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'Unprecedented and staggering': Singaporean woman cheated major international banks of $631m
AsiaOne ^ | DECEMBER 08, 2022 | Jessie Lim

Posted on 12/11/2022 3:30:37 PM PST by nickcarraway

A former chief financial officer of commodity firm Agritrade International duped 16 financial institutions worldwide into providing her company with millions of dollars in trade financing, causing losses of US$469 million (S$631 million).

The financial institutions, which included major banks in Japan, South Korea, India and Taiwan, incurred the losses between January 2016 and November 2019.

This amount, described by the prosecution as "unprecedented and staggering", is almost as high as the $633.3 million victims in Singapore lost to all scams in 2021.

On Friday, Singaporean Lulu Lim Beng Kim, 63, pleaded guilty to 12 charges, including cheating and falsification of accounts. Twenty-four similar charges were taken into consideration.

Seeking a sentence of 19-and-a-half years, Deputy Public Prosecutor (DPP) Nicholas Khoo said: "The losses caused in this case are unprecedented and staggering. Singapore's reputation has been tarnished as a result."

While serving as the chief financial officer of Agritrade, Lim instructed her subordinates to submit financial statements which were unaudited and false to the financial institutions.

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These documents were required by the financial institutions to assess how much credit they would extend to Agritrade.

The financial institutions would then disburse these sums to Agritrade's suppliers for the purchase and sale of goods and other purposes.

Agritrade or its suppliers were then expected to pay back the financial institutions at a later date.

In total, the 16 financial institutions disbursed more than US$886 million to the suppliers and their subsidiaries.

Investigations revealed that members of the commodity firm's senior management had helped to incorporate these subsidiaries or sat on their board of directors.

In January 2020, Agritrade, whose business spans palm oil and coal mining, came under financial strain due to the collapse in oil and coal prices.

The company also faced allegations of fraud directed against Mr Ng Xinwei, its chief executive, and his father, Mr Ng Say Pek, who founded the business.

On Jan 15, 2020, the Commercial Affairs Department started investigations against Agritrade. Lim left Singapore for the UK the next day and did not respond to multiple attempts by the police to contact her over the next year.

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She was arrested in January 2021, after the police received information that she was in the United Arab Emirates.

On Friday, Mr Noor Marican, who heads law firm Marican & Associates, pleaded for mercy on behalf of Lim.

He said: "She takes full responsibility for her actions and makes no excuse for her conduct. She is of age. She has pleaded guilty at the earliest possible time."

Lim, who appeared in court via video link, buried her face in her hands as Mr Marican spoke.

In his mitigation plea, he said that Lim claimed she was manipulated by Mr Ng Say Pek and that there was no evidence she had accrued personal benefits.

In response, DPP Khoo said that he had taken into account the fact that Lim had drawn a $400,000 annual salary before bonuses.

He said: "A submission like this has force if she was a data entry clerk who had just graduated from school.

"The accused is a local graduate with a Business Administration degree. She is not an uneducated individual. She was the No. 2 or No. 3 person in the company."

District Judge Kow Keng Siong said that he required some time to mete out a sentence and adjourned the case for sentencing.

Lim is the first person in connection to the case to be sentenced.

She will be back in court on Jan 17, 2023.

For each count of cheating, an offender can be jailed for up to three years, fined, or both.

The offence of falsifying accounts carries a jail term of up to 10 years, a fine or both.


TOPICS: Business/Economy; Crime/Corruption; Foreign Affairs; News/Current Events
KEYWORDS:

1 posted on 12/11/2022 3:30:37 PM PST by nickcarraway
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To: nickcarraway

Today’s heroine


2 posted on 12/11/2022 3:36:12 PM PST by robowombat
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To: nickcarraway

In a country where you could ge tossed in jail for chewing gum what will they do to her? Blast her to atoms?


3 posted on 12/11/2022 3:38:54 PM PST by bigbob (z)
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To: nickcarraway

https://www.youtube.com/watch?v=3fGHaVn5rGo

Just a mundane detail at the bank.


4 posted on 12/11/2022 3:40:20 PM PST by frank ballenger (You have summoned up a thundercloud. You're gonna hear from me. Anthem by Leonard Cohen)
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To: nickcarraway

“The jig is up, the news is out they finally found me
The renegade who had it made retrieved for a bounty
Never more to go astray
The judge’ll have revenge today on the wanted man”


5 posted on 12/11/2022 3:42:54 PM PST by Redcitizen
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To: nickcarraway

In the US, a smirking well dressed defense attorney will say “Thank you, your honor” after the judge agrees with the defense motion that due to a legal technicality none of the evidence from the bank about the missing money can be allowed to be presented to the jury.

“Motion to clear all charges is accepted.” Gavel down.


6 posted on 12/11/2022 3:44:15 PM PST by frank ballenger (You have summoned up a thundercloud. You're gonna hear from me. Anthem by Leonard Cohen)
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To: nickcarraway
Nothing new.

The salad oil scandal, also referred to as the soybean scandal, was an American major corporate scandal in 1963 that caused over $180 million ($1.59 billion today) in losses to corporations including American Express, Bank of America and Bank Leumi, as well as many international trading companies.

7 posted on 12/11/2022 3:44:50 PM PST by DoodleBob ( Gravity’s waiting period is about 9.8 m/s²)
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To: robowombat

Will they cane her as well as fine her?


8 posted on 12/11/2022 3:48:36 PM PST by Vigilanteman (The politicized state destroys aspects of civil society, human kindness and private charity.)
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To: Vigilanteman

Serry man, you verry funny.


9 posted on 12/11/2022 3:51:00 PM PST by robowombat
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To: nickcarraway

hang her along with all her associates that were involved in this caper...............


10 posted on 12/11/2022 4:13:48 PM PST by Cen-Tejas
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To: nickcarraway

$631M?! Someone was asleep within the bank .... or working with her.


11 posted on 12/11/2022 4:28:26 PM PST by Rummyfan (In any war between the civilized man and the savage, support the civilized man. )
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To: Vigilanteman

The article.says they are seeking 19.5 years in sentence. 19.5 years in a Singaporean prison is no joke.


12 posted on 12/11/2022 5:39:51 PM PST by Fai Mao (Stop feeding the beast, and steal its food!)
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To: nickcarraway

“When you steal $600, you can just disappear. When you steal $600 million, they will find you...

...unless they think you’re already dead.”

-Hans Gruber


13 posted on 12/11/2022 8:31:30 PM PST by GreenLanternCorps (Hi! I'm the Dread Pirate Roberts! (TM) Atsk about franchise opportunities in your area.)
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To: Fai Mao

Yeah, that’s a bit longer than what it would take for the caning scars on your backside to heal.


14 posted on 12/11/2022 9:40:32 PM PST by Vigilanteman (The politicized state destroys aspects of civil society, human kindness and private charity.)
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To: nickcarraway

Computers were going to eliminate paper, and make everything easier.


15 posted on 12/12/2022 12:58:59 PM PST by Albion Wilde ("There is no good government at all & none possible."--Mark Twain)
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