your house down. It’s just like the EVs parked in your garage, nice, quiet and unassuming until there’s a short that sets the car on fire and burns your house down. Or the EVs that are in an accident and emergency personnel are afraid of being electrocuted if they try to rescue you, Your ‘wonderful’ government doesn’t warn you of these things because they woke and drunk on ‘green’, but insurance companies whose business model is risk assumption, check into these things beforehand.
“However, it was reported that many are discovering that such green initiatives sometimes clash with insurance policies.”
Green policies tend to clash with reality.
My relatives have peak hour surcharges for electricity. After Helene, they lost power may not get it back for a week. They live about ten miles from a nuclear power plant.
There is no problem where I live. Nor do we pay a surcharge for electricity at any time of the day.
I’m trying to figure out what is going on. Browsing the internet, I see that there are plans to shut down coal fired plants in the area. Maybe they have already started. Judging by the weather here, solar and wind are currently useless (no sun, no wind).
How do they dispose of that stuff?
The REAL problem is, if your house catches fire, the fire department won’t fight it because of the risk of electrocution. Can’t turn the electricity off in the daytime.
“”never let ANYONE convince you that bolting something to your roof is a great idea. it isn’t.””
Kalifornia mandated rooftop solar for ALL new home construction in 2020. In other words, Kalifornia mandated roof destruction, roof failure, putting holes in your brand new roof.
“Stupid criminals are easily caught, smart criminals are eventually caught, brilliant criminals start insurance companies” — Joe Jacobs Esq
Given that the federal gov’t has been pushing & subsidizing going solar, this should be illegal for insurance companies to do.
Probably govt regulation not allowing them to exclude green energy installations.
“part of the reason is they have a Tesla and a charging station in their garage.”
I seriously doubt you can charge a Tesla with home solar powered system. Might take a couple of weeks.
Fastest home charge time for EV’s is a high amp charger of 220VAC. Most homes don’t have 3 phase power so 460/3/60 is not an option.
Most homes are single phase with 220/1/60 intended for dryer and oven use.
I’ve thought about installing solar over a patio pergola. Or maybe a covered driveway.I would never put in on my house or garage roof.
And no battery storage. Just feed it into the grid for credit from the power company.
a roof covered with solar panels is an absolute nightmare when re-roofing is periodically required ... the panels and their plumbing and wiring have to be removed and then reinstalled after re-roofing, then there’s the issue of dozens of panel support stanchions whose roof fasteners penetrate the roofing in one fashion or the other that too have to removed and then reattached after re-roofing ...
If you have any roofing problems, Most Roofing companies will require the homeowner to have the solar panels removed before
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I’ve been installing roofs for over 40 years and I will not send a crew to repair or replace any roof with solar panels. The liability is just not worth it
Did an engineer do a wind load analysis on the job?
That should buff right out.
Code requires a disconnect switch accessible from the ground clearly labeled as being for the solar array.
Code also requires rapid-shutdown inverters that will turn off when the utility power is lost—as happens when the disconnect switch is turned off.
Most systems use microinverters, one per panel. The input to the inverters is only 36 volts, that’s the part that can’t be turned off. 36 volts does not present an electrocution hazard.
The output of the microinverters is 240V and will automatically turn off when utility power is lost/disconnected.
Mercury clean up in isles 1 to 25 asap
Sounds worth looking into.
The Edison Battery Company went out of business last September.
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