Why save money? The Democrats will just give them free money when they come into office. All student loans will be forgiven forever. CHARGE!!!
How much, on average, does it cost annually to drink Starbucks coffee on a daily basis? Maybe $2,000? I can probably drink Folgers instant (which is damned good coffee, IMO) for approx. $40 per year.
I have always preferred to make my own coffee.
McDonalds coffee works for me. But really, why focus on a status brand and not your job?
Morons. But as long as the Dims cheat to win, these tools will keep getting freebies until there is no USA anymore.
The inability to defer gratification is the sign of a fundamental immaturity. And if you are dead set on caffeine there are far cheaper choices.
CC
I make my own lattes. Much faster, easier and cheaper than going out every day and buying one.
He’s not telling them to give up coffee, he’s telling them to brew their own.
Starbucks is horrible. I can’t believe anyone actually enjoys it. I’d pay $6 to not have to drink it.
I quit smoking in 1981.
I quit drinking coffee in 2009.
No professional help needed, I just did it.
What I started on my own I ended on my own.
Same with my debt.
I’ve had no debt since 1992 or so.
I own 5 ocean view acres and two houses in Hawaii.
I have NO respect or concern for people bitching about how hard their life is.
Do it like I did.
Work hard and don’t waste your money on pretty stuff,
like starbucks coffee and new cars.
On the other hand the young, college-educated liberal reads the NY Time Economic opinion columnist Paul Krugman, who is a Nobel Prize winner in Economics and spouts absolute Democratic Party line nonsense about economics.
Paul has repeatedly said that the Government needs to go deeper into debt. He feels that as long as the “economy is growing” greater amounts of debt aren't a problem. He also feels that inflation is a good thing, because the US government gets to borrow money with Treasury Bonds and pay off those bonds with dollars that have less buying power. Paul has not seen a Republican economic proposal he likes nor a Democratic economic proposal he thinks is wrong.
The young person not willing to pay off debt probably has been mentored by Paul Krugman or a liberal college professor who idolized Dr. Krugman.
Buy some beans and a mr. Coffee.
Jeez. You can have it all if you can think your way out of a paper bag.
Well, Ramsey’s right about the coffee. Splurge and get your own coffee maker, then get some coffee from the store. I use Keurig-compatible pods. I can get a 96-pod box of Victor Allen coffee from Big Lots — yes, they have those in Florida — for 26 dollars. That’s 96 cups of coffee up to 12 oz each, beating the hell out of Starbucks (mebbe 5 to 8 cups, depending on how you like it).
Why would any self-respecting person shop at Starbucks anyway?
bfl
The epitome of Democrat policies.
“mental health”? “self care”? No. The term is “indulgence”.
Its not that the $766 is going to make you or break you. Its about lifestyle. There are lots of little things people can cut that won’t really change their quality of life but which will save a significant amount of money. For example:
- bring your own lunch/drinks if you work away from home
- learn to cook and do so. Do it regularly. Avoid dining out and ESPECIALLY avoid buying food from a restaurant and having it delivered. How lazy can you get? Besides, you can eat healthier if you cook for yourself. Pasta in particular freezes really well. Make giant family size portions. Separate out meal size portions in ziplock baggies and toss ‘em in the freezer. During the week when time is at a premium, you can just defrost one in the microwave in a few minutes.
- My monthly phone bills went from $82/month to $27/month when I switched from AT&T to Charter who provides my cable. I got unlimited data plans with both. I did it because AT&T made my chit list for supporting Leftists. Only after I started looking around did I realize how badly they were hosing me charging me an extra $55/month for nothing.
- Do you need a whole bunch of streaming services? I get a monthly streaming service with no contract during the 4 months per year of college football season and then I drop it as soon as the season is over. The other 8 months per year I have YouTube, Rumble, Dailymotion and other places where I can watch lots of good content for free. That’s in addition to Tubi and other free channels that come with my Roku. I’m amazed at what some of the people I know pay to have Amazon Prime, Hulu, several movie channels, etc etc. Some of them pay hundreds of $ per month on all those streaming channels.
- Need to get away but don’t want to spend a lot of $ to do it? Try hiking. I love getting out in nature, my little hiking buddy (my black lab) loves it too, its good exercise and its both beautiful and peaceful getting away from people and traffic and everything. All it costs is the gas it takes to get there.
- Get a coffee maker and stop giving Starbucks $6-7 per day. Even the Kuerig pods only cost about $1 each. Make your coffee at home.
- Do I even need to say don’t buy a bunch of crap you don’t really need online at places like Amazon because you’re bored? I know people who do this.
Doing the above will not dramatically reduce your standard of living. In some ways they’ll enhance it with better diet, exercise, etc. Just the things outlined there can save you thousands of dollars a year. You just have to break the habit of doing things that cost a lot when you add them up.
Your unnecessary and expensive coffee habit is "quality of life?" My preteen children are going be paying taxes to fund welfare programs for you in 2055, I'm sure.
Costco whole bean coffees....depending on brand like Peets or Lavazza [! when they have it...] can be had for about $13 for 2lb when on sale...less if you buy Kirkland brand.
My coffee comes to about $.30 a mug...about 2 regular cups worth.
Its not just $6 for coffee but also the time and driving/waiting in line at the drive thru in your idling car all adding to the cost. And I see it daily as the lines at the local Starbucks wrap the building.
Young folks simply have not been taught anything about economics and do not understand very much when it comes to money. They have no savings ethos or spending restraints because...of their I deserve it now mentality. And they refuse to learn about economics because its too hard and requires some discipline and sacrifice.
I’ve never been good with money but I did learn to at least seek the advice of folks who are...so a 401K is better than nothing at all. The assumption is that yes you pay taxes on the withdrawal but presumably your income will be less so the taxes will be lower.
Whatever. Big Uncle Sugar will save them...surely. Just Mom and Dad used to ...
Ramsey is an old-school idiot and wind-bag who doesn’t understand the new economy, I was in debt for a LONG time to live a decent lifestyle until I made enough to pay it all off to continue my decent lifestyle. He would hvae had me suffering for nothing.