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You need to earn at least $100K to afford a typical home in these states: analysis
The Hill ^ | 04/06/2024 | Addy Bink

Posted on 04/06/2024 11:02:00 AM PDT by ChicagoConservative27

(NEXSTAR) — Decades ago, buying a home for $100,000 or less was the norm. Today, you need to earn at least $100,000 just to afford a “typical” home, according to a new analysis.

Data tracked by the Federal Reserve Bank of St. Louis shows the average sales price for homes sold in the U.S. was $492,300 last quarter, down from $552,600 a year prior. While there are signs of improvement, home sale prices are nowhere near where they were 40 years ago: in Q4 of 1984, the average sales price for houses sold nationwide was $97,800.

(Excerpt) Read more at thehill.com ...


TOPICS: Business/Economy; Culture/Society; News/Current Events; Your Opinion/Questions
KEYWORDS: afford; earn; home; states
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To: Bob Wills is still the king

Manufactured Homes on lots go for $500K and up around here, My realtor friend says she could get $600K for mine that is on 2 1/2 acres in Acton,Ca. I paid $145K CASH for it 10 years ago.


21 posted on 04/06/2024 12:17:45 PM PDT by eyeamok
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To: ChicagoConservative27

not really true, if you save up money for longer and pay for it all or pay much more down.

stop buying $20 coffee, pot, alcohol, and the latest $1,500 smart phones and those fancy rims for your cars and you’d be surprised how much money you suddenly have to save


22 posted on 04/06/2024 12:36:20 PM PDT by TexasFreeper2009
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To: ClearCase_guy
In Massachusetts, the median salary is $86,840. And the median home price is $596,000. Do the math on that and show me how it works.

A person earning the median salary in MA can’t afford to buy a median-priced home … as a first-time home buyer.

But if that person earning $86,840 has $200,000-$300,000 of equity in a home he bought ten years ago, then the $596,000 purchase price of the median home is not so unrealistic.

23 posted on 04/06/2024 1:20:22 PM PDT by Alberta's Child (If something in government doesn’t make sense, you can be sure it makes dollars.)
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To: Alberta's Child

https://www.boston.com/real-estate/home-buying/2022/09/30/income-needed-afford-starter-home-boston/

According to this 2022 article, the income needed to buy the starter home is $183,000. Which is more than double the median income.

Where do first time home buyers even start? I guess the answer is “Not Massachusetts”.

You know, Obama said he would “fundamentally transform” America, and I think he did. Oh, you can trace it back further — lots of people can be blamed. But America today is different from what it was. Yes, some people really can buy that starter home. And from there, they really can trade up to a Median home. But the American Dream used to be achievable for a lot of people who just put in the work. I think it’s important for people to realize that “something changed” and that a lot of people are shut out of the dream.


24 posted on 04/06/2024 1:29:56 PM PDT by ClearCase_guy (It's not "Quiet Quitting" -- it's "Going Galt".)
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To: TexasFreeper2009

“stop buying $20 coffee, pot, alcohol, and the latest $1,500 smart phones and those fancy rims for your cars and you’d be surprised how much money you suddenly have to save”

You are the only one on this thread that makes any sense.


25 posted on 04/06/2024 1:38:37 PM PDT by caver ( )
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To: ClearCase_guy

I paid for college as a certified structural welder in the 90s. For fun I browse job sites and the same jobs pay the same in dollars now as back then. Same for most trades. Illegal immigration has destroyed the trades pay.


26 posted on 04/06/2024 1:59:44 PM PDT by Organic Panic (Democrats. Memories as short as Joe Biden's eyes.)
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To: ChicagoConservative27

In Virginia, Northern Virginia pushes up the average, thanks to all the Federal money flowing through there like crack through the veins of a drug addict. Much of the rest of the state is far cheaper, like, for example, Roanoke.


27 posted on 04/06/2024 2:15:39 PM PDT by brianl703
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To: mass55th

Lease the pets.


28 posted on 04/06/2024 3:08:59 PM PDT by ConservativeMind (Trump: Befuddling Democrats, Republicans, and the Media for the benefit of the US and all mankind.)
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To: eyeamok

“2 1/2 acres in Acton,Ca”

What would the land sell for without the manufactured home? About the same?


29 posted on 04/06/2024 3:16:26 PM PDT by steve86 (Numquam accusatus, numquam ad curiam ibit, numquam ad carcerem™)
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To: ConservativeMind
"Lease the pets."

LOL!Still have to buy food, feed them, take them to the vet, and clean up after them. No thanks. Did that for pets and kids long enough.

30 posted on 04/06/2024 3:22:18 PM PDT by mass55th (“Courage is being scared to death, but saddling up anyway.” ― John Wayne)
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